21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 21, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Oregon, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Cutting Edge Federal Credit Union · $53M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Cutting Edge Federal Credit Union(this institution) | Milwaukie, OR | $53M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Aeroquip Federal Credit Union | Jackson, MI | $52M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Altonized Community Federal Credit Union | Alton, IL | $53M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bar-Cons Federal Credit Union | Columbus, IN | $53M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Central Jersey Police & Fire Federal Credit Union | Hamilton, NJ | $52M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Electrical Federal Credit Union | Arvada, CO | $54M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Gr Consumers Federal Credit Union | Wyoming, MI | $52M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Hastings Federal Credit Union | Hastings, NE | $52M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Inland Valley Federal Credit Union | fontana, CA | $54M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Maroon Financial Federal Credit Union | Chicago, IL | $52M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Mercer County Nj Teachers Federal Credit Union | Hamilton Square, NJ | $52M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Newport News Mun. Emp Credit Union | Newport News, VA | $54M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| North Towns Federal Credit Union | Clarence, NY | $52M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Penn Federal Credit Union | Philadelphia, PA | $54M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Qside Federal Credit Union | Queens Village, NY | $53M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Ravenswood Federal Credit Union | Ravenswood, WV | $54M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Spirit Of America Federal Credit Union | Lincoln, NE | $53M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Total Choice Federal Credit Union | Hahnville, LA | $54M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Truservice Community Federal Credit Union | Little Rock, AR | $53M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Tuscaloosa V A Federal Credit Union | Tuscaloosa, AL | $52M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| U.P.S. Employees Federal Credit Union | Ontario, CA | $52M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| United Northwest Federal Credit Union | Norton, KS | $55M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Vocal Federal Credit Union | Helena, MT | $53M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Wayne County Community Federal Credit Union | Smithville, OH | $54M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Westminster Federal Credit Union | Westminster, CO | $55M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Yuma County Federal Credit Union | Yuma, CO | $53M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 9 publish this fee(out-of-network atm)
16 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $1 among 9 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Out-of-network ATM fee in dollars, one mark per institution
Cutting Edge Federal Credit Union does not publish an out-of-network atm fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Amounts from Cutting Edge Federal Credit Union’s own schedules, with a source for each figure.
per quarter
per year
per day
per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Closing Membership (If within 6 months of opening) | $10 | Not stated | None |
| Inactive Account (After 1 year inactive) | $5Not compared: Quarterly charge, not monthly | per quarter | None |
| ATM Transaction Adjustment | $10 | Not stated | None |
| Visa® Transaction Retrieval (May include research fee) | $10 | Not stated | None |
| Excessive Withdrawal from Money Market (More than 3 per month) | $5 | Not stated | None |
| Address Correction Verification | $5 | Not stated | None |
| Returned Statements | $10Not compared: Annual charge, not monthly | per year | None |
Overdraft & NSF | |||
| Paid Non-Sufficient Funds Item/Courtesy Pay | $25 | Not stated | None |
| Returned Non-Sufficient Funds (NSF) Item | $25 | Not stated | None |
| Overdraft Transfer | $3 | Not stated | None |
ATM & Card | |||
| Replacement Card | $8 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire (Domestic) | $40 | Not stated | None |
| Incoming Wire | $10 | Not stated | None |
Check Services | |||
| Money Order | $1 | Not stated | None |
| Stop Payment (ACH and check) | $20 | Not stated | None |
| Claim for Lost Counter Check | $20 | Not stated | None |
| Credit Union Check (“Counter Check”, more than 1 per day) | $2Not compared: Daily charge, not per item | per day | None |
| Temporary Checks (Per page, except new accounts) | $5Not compared: Charged per page; comparison unavailable | per page | None |
| Member Check Cashing (If combined loan and share balance is less than $300) | $5 | Not stated | None |
| Copy of Deposit Item / Cleared Item | $10 | Not stated | None |
Cash & Deposit | |||
| Coin Counting | No charge | Not stated | None |
| Returned Deposit Item | $25 | Not stated | None |
Account Services | |||
| Legal Garnishment / Levy Processing | $30 | Not stated | None |
Lending Fees | |||
| Late Payment | $10 | Not stated | None |
Gift & Prepaid Cards | |||
| Visa® Gift Card | $4.95 | Not stated | None |
| Visa® Reloadable Debit Card | $4.95 | Not stated | None |
Other Fees | |||
| Copy of Account Statement (Per month requested) | $5Not compared: Monthly charge, not per item | per month | None |
| Quick Loan Application Fee | $20 | Not stated | None |
| Skip-a-Payment | $25 | Not stated | None |
Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.