Advantage Plus Federal Credit Union

Headquarters: Pocatello, Idaho
Charter: Credit Union
Assets: $292.4M
Fed district: San Francisco

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Advantage Plus Federal Credit Union: $29
Advantage Plus Federal Credit Union: $29
U.S. median: no median
Wire Transfer (Domestic Out)
Advantage Plus Federal Credit Union: $20
Advantage Plus Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Int'l Out)
Advantage Plus Federal Credit Union: $50
Advantage Plus Federal Credit Union: $50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Idaho, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Idaho: Banks and credit unions headquartered in Idaho that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Advantage Plus Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Low Balance Fee Dividend Checking Account$7
Low Balance Fee Money Market Checking Account$7
Dormant Account Fee$2
per month
Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal on Holiday and Premium Shares$15
per item
Bad Address$5

Overdraft & NSF

Debit Card Overdraft$29
Share Draft Overdraft$29
Share Draft Overdraft — Extended Period$25
Overdraft Transfer From Savings$5

Wire Transfers

Wire Transfer Outgoing Domestic$20
Wire Transfer Incoming Domestic$10
Wire Transfer Outgoing International$50
Wire Transfer Incoming International$20

Check Services

Bank Checks/Cashier’s Checks$3
per item
Counter Check$4
per item
Member Check Cashing$10
Non-Member Check Cashing (audience not stated, treated as personal)3%($10 minimum)
Copies of Checks$3
per item

Cash & Deposit

Cash Advance Fee3%of the advance
Cash Advance Fee (audience not stated, treated as personal)3%of the advance
Return Deposit Check$10
Return Deposit Check on Item Drawn on Own Account$29

Account Services

Notary ServiceNo charge

Lending Fees

Credit Card Late Fee$35
Loan Late Fee$50
Loan Late Fee5%
Loan Late Fee (audience not stated, treated as personal)5%

Other Fees

Loan Payment With Debit Card$4.95
Loan Skip-a-Pay Fee$45

Fee	Amount	Basis	Note
Account Maintenance
Low Balance Fee Dividend Checking Account	$7	Not stated	None
Low Balance Fee Money Market Checking Account	$7	Not stated	None
Dormant Account Fee	$2	per month	None
Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal on Holiday and Premium Shares	$15	per item	None
Bad Address	$5	Not stated	None
Overdraft & NSF
Debit Card Overdraft	$29	Not stated	None
Share Draft Overdraft	$29	Not stated	None
Share Draft Overdraft — Extended Period	$25	Not stated	None
Overdraft Transfer From Savings	$5	Not stated	None
Wire Transfers
Wire Transfer Outgoing Domestic	$20	Not stated	None
Wire Transfer Incoming Domestic	$10	Not stated	None
Wire Transfer Outgoing International	$50	Not stated	None
Wire Transfer Incoming International	$20	Not stated	None
Check Services
Bank Checks/Cashier’s Checks	$3	per item	None
Counter Check	$4	per item	None
Member Check Cashing	$10	Not stated	None
Non-Member Check Cashing (audience not stated, treated as personal)	3%($10 minimum)	Not stated	None
Copies of Checks	$3	per item	None
Cash & Deposit
Cash Advance Fee	3%of the advance	Not stated	None
Cash Advance Fee (audience not stated, treated as personal)	3%of the advance	Not stated	None
Return Deposit Check	$10	Not stated	None
Return Deposit Check on Item Drawn on Own Account	$29	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
Lending Fees
Credit Card Late Fee	$35	Not stated	None
Loan Late Fee	$50	Not stated	None
Loan Late Fee	5%	Not stated	None
Loan Late Fee (audience not stated, treated as personal)	5%	Not stated	None
Other Fees
Loan Payment With Debit Card	$4.95	Not stated	None
Loan Skip-a-Pay Fee	$45	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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