Fees from its schedule are under review and appear here once review is done.
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Total assets
Q1 2026, quarter end
NCUA 5300 call report · Mar 31, 2026
Revenue
Q1 2026, one quarter
NCUA 5300 call report · Mar 31, 2026
Fee income
Q1 2026, one quarter
NCUA 5300 call report · Mar 31, 2026
Fee-income share of revenue
84th percentile; peer median 7.3%
NCUA 5300 call report · year to date through Mar 31, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 3, 2026
Call-report figures are for Mac Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q1 2026 Quarter ended Mar 31, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q1 2026 Quarter ended Mar 31, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q1 2026 Quarter ended Mar 31, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,866 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q1 2026 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Mac Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 3, 2026 |
Fee income by quarter
Q4 2023 to Q1 2026, standalone quarters
Fee income was 14% of revenue, above the 7.3% median of 2,866 credit unions with under $300M in assets (84th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $638K in Q1 2026, 7.9% below the same quarter a year earlier ($693K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Call reports for Mac Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q2 2024 to Q1 2026, standalone quarters · 65 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q1 2026 | $638K | −$8K | −1.2% |
| Q4 2025 | $646K | −$28K | −4.2% |
| Q3 2025 | $674K | +$9K | +1.4% |
| Q2 2025 | $665K | −$28K | −4.0% |
| Q1 2025 | $693K | +$32K | +4.8% |
| Q4 2024 | $661K | −$77K | −10.4% |
| Q3 2024 | $738K | +$78K | +11.8% |
| Q2 2024 | $660K | +$50K | +8.2% |
Financial cohort: 3,287 credit unions with under $300M in assets filing for Q1 2026; 2,866 reported a share above 0% and are counted, Mac Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Mac Federal Credit Union by share.
They stay out of every comparison until review is done.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Overdraft & NSFUnder review | |||
| Overdraft Tolerance (ODT) (audience not stated, treated as personal) | $35 | Not stated | None |
| Overdraft/ NSF (All Other Accounts) (audience not stated, treated as personal) | $20 | Not stated | None |
| Overdraft/ NSF (Teen Account) (audience not stated, treated as personal) | $35 | Not stated | None |
Check ServicesUnder review | |||
| Collection Item (audience not stated, treated as personal) | $100 | Not stated | None |
Account ServicesUnder review | |||
| Notary Fee – non-member: Outgoing Domestic (audience not stated, treated as personal) | $50 | Not stated | None |
| Safe Deposit Box 10 x 10 (audience not stated, treated as personal) | $300 | Not stated | None |
| Safe Deposit Box 3 x 10 (audience not stated, treated as personal) | $95 | Not stated | None |
| Safe Deposit Box 3 x 5 (audience not stated, treated as personal) | $75 | Not stated | None |
| Safe Deposit Box 5 x 10 (audience not stated, treated as personal) | $115 | Not stated | None |
Lending FeesUnder review | |||
| Land Loan Late Charge (audience not stated, treated as personal) | Not stated | Not stated | None |
| VISA Late Charge (if payment not satisfied by end of current month) (audience not stated, treated as personal) | $30 | Not stated | None |
Retirement & IRAUnder review | |||
| IRA Early Withdrawal Fee (audience not stated, treated as personal) | $5 | Not stated | None |
Other feesUnder review | |||
| Overdraft/ NSF (All Other Accounts) (audience not stated, treated as personal) | $20 | Not stated | None |
| Overdraft/ NSF (Teen Account) (audience not stated, treated as personal) | $35 | Not stated | None |
| Safe Deposit Box 10 x 10 (audience not stated, treated as personal) | $300 | Not stated | None |
| Safe Deposit Box 3 x 10 (audience not stated, treated as personal) | $95 | Not stated | None |
| Safe Deposit Box 3 x 5 (audience not stated, treated as personal) | $75 | Not stated | None |
| Safe Deposit Box 5 x 10 (audience not stated, treated as personal) | $115 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
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