Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

The First National Bank of Fort Smith

Fort Smith, ArkansasBankSt. Louis Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

Account MaintenanceVerified

Max Checking Account Service chargeAccount audience not verified$12
—
Source

Overdraft & NSFVerified

If we pay an overdraft item, you will be charged aAccount audience not verified$30
—
Source
charged a return item feeAccount audience not verified$30
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Max Checking Account Service chargeAccount audience not verified	$12	—	—	—	Source
Monthly fee of onlyAccount audience not verified	$2	—	per month	—	Source
Service chargeAccount audience not verified	$7	—	—	—	Source
Overdraft & NSFVerified
If we pay an overdraft item, you will be charged aAccount audience not verified	$30	—	—	—	Source
charged a return item feeAccount audience not verified	$30	—	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft fee: $30

Overdraft fee is aligned with the national median

5 verified fees collected

Headline fees published

3 of 15

Published fees

Under review

Assets

$2.3B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$2.3B

Total deposits

$2.0B

Service charge income

$1.2M

Fee income ratio

4.1%

Return on assets

2.06%

Branches

Service charge income by quarter

Q2 2026$1.2M

Q1 2026$1.2M

Q4 2025$1.3M

Q3 2025$1.3M

Financial profile · Pro

Performance from regulator filings

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Based on 69,589 published fee entries from 3,642 institutions

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