19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Latitude 32 Federal Credit Union · $70M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Latitude 32 Federal Credit Union(this institution) | Charleston, SC | $70M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Access Federal Credit Union | Bristol, PA | $70M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Alcoa Community Federal Credit Union | Benton, AR | $70M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| American Spirit Federal Credit Union | Newark, DE | $68M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Avestar Federal Credit Union | Waterloo, WI | $68M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Benton County Schools Federal Credit Union | Corvallis, OR | $69M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Cornerstone Federal Credit Union | Fairfield, CT | $68M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Electel Cooperative Federal Credit Union | Raleigh, NC | $68M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ep Federal Credit Union | Washington, DC | $71M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Firefighters Federal Credit Union | Draper, UT | $70M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Friendly Federal Credit Union | Aliquippa, PA | $69M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Greater Niagara Federal Credit Union | Niagara Falls, NY | $70M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Healthcare Plus Federal Credit Union | Aberdeen, SD | $70M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Kh Credit Union, Inc. | Dayton, OH | $71M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Kings Peak Federal Credit Union | Roosevelt, UT | $68M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Middle Tennessee Federal Credit Union | Cookeville, TN | $71M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Parishioners Federal Credit Union | Torrance, CA | $70M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Rocket City Federal Credit Union | Huntsville, AL | $69M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| South Texas Federal Credit Union | McALLEN, TX | $69M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Star Of Texas Federal Credit Union | austin, TX | $72M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Stoneham Municipal Employees Federal Credit Union | Stoneham, MA | $70M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Tahquamenon Area Federal Credit Union | Newberry, MI | $70M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Universal City Studios Federal Credit Union | Burbank, CA | $72M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| West Texas Federal Credit Union | Odessa, TX | $70M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Wheatland Federal Credit Union | Lancaster, PA | $70M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Wvu Employees Federal Credit Union | Morgantown, WV | $68M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 10 publish this fee(monthly maintenance)
15 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $5.50 among 10 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.
Monthly maintenance fee in dollars, one mark per institution
Latitude 32 Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.
Amounts from Latitude 32 Federal Credit Union’s own schedules, with a source for each figure.
per month
per hour · Account Reconciliation Fee (per hour) | $20.00
per item
per page · Photo Copies (per page) | $1.00
per statement · Statement Copy Fee (per statement/printout page) | $5.00
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Closed Account Fee (if closed after 90 days) | $10 | Not stated | None |
| Closed Account Fee (if closed in the first 90 days) | $25 | Not stated | None |
| Escheatment Fee | $50 | Not stated | None |
| Inactive Account Fee (per month) | $5 | per month | None |
| Account Reconciliation Fee (per hour) | $20Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciliation Fee (per hour) | $20.00 |
| Paper Statement Fee | $5 | Not stated | None |
| Return Mail | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Item (per item if elected) | $36 | per item | None |
| Insufficient Funds Draft Fee (per item) | $36 | per item | None |
ATM & Card | |||
| ATM Monthly Fee (7 or more transactions) | $0.50 | per item | None |
| ATM Monthly Fee (7 or more transactions) ♣ | $0.50 | per item | None |
| Account Closure Lost Card Fee | $10 | Not stated | None |
| Card Reissue | $5 | Not stated | None |
| Instant Issue Card Fee (Replacement) | $10 | Not stated | None |
Wire Transfers | |||
| Outgoing domestic wires | $25 | Not stated | None |
| Incoming wires | $10 | Not stated | None |
Check Services | |||
| Official Check (made to member) | No charge | Not stated | None |
| Official Check (not made to member) | $7 | Not stated | None |
| Bill Pay Stop Payments | $40 | per item | None |
| Stop Payment of Official Check | $36 | Not stated | None |
| Stop Payment Request (per single item or series of 3 or more) | $36 | Not stated | None |
| Check Cashing Fee (Non-Member & non-qualifying member) Under | $5 | Not stated | None |
| Check Copy (per 1 item) | $5 | Not stated | None |
| Copy of Merchant Draft | $8 | Not stated | None |
| Official Check Copy | $10 | Not stated | None |
Cash & Deposit | |||
| Cash Advance (By Phone) | $10 | Not stated | None |
| Cash Advance (In Branch) | No charge | Not stated | None |
Account Services | |||
| 5” x 10” x 21″ | $40 | per year | None |
| Safe Deposit Box 3” x 10” x 21” | $30 | per year | None |
| Safe Deposit Box 3” x 5” x 21” | $15 | per year | None |
| Safe Deposit Box 6” x 10” x 21” | $45 | per year | None |
| Legal Process Tax Levies, Garnishments, etc | $40 | Not stated | None |
Lending Fees | |||
| Late Payment | $15 | Not stated | None |
Other Fees | |||
| Copy of Visa Statement | $5 | Not stated | None |
| Photo Copies (per page) | $1Not compared: Charged per page; comparison unavailable | per page | Photo Copies (per page) | $1.00 |
| Statement Copy Fee (per statement/printout page) | $5Not compared: Charged per statement; comparison unavailable | per statement | Statement Copy Fee (per statement/printout page) | $5.00 |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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