Pioneer Federal Credit Union

Headquarters: Mountain Home, Idaho
Charter: Credit Union
Assets: $744.0M
Fed district: San Francisco

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Pioneer Federal Credit Union: $1.99
Pioneer Federal Credit Union: $1.99
U.S. median: no median
Overdraft (OD)
Pioneer Federal Credit Union: $30
Pioneer Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Pioneer Federal Credit Union: $10
Pioneer Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Idaho, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Idaho: Banks and credit unions headquartered in Idaho that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Pioneer Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$1.99
per month
Below minimum balance$10
per month
Inactive account fee$5
per month
Account research$25
Not compared: Charged per hour; comparison unavailable
per hour
Balancing assistance$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned statement$5
per month

Overdraft & NSF

Overdraft$30
Returned checks: Two-party checks$10

ATM & Card

ATM fee$1.50
per transaction
Card replacement$5
Foreign transaction (audience not stated, treated as personal)1%of the transaction
per transaction

Wire Transfers

Wire transfer: Outgoing$25
Incoming wire$15

Check Services

Cashier’s check$5
per item
Money order$3
per item
Stop payments: Check$30
Stop payments: Series of checks$35
Temporary checks$3
per item · Per sheet of 3
Temporary checks (Per sheet of 3)$3
per item
Collection item/foreign checks$35
Copy of check$2

Digital & Electronic

ACH return item (paid or returned)$30

Account Services

Verification of deposits$5

Retirement & IRA

IRA, Roth, Coverdell Yearly Admin Fee$15
per year
IRA, Roth, Coverdell closing fee$25

Other Fees

Statement printout$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$1.99	per month	None
Below minimum balance	$10	per month	None
Inactive account fee	$5	per month	None
Account research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Balancing assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned statement	$5	per month	None
Overdraft & NSF
Overdraft	$30	Not stated	None
Returned checks: Two-party checks	$10	Not stated	None
ATM & Card
ATM fee	$1.50	per transaction	None
Card replacement	$5	Not stated	None
Foreign transaction (audience not stated, treated as personal)	1%of the transaction	per transaction	None
Wire Transfers
Wire transfer: Outgoing	$25	Not stated	None
Incoming wire	$15	Not stated	None
Check Services
Cashier’s check	$5	per item	None
Money order	$3	per item	None
Stop payments: Check	$30	Not stated	None
Stop payments: Series of checks	$35	Not stated	None
Temporary checks	$3	per item	Per sheet of 3
Temporary checks (Per sheet of 3)	$3	per item	None
Collection item/foreign checks	$35	Not stated	None
Copy of check	$2	Not stated	None
Digital & Electronic
ACH return item (paid or returned)	$30	Not stated	None
Account Services
Verification of deposits	$5	Not stated	None
Retirement & IRA
IRA, Roth, Coverdell Yearly Admin Fee	$15	per year	None
IRA, Roth, Coverdell closing fee	$25	Not stated	None
Other Fees
Statement printout	$5Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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