Coastal States Bank

Headquarters: Hilton Head Island, South Carolina
Charter: Bank
Assets: $2.4B
Fed district: Richmond

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $4.48, the middle of its prices
Coastal States Bank: $2 to $6.95
Coastal States Bank: $2 to $6.95
U.S. median: no median
Overdraft (OD)
Coastal States Bank: $31
Coastal States Bank: $31
U.S. median: no median
NSF / Returned Item
Coastal States Bank: $31
Coastal States Bank: $31
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Carolina: Banks and credit unions headquartered in South Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Coastal States Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$6.95
per month
Monthly Maintenance$2
per month
Closing Account (If open less than 90 days)$15
Dormant Account (Per Month)$5
per month
Account Research (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Returned Items or Overdraft (Per Item)$31
per item
Returned Items or Overdraft (Per Item)$31
per item

ATM & Card

ATM/Debit Card Replacement$10

Wire Transfers

Wire Transfer (Domestic Out)$5
Wire Transfer Service: Outgoing$15
Wire Transfer Service: IncomingNo charge
Wire Transfer (Int'l Out)$35
Wire Transfer Service: International$45

Check Services

Cashier Checks: Customer$5
Stop Payments$31
Photocopies of checks (per check)$3
per item

Cash & Deposit

Deposited Returned Item (Processing)$5
Deposited Returned Item (Special Handling)$10
Night Depository Key Replacement$10

Account Services

Garnishments/Levies$50

Other Fees

Duplicate Statements$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$6.95	per month	None
Monthly Maintenance	$2	per month	None
Closing Account (If open less than 90 days)	$15	Not stated	None
Dormant Account (Per Month)	$5	per month	None
Account Research (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Returned Items or Overdraft (Per Item)	$31	per item	None
Returned Items or Overdraft (Per Item)	$31	per item	None
ATM & Card
ATM/Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfer (Domestic Out)	$5	Not stated	None
Wire Transfer Service: Outgoing	$15	Not stated	None
Wire Transfer Service: Incoming	No charge	Not stated	None
Wire Transfer (Int'l Out)	$35	Not stated	None
Wire Transfer Service: International	$45	Not stated	None
Check Services
Cashier Checks: Customer	$5	Not stated	None
Stop Payments	$31	Not stated	None
Photocopies of checks (per check)	$3	per item	None
Cash & Deposit
Deposited Returned Item (Processing)	$5	Not stated	None
Deposited Returned Item (Special Handling)	$10	Not stated	None
Night Depository Key Replacement	$10	Not stated	None
Account Services
Garnishments/Levies	$50	Not stated	None
Other Fees
Duplicate Statements	$5	Not stated	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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