Elevate Federal Credit Union

Headquarters: Brigham City, Utah
Charter: Credit Union
Assets: $260.3M
Fed district: San Francisco

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.98, the middle of its prices
Elevate Federal Credit Union: $3.95 to $10
Elevate Federal Credit Union: $3.95 to $10
U.S. median: no median
Overdraft (OD)
Elevate Federal Credit Union: $25
Elevate Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Elevate Federal Credit Union: $25
Elevate Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Utah, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Utah: Banks and credit unions headquartered in Utah that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Elevate Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Advantage Checking Monthly service charge (audience not stated, treated as personal)$3.95
per month
Service charge$10
per month
Inactive account (monthly)$5
per month
Research$25
Not compared: Charged per hour; comparison unavailable
per hour
VISA Chargeback (audience not stated, treated as personal)$20
per item
Bad Address$2

Overdraft & NSF

Courtesy Pay (audience not stated, treated as personal)$25
Return ACH$25

ATM & Card

Overnight order for 1 card$45
Rush order for 1 card$30
International Transaction Fee (audience not stated, treated as personal)1%of the transaction
per month

Check Services

Cashier's checks$1
Money orders$1
Stop payment ACH$25
per item
Stop payment on cashier’s check if lost, stolen or stale-dated$25
Stop payment on member's check or ACH (audience not stated, treated as personal)$25
Counter checks$0.50
Not compared: Charged per page; comparison unavailable
per page
Copy of member's cleared check$2

Digital & Electronic

Same-day ACH (audience not stated, treated as personal)$15
Same-day ACH$15
ACH returned for insufficient funds$25

Cash & Deposit

Cash Advance$5

Account Services

Notary service (non-member)$5
Credit Card/Debit Card: 5" x 10"$20
Safe Deposit Box 10" x 10" (audience not stated, treated as personal)$35
Safe Deposit Box 3" x 10" (audience not stated, treated as personal)$15
Safe Deposit Box 3" x 5" (audience not stated, treated as personal)$10
Safe Deposit Box 5" x 10" (audience not stated, treated as personal)$20
Safe Deposit Box: 3" x 5" (audience not stated, treated as personal)$10
per year
Garnishment$20
per item

Gift & Prepaid Cards

Prepaid Visa gift card$2

Other Fees

Copies of debit card transaction$10
Monthly Statement Copy (upon request)$2
Not compared: Monthly charge, not per item
per month
Each item is considered one transaction. | Payday loan application (non-refundable)$25
per item
Payday loan application (non-refundable) (audience not stated, treated as personal)$25

Fee	Amount	Basis	Note
Account Maintenance
Advantage Checking Monthly service charge (audience not stated, treated as personal)	$3.95	per month	None
Service charge	$10	per month	None
Inactive account (monthly)	$5	per month	None
Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
VISA Chargeback (audience not stated, treated as personal)	$20	per item	None
Bad Address	$2	Not stated	None
Overdraft & NSF
Courtesy Pay (audience not stated, treated as personal)	$25	Not stated	None
Return ACH	$25	Not stated	None
ATM & Card
Overnight order for 1 card	$45	Not stated	None
Rush order for 1 card	$30	Not stated	None
International Transaction Fee (audience not stated, treated as personal)	1%of the transaction	per month	None
Check Services
Cashier's checks	$1	Not stated	None
Money orders	$1	Not stated	None
Stop payment ACH	$25	per item	None
Stop payment on cashier’s check if lost, stolen or stale-dated	$25	Not stated	None
Stop payment on member's check or ACH (audience not stated, treated as personal)	$25	Not stated	None
Counter checks	$0.50Not compared: Charged per page; comparison unavailable	per page	None
Copy of member's cleared check	$2	Not stated	None
Digital & Electronic
Same-day ACH (audience not stated, treated as personal)	$15	Not stated	None
Same-day ACH	$15	Not stated	None
ACH returned for insufficient funds	$25	Not stated	None
Cash & Deposit
Cash Advance	$5	Not stated	None
Account Services
Notary service (non-member)	$5	Not stated	None
Credit Card/Debit Card: 5" x 10"	$20	Not stated	None
Safe Deposit Box 10" x 10" (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 3" x 10" (audience not stated, treated as personal)	$15	Not stated	None
Safe Deposit Box 3" x 5" (audience not stated, treated as personal)	$10	Not stated	None
Safe Deposit Box 5" x 10" (audience not stated, treated as personal)	$20	Not stated	None
Safe Deposit Box: 3" x 5" (audience not stated, treated as personal)	$10	per year	None
Garnishment	$20	per item	None
Gift & Prepaid Cards
Prepaid Visa gift card	$2	Not stated	None
Other Fees
Copies of debit card transaction	$10	Not stated	None
Monthly Statement Copy (upon request)	$2Not compared: Monthly charge, not per item	per month	None
Each item is considered one transaction. \| Payday loan application (non-refundable)	$25	per item	None
Payday loan application (non-refundable) (audience not stated, treated as personal)	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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