Westedge Federal Credit Union

Headquarters: Bellingham, Washington
Charter: Credit Union
Assets: $79.2M
Fed district: San Francisco

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Flex Checking Account
Westedge Federal Credit Union: $5
Westedge Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Westedge Federal Credit Union: $20
Westedge Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Westedge Federal Credit Union: $20
Westedge Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Westedge Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Flex Checking Account Monthly service charge (audience not stated, treated as personal)$5
per month
Account Reconciliation$10
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Advance$20
per item
Non-Sufficient Funds (NSF)$20
per item
Overdraft Line of Credit Transfer$10
per item
Overdraft Transfer$5
per item

Wire Transfers

US Wire Transfer (outgoing)$15
per item
US Wire Transfer (incoming)$10
per item

Check Services

Cashier's Check (One free per month)$2
per item
Money Order$1
per item
Stop Payment$10
Counter Checks$1.50
Foreign Check Collection$40
per item
Copy of Check (Two free per month)$1
per item

Cash & Deposit

Returned Deposited Item$20
per item

Account Services

Writ of Garnishment$20
per item

Other Fees

Photocopies (Ten Free per month)$0.10
per item
Statement Copy$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Flex Checking Account Monthly service charge (audience not stated, treated as personal)	$5	per month	None
Account Reconciliation	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Advance	$20	per item	None
Non-Sufficient Funds (NSF)	$20	per item	None
Overdraft Line of Credit Transfer	$10	per item	None
Overdraft Transfer	$5	per item	None
Wire Transfers
US Wire Transfer (outgoing)	$15	per item	None
US Wire Transfer (incoming)	$10	per item	None
Check Services
Cashier's Check (One free per month)	$2	per item	None
Money Order	$1	per item	None
Stop Payment	$10	Not stated	None
Counter Checks	$1.50	Not stated	None
Foreign Check Collection	$40	per item	None
Copy of Check (Two free per month)	$1	per item	None
Cash & Deposit
Returned Deposited Item	$20	per item	None
Account Services
Writ of Garnishment	$20	per item	None
Other Fees
Photocopies (Ten Free per month)	$0.10	per item	None
Statement Copy	$1	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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