Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Safeway Federal Credit Union

Spokane, WashingtonCredit UnionSan Francisco Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

ACH NSF Fee$25Within the typical range ($25–$32 nationally)

Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=nsf; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="ACH NSF Fee | $25.00 per ACH" · Source

ACH Overdraft Fee$2

$26 below the national median

Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=overdraft; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="ACH Overdraft Fee | $2.00 per draft" · Source

Non-Sufficient Funds Fee$25

$4 below the national median

per item · Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=nsf; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="Non-Sufficient Funds Fee | $25.00 per item" · Source

The fee for each paid overdraft is$2

$26 below the national median

per item · Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=overdraft; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="The fee for each paid overdraft is $2.00 per check or item" · Source

ATM & CardVerified

ATM Transaction Fee$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=atm_non_network; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="ATM Transaction Fee | $1.00 per transaction" · Source
Card Replacement Fee$8Within the typical range ($5–$10 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=card_replacement; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="Card Replacement Fee | $8.00 per card" · Source

Wire TransfersVerified

Wire Transfer Fee(outgoing)$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=wire_domestic_outgoing; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="Wire Transfer Fee(outgoing) | $15.00" · Source

Check ServicesVerified

Stop Payment Fee$10Below the typical range ($20–$30 nationally)
$17 below the national median
Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=stop_payment; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="Stop Payment Fee | $10.00 per request" · Source

Digital & ElectronicVerified

Fees. Depending on the platform you use, there may be a$5.95Within the typical range ($0–$12.50 nationally)
$0.95 above the national median
per month · Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=bill_pay; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="Fees. Depending on the platform you use, there may be a $5.95 monthly fee for the Online Bill Pay service." · Source

Cash & DepositVerified

Deposited Item Return Fee$10Within the typical range ($9.50–$25 nationally)
$5 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=deposited_item_return; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="Deposited Item Return Fee | $10.00 /per item" · Source

Account ServicesVerified

Legal Process Fee$20Below the typical range ($25–$100 nationally)
$30 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=legal_process; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="Legal Process Fee | $20.00 /per item" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
ACH NSF Fee	$25Within the typical range ($25–$32 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=nsf; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="ACH NSF Fee \| $25.00 per ACH"	Source
ACH Overdraft Fee	$2Below the typical range ($20–$30 nationally)	$26 below the national median	—	Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=overdraft; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="ACH Overdraft Fee \| $2.00 per draft"	Source
Non-Sufficient Funds Fee	$25Within the typical range ($25–$32 nationally)	$4 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=nsf; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="Non-Sufficient Funds Fee \| $25.00 per item"	Source
The fee for each paid overdraft is	$2Below the typical range ($20–$30 nationally)	$26 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=overdraft; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="The fee for each paid overdraft is $2.00 per check or item"	Source
ATM & CardVerified
ATM Transaction Fee	$1Within the typical range ($1–$3 nationally)	$0.50 below the national median	per transaction	Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=atm_non_network; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="ATM Transaction Fee \| $1.00 per transaction"	Source
Card Replacement Fee
Wire TransfersVerified
Wire Transfer Fee(outgoing)	$15Below the typical range ($20–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=wire_domestic_outgoing; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="Wire Transfer Fee(outgoing) \| $15.00"	Source
Check ServicesVerified
Stop Payment Fee	$10Below the typical range ($20–$30 nationally)	$17 below the national median	—	Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=stop_payment; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="Stop Payment Fee \| $10.00 per request"	Source
Digital & ElectronicVerified
Fees. Depending on the platform you use, there may be a	$5.95Within the typical range ($0–$12.50 nationally)	$0.95 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=bill_pay; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="Fees. Depending on the platform you use, there may be a $5.95 monthly fee for the Online Bill Pay service."	Source
Cash & DepositVerified
Deposited Item Return Fee	$10Within the typical range ($9.50–$25 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=deposited_item_return; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="Deposited Item Return Fee \| $10.00 /per item"	Source
Account ServicesVerified
Legal Process Fee	$20Below the typical range ($25–$100 nationally)	$30 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2491. canonical_hint=legal_process; text_hash=524c2ca05aac95d7043c58477bd58aed1b523444261b5c655450532b15b41fc5; excerpt="Legal Process Fee \| $20.00 /per item"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

Overdraft fee: $2

93% below the national median overdraft fee

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$77.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$77.0M

Total deposits

$61.4M

Service charge income (year to date)

$143K

Fee income ratio

8.8%

Return on assets

-0.11%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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