Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Cutting Edge Federal Credit Union

Milwaukie, OregonCredit UnionSan Francisco Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account (After 1 year inactive)$5Within the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #716. canonical_hint=dormant_account; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Inactive Account (After 1 year inactive) | $5.00/quarterly" · Source

Visa® Transaction Retrieval (May include research fee)$10

$15 below the national median

Knox deterministic extraction from Rosetta artifact #716. canonical_hint=account_research; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Visa® Transaction Retrieval (May include research fee) | $10" · Source

Overdraft & NSFVerified

Returned Non-Sufficient Funds (NSF) Item$25Within the typical range ($15–$32 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #716. canonical_hint=nsf; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Returned Non-Sufficient Funds (NSF) Item | $25" · Source

ATM & CardVerified

ATM Transaction Adjustment$10Above the typical range ($1–$3.93 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #716. canonical_hint=atm_non_network; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="ATM Transaction Adjustment | $10" · Source
Replacement Card$8Within the typical range ($5–$10 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #716. canonical_hint=card_replacement; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Replacement Card | $8" · Source

Wire TransfersVerified

Incoming Wire$10Within the typical range ($10–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #716. canonical_hint=wire_domestic_incoming; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Incoming Wire | $10.00" · Source
Outgoing Wire (Domestic)$40Above the typical range ($20–$25 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #716. canonical_hint=wire_domestic_outgoing; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Outgoing Wire (Domestic) | $40.00" · Source

Check ServicesVerified

Money Order$1Below the typical range ($1.50–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #716. canonical_hint=money_order; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Money Order | $1.00" · Source
Stop Payment (ACH and check)$20Within the typical range ($20–$30 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #716. canonical_hint=stop_payment; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Stop Payment (ACH and check) | $20.00" · Source

Cash & DepositVerified

Coin Counting$0Below the typical range ($1.54–$17.50 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #716. canonical_hint=coin_counting; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Coin Counting | Free" · Source

Account ServicesVerified

Legal Garnishment / Levy Processing$30Within the typical range ($30–$75 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #716. canonical_hint=garnishment_levy; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Legal Garnishment / Levy Processing | $30.00" · Source

Lending FeesVerified

Late Payment$10Below the typical range ($15–$28.25 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #716. canonical_hint=late_payment; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Late Payment | $10" · Source

Gift & Prepaid CardsVerified

Visa® Gift Card$4.95Within the typical range ($3–$5.24 nationally)
$0.95 above the national median
Knox deterministic extraction from Rosetta artifact #716. canonical_hint=gift_card_purchase; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Visa® Gift Card | $4.95" · Source
Visa® Reloadable Debit Card$4.95Within the typical range ($4.05–$6.49 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #716. canonical_hint=prepaid_card_reload; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Visa® Reloadable Debit Card | $4.95" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive Account (After 1 year inactive)	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #716. canonical_hint=dormant_account; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Inactive Account (After 1 year inactive) \| $5.00/quarterly"	Source
Visa® Transaction Retrieval (May include research fee)	$10Below the typical range ($15–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #716. canonical_hint=account_research; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Visa® Transaction Retrieval (May include research fee) \| $10"	Source
Overdraft & NSFVerified
Returned Non-Sufficient Funds (NSF) Item	$25Within the typical range ($15–$32 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #716. canonical_hint=nsf; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Returned Non-Sufficient Funds (NSF) Item \| $25"	Source
ATM & CardVerified
ATM Transaction Adjustment	$10Above the typical range ($1–$3.93 nationally)	$8 above the national median	—	Knox deterministic extraction from Rosetta artifact #716. canonical_hint=atm_non_network; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="ATM Transaction Adjustment \| $10"	Source
Replacement Card	$8
Wire TransfersVerified
Incoming Wire	$10Within the typical range ($10–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #716. canonical_hint=wire_domestic_incoming; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Incoming Wire \| $10.00"	Source
Outgoing Wire (Domestic)	$40
Check ServicesVerified
Money Order	$1Below the typical range ($1.50–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #716. canonical_hint=money_order; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Money Order \| $1.00"	Source
Stop Payment (ACH and check)	$20
Cash & DepositVerified
Coin Counting	$0Below the typical range ($1.54–$17.50 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #716. canonical_hint=coin_counting; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Coin Counting \| Free"	Source
Account ServicesVerified
Legal Garnishment / Levy Processing	$30Within the typical range ($30–$75 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #716. canonical_hint=garnishment_levy; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Legal Garnishment / Levy Processing \| $30.00"	Source
Lending FeesVerified
Late Payment	$10Below the typical range ($15–$28.25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #716. canonical_hint=late_payment; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Late Payment \| $10"	Source
Gift & Prepaid CardsVerified
Visa® Gift Card	$4.95Within the typical range ($3–$5.24 nationally)	$0.95 above the national median	—	Knox deterministic extraction from Rosetta artifact #716. canonical_hint=gift_card_purchase; text_hash=446c97091339c1cb5cf339c4eff1ec9fedde322c715ca98a643d0389469de99d; excerpt="Visa® Gift Card \| $4.95"	Source
Visa® Reloadable Debit Card

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

11% below the national median NSF fee

Total fees: 14 — leaner than most institutions

Verified fees

Under review

Assets

$53.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$53.1M

Total deposits

$47.1M

Service charge income (year to date)

$91K

Fee income ratio

5.4%

Return on assets

0.09%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 6,925 verified fees from 1,557 institutions

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