The Bank of Commerce

Headquarters: Ammon, Idaho
Charter: Bank
Assets: $2.3B
Fed district: San Francisco

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
The Bank of Commerce: $6.95
The Bank of Commerce: $6.95
U.S. median: no median
Overdraft (OD)
The Bank of Commerce: $31
The Bank of Commerce: $31
U.S. median: no median
NSF / Returned Item
The Bank of Commerce: $31
The Bank of Commerce: $31
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Idaho, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Idaho: Banks and credit unions headquartered in Idaho that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Bank of Commerce’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee$6.95
per month
Account Research Fee (audience not stated, treated as personal)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee (audience not stated, treated as personal)$31
per item
NSF Fee$31
per item

ATM & Card

Debit Card Replacement Fee (audience not stated, treated as personal)$10

Wire Transfers

Wire Transfer Fee - Outgoing (audience not stated, treated as personal)$25
Wire Transfer Fee International - Outgoing (audience not stated, treated as personal)$75
Wire Transfer Fee (International or Domestic) - Incoming (audience not stated, treated as personal)$10

Check Services

Stop Payment Fee - For Recurring Electronic Payments (audience not stated, treated as personal)$40
Stop Payment Fee - Per Item (audience not stated, treated as personal)$25
per item
Stop Payment Renewal Fee (audience not stated, treated as personal)$25
Collection Item Fee (audience not stated, treated as personal)$15
Check Copy Fee - Per Check (audience not stated, treated as personal)$1
per item

Digital & Electronic

Consumer Bill PayNo charge

Account Services

Garnishment Fee (audience not stated, treated as personal)$10
Levy Fee (audience not stated, treated as personal)$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$6.95	per month	None
Account Research Fee (audience not stated, treated as personal)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee (audience not stated, treated as personal)	$31	per item	None
NSF Fee	$31	per item	None
ATM & Card
Debit Card Replacement Fee (audience not stated, treated as personal)	$10	Not stated	None
Wire Transfers
Wire Transfer Fee - Outgoing (audience not stated, treated as personal)	$25	Not stated	None
Wire Transfer Fee International - Outgoing (audience not stated, treated as personal)	$75	Not stated	None
Wire Transfer Fee (International or Domestic) - Incoming (audience not stated, treated as personal)	$10	Not stated	None
Check Services
Stop Payment Fee - For Recurring Electronic Payments (audience not stated, treated as personal)	$40	Not stated	None
Stop Payment Fee - Per Item (audience not stated, treated as personal)	$25	per item	None
Stop Payment Renewal Fee (audience not stated, treated as personal)	$25	Not stated	None
Collection Item Fee (audience not stated, treated as personal)	$15	Not stated	None
Check Copy Fee - Per Check (audience not stated, treated as personal)	$1	per item	None
Digital & Electronic
Consumer Bill Pay	No charge	Not stated	None
Account Services
Garnishment Fee (audience not stated, treated as personal)	$10	Not stated	None
Levy Fee (audience not stated, treated as personal)	$10	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Fee	Amount	Basis	Note
Overdraft & NSF
NSF Fee	$31	per item	None
Digital & Electronic
Business Accounts	No charge	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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