21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 7, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Premium Checking
Overdraft (OD)
Compared at $35, its standard fee, the highest of its prices
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Arizona, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Pinal County Federal Credit Union’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Premium Checking Monthly service charge (audience not stated, treated as personal) | $4 | per month | None |
| Account Closure | $20 | Not stated | None |
| Dormant Fee | $15Not compared: Quarterly charge, not monthly | per quarter | None |
| Escheated Account | $125 | Not stated | None |
| Paper Statement Mailing | $3 | Not stated | None |
| Returned Mail | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Overdraft | $30 | per item | None |
| Overdraft (OD) | $35 | per item | None |
| Overdraft Fee | $30 | Not stated | None |
| Returned Item due to NSF | $35 | per item | None |
ATM & Card | |||
| Card Replacement | $7 | per item | None |
Wire Transfers | |||
| Wire Transfer: Domestic Outgoing | $25 | per item | None |
| Wire Transfer: International Outgoing | $35 | per item | None |
Check Services | |||
| Official Check | $5 | Not stated | None |
| ACH Stop Payment | $30 | per item | None |
| Stop Payment | $30 | per item | None |
| Counter Checks | $1 | per item | None |
| Member Check Cashing | $5 | per item | None |
| Check Copy | $3 | per item | None |
Digital & Electronic | |||
| Bill Pay Reactivation | $5 | Not stated | None |
Cash & Deposit | |||
| Return Item | $30 | Not stated | None |
Account Services | |||
| Notary | $2 | Not stated | None |
| Garnishment/Levy | $50 | Not stated | None |
| Lien Subordination | $250 | Not stated | None |
Other Fees | |||
| Account Statement Copy | $3 | per item | None |
| Photocopy/Fax | $1.50Not compared: Charged per page; comparison unavailable | per page | None |
| Card: Duplicate Lien Release | $5 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 7, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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