Freedom Of Maryland Federal Credit Union

Headquarters: Bel Air, Maryland
Charter: Credit Union
Assets: $557.4M
Fed district: Richmond

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Rewards Checking
Freedom Of Maryland Federal Credit Union: $10
Freedom Of Maryland Federal Credit Union: $10
U.S. median: no median
Overdraft (OD)
Freedom Of Maryland Federal Credit Union: $35
Freedom Of Maryland Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Freedom Of Maryland Federal Credit Union: $35
Freedom Of Maryland Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Freedom Of Maryland Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Rewards Checking Monthly service charge$10
per month
Closed Membership Account$25
per item
Escheat Processing$20
Inactive Account$7
per month
Paper Statement$3
per month

Overdraft & NSF

Non-Sufficient Funds (including ATM Debit Card Overdraft)$35
per item
Returned Checks$35
per item

ATM & Card

ATM Debit/Check Card or Credit Card Replacement Card$7
per item
Special RUSH shipping$25
per item

Wire Transfers

Outgoing Wire Transfers$25
Incoming Wire Transfers$5
per item

Check Services

Counter Checks$5
per item
Check Cashing$5
per item
Non-Member Check Cashing Fee$10
per item
Foreign Check Collection$25
per item
Check Copies$6
per item

Digital & Electronic

Inactive Bill Pay$7
per month

Account Services

Notary Services $ Free for members$3
per item
Garnishment Fee and Court Hold Order$100
per item
Court Order Copy$50
per item
Legal Document Review fee (if attorney reviewed)$75

Other Fees

Copy of Transaction Voucher, Deposit Slip/Visa Sales$6
per item
Fax, Photo, Imaged and Microfilm Copies$6
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Rewards Checking Monthly service charge	$10	per month	None
Closed Membership Account	$25	per item	None
Escheat Processing	$20	Not stated	None
Inactive Account	$7	per month	None
Paper Statement	$3	per month	None
Overdraft & NSF
Non-Sufficient Funds (including ATM Debit Card Overdraft)	$35	per item	None
Returned Checks	$35	per item	None
ATM & Card
ATM Debit/Check Card or Credit Card Replacement Card	$7	per item	None
Special RUSH shipping	$25	per item	None
Wire Transfers
Outgoing Wire Transfers	$25	Not stated	None
Incoming Wire Transfers	$5	per item	None
Check Services
Counter Checks	$5	per item	None
Check Cashing	$5	per item	None
Non-Member Check Cashing Fee	$10	per item	None
Foreign Check Collection	$25	per item	None
Check Copies	$6	per item	None
Digital & Electronic
Inactive Bill Pay	$7	per month	None
Account Services
Notary Services $ Free for members	$3	per item	None
Garnishment Fee and Court Hold Order	$100	per item	None
Court Order Copy	$50	per item	None
Legal Document Review fee (if attorney reviewed)	$75	Not stated	None
Other Fees
Copy of Transaction Voucher, Deposit Slip/Visa Sales	$6	per item	None
Fax, Photo, Imaged and Microfilm Copies	$6Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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