Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Westedge Federal Credit Union

Bellingham, WashingtonCredit UnionSan Francisco Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$10Below the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2496. canonical_hint=account_research; text_hash=9bfa0a9d1e9c9b4d5b6d158aa9706b13d6ea4f1be40160b25fbda3a3840c25a9; excerpt="Account Reconciliation | $10.00 per hour" · Source

Account Research$20

At the national median

Overdraft & NSFVerified

Non-Sufficient Funds (NSF)$20Below the typical range ($25–$32 nationally)
$9 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2496. canonical_hint=nsf; text_hash=9bfa0a9d1e9c9b4d5b6d158aa9706b13d6ea4f1be40160b25fbda3a3840c25a9; excerpt="Non-Sufficient Funds (NSF) | $20.00 per item" · Source
Overdraft Advance$20Within the typical range ($20–$30 nationally)
$8 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2496. canonical_hint=overdraft; text_hash=9bfa0a9d1e9c9b4d5b6d158aa9706b13d6ea4f1be40160b25fbda3a3840c25a9; excerpt="Overdraft Advance | $20.00 per item" · Source

Wire TransfersVerified

US Wire Transfer (incoming)$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2496. canonical_hint=wire_domestic_incoming; text_hash=9bfa0a9d1e9c9b4d5b6d158aa9706b13d6ea4f1be40160b25fbda3a3840c25a9; excerpt="US Wire Transfer (incoming) | $10.00 per transfer" · Source
US Wire Transfer (outgoing)$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2496. canonical_hint=wire_domestic_outgoing; text_hash=9bfa0a9d1e9c9b4d5b6d158aa9706b13d6ea4f1be40160b25fbda3a3840c25a9; excerpt="US Wire Transfer (outgoing) | $15.00 per transfer" · Source

Check ServicesVerified

Money Order$1Below the typical range ($2–$3.50 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #2496. canonical_hint=money_order; text_hash=9bfa0a9d1e9c9b4d5b6d158aa9706b13d6ea4f1be40160b25fbda3a3840c25a9; excerpt="Money Order | $1.00 per money order" · Source
Stop Payment$10Below the typical range ($20–$30 nationally)
$17 below the national median
Knox deterministic extraction from Rosetta artifact #2496. canonical_hint=stop_payment; text_hash=9bfa0a9d1e9c9b4d5b6d158aa9706b13d6ea4f1be40160b25fbda3a3840c25a9; excerpt="Stop Payment | $10.00" · Source

Cash & DepositVerified

Returned Deposited Item$20Within the typical range ($9.50–$25 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2496. canonical_hint=deposited_item_return; text_hash=9bfa0a9d1e9c9b4d5b6d158aa9706b13d6ea4f1be40160b25fbda3a3840c25a9; excerpt="Returned Deposited Item | $20.00 per item" · Source

Account ServicesVerified

Writ of Garnishment$20Below the typical range ($25–$75 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #2496. canonical_hint=garnishment_levy; text_hash=9bfa0a9d1e9c9b4d5b6d158aa9706b13d6ea4f1be40160b25fbda3a3840c25a9; excerpt="Writ of Garnishment | $20.00 each" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$10Below the typical range ($15–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #2496. canonical_hint=account_research; text_hash=9bfa0a9d1e9c9b4d5b6d158aa9706b13d6ea4f1be40160b25fbda3a3840c25a9; excerpt="Account Reconciliation \| $10.00 per hour"	Source
Account Research	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2496. canonical_hint=account_research; text_hash=9bfa0a9d1e9c9b4d5b6d158aa9706b13d6ea4f1be40160b25fbda3a3840c25a9; excerpt="Account Research \| $20.00 per hour"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF)	$20Below the typical range ($25–$32 nationally)	$9 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2496. canonical_hint=nsf; text_hash=9bfa0a9d1e9c9b4d5b6d158aa9706b13d6ea4f1be40160b25fbda3a3840c25a9; excerpt="Non-Sufficient Funds (NSF) \| $20.00 per item"	Source
Overdraft Advance
Wire TransfersVerified
US Wire Transfer (incoming)	$10Within the typical range ($7.75–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2496. canonical_hint=wire_domestic_incoming; text_hash=9bfa0a9d1e9c9b4d5b6d158aa9706b13d6ea4f1be40160b25fbda3a3840c25a9; excerpt="US Wire Transfer (incoming) \| $10.00 per transfer"	Source
US Wire Transfer (outgoing)
Check ServicesVerified
Money Order	$1Below the typical range ($2–$3.50 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #2496. canonical_hint=money_order; text_hash=9bfa0a9d1e9c9b4d5b6d158aa9706b13d6ea4f1be40160b25fbda3a3840c25a9; excerpt="Money Order \| $1.00 per money order"	Source
Stop Payment	$10
Cash & DepositVerified
Returned Deposited Item	$20Within the typical range ($9.50–$25 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2496. canonical_hint=deposited_item_return; text_hash=9bfa0a9d1e9c9b4d5b6d158aa9706b13d6ea4f1be40160b25fbda3a3840c25a9; excerpt="Returned Deposited Item \| $20.00 per item"	Source
Account ServicesVerified
Writ of Garnishment	$20Below the typical range ($25–$75 nationally)	$30 below the national median	—	Knox deterministic extraction from Rosetta artifact #2496. canonical_hint=garnishment_levy; text_hash=9bfa0a9d1e9c9b4d5b6d158aa9706b13d6ea4f1be40160b25fbda3a3840c25a9; excerpt="Writ of Garnishment \| $20.00 each"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

29% below the national median overdraft fee

Total fees: 10 — leaner than most institutions

Verified fees

Under review

Assets

$79.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$79.2M

Total deposits

$66.1M

Service charge income (year to date)

$93K

Fee income ratio

4.3%

Return on assets

1.09%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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