Hotel And Travel Industry Federal Credit Union

Headquarters: Honolulu, Hawaii
Charter: Credit Union
Assets: $40.0M
Fed district: San Francisco

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices
Hotel And Travel Industry Federal Credit Union: $0 to $10
Hotel And Travel Industry Federal Credit Union: $0 to $10
U.S. median: no median
NSF / Returned Item
Compared at $26.50, the middle of its prices
Hotel And Travel Industry Federal Credit Union: $25 to $28
Hotel And Travel Industry Federal Credit Union: $25 to $28
U.S. median: no median
Non-Network ATM
Hotel And Travel Industry Federal Credit Union: $1
Hotel And Travel Industry Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Hotel And Travel Industry Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Fee (Share Type 71 - if below minimum balance of $300)$10
per month
Monthly Service Fee (Share Type 72)No charge
per month
Monthly Service Fee (Share Type 71 - if below minimum balance of $300)$10
per month
Closing of account within first six months of opening$25
Inactive (Dormant) Account Fee - Monthly$20
per month
Account Research / Reconciliation (per hour)$10
Not compared: Charged per hour; comparison unavailable
per hour · Account Research / Reconciliation (per hour) | $10
Address Locator Fee$5

Overdraft & NSF

Non-Sufficient Funds (on checks, drafts, ACH - per item)$28
per item
Return Item Fee (Per item)$25
per item

ATM & Card

Withdrawal, inquiry and transfers at non-network ATMs$1
Replacement Debit or ATM Card$10

Wire Transfers

Wire Transfer - Outgoing - Domestic$30
Wire Transfer - Incoming$10
Wire Transfer - Outgoing - International$60

Check Services

Credit Union Official Checks - Member (up to 1 check per day)No charge
Not compared: Daily charge, not per item
per day
Credit Union Official Checks - Members (after first check daily) or Non-Member (each check)$5
per item
Stop Payment of Series of Drafts$20
Stop Payment of Share Draft$20
Stop Payment on Credit Union Official Check$20
Copy of Share Draft$2.50

Cash & Deposit

Credit Card Cash Advance- Visa, Mastercard, Discover Member/ Non-Member: Minimum Amount$100
Deposited items returned to credit union unpaid$25

Account Services

Service of Legal Process - Tax Levy$25

Lending Fees

Loan Late Charge (after 10 days)$25

Retirement & IRA

IRA Closed Account/Processing Fee (Complete Withdrawal/Rollovers to other FIs)$25

Other Fees

Photocopies - Account History (per statement period)$2
Not compared: Charged per statement; comparison unavailable
per statement · Photocopies - Account History (per statement period) | $2
Photocopies - Member Statement - Current Year$10
Photocopies - Member Statement - Prior Years$10
Photocopies - Other Documents (per page)$1
Not compared: Charged per page; comparison unavailable
per page · Photocopies - Other Documents (per page) | $1

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee (Share Type 71 - if below minimum balance of $300)	$10	per month	None
Monthly Service Fee (Share Type 72)	No charge	per month	None
Monthly Service Fee (Share Type 71 - if below minimum balance of $300)	$10	per month	None
Closing of account within first six months of opening	$25	Not stated	None
Inactive (Dormant) Account Fee - Monthly	$20	per month	None
Account Research / Reconciliation (per hour)	$10Not compared: Charged per hour; comparison unavailable	per hour	Account Research / Reconciliation (per hour) \| $10
Address Locator Fee	$5	Not stated	None
Overdraft & NSF
Non-Sufficient Funds (on checks, drafts, ACH - per item)	$28	per item	None
Return Item Fee (Per item)	$25	per item	None
ATM & Card
Withdrawal, inquiry and transfers at non-network ATMs	$1	Not stated	None
Replacement Debit or ATM Card	$10	Not stated	None
Wire Transfers
Wire Transfer - Outgoing - Domestic	$30	Not stated	None
Wire Transfer - Incoming	$10	Not stated	None
Wire Transfer - Outgoing - International	$60	Not stated	None
Check Services
Credit Union Official Checks - Member (up to 1 check per day)	No chargeNot compared: Daily charge, not per item	per day	None
Credit Union Official Checks - Members (after first check daily) or Non-Member (each check)	$5	per item	None
Stop Payment of Series of Drafts	$20	Not stated	None
Stop Payment of Share Draft	$20	Not stated	None
Stop Payment on Credit Union Official Check	$20	Not stated	None
Copy of Share Draft	$2.50	Not stated	None
Cash & Deposit
Credit Card Cash Advance- Visa, Mastercard, Discover Member/ Non-Member: Minimum Amount	$100	Not stated	None
Deposited items returned to credit union unpaid	$25	Not stated	None
Account Services
Service of Legal Process - Tax Levy	$25	Not stated	None
Lending Fees
Loan Late Charge (after 10 days)	$25	Not stated	None
Retirement & IRA
IRA Closed Account/Processing Fee (Complete Withdrawal/Rollovers to other FIs)	$25	Not stated	None
Other Fees
Photocopies - Account History (per statement period)	$2Not compared: Charged per statement; comparison unavailable	per statement	Photocopies - Account History (per statement period) \| $2
Photocopies - Member Statement - Current Year	$10	Not stated	None
Photocopies - Member Statement - Prior Years	$10	Not stated	None
Photocopies - Other Documents (per page)	$1Not compared: Charged per page; comparison unavailable	per page	Photocopies - Other Documents (per page) \| $1

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Hotel And Travel Industry Federal Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.