Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Latitude 32 Federal Credit Union

Charleston, South CarolinaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation Fee (per hour)$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=account_research; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Account Reconciliation Fee (per hour) | $20.00" · Source

Inactive Account Fee (per month) | ◊$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=dormant_account; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Inactive Account Fee (per month) | ◊$5.00" · Source

Overdraft & NSFVerified

Insufficient Funds Draft Fee (per item)$36Above the typical range ($25–$32 nationally)
$7 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=nsf; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Insufficient Funds Draft Fee (per item) | $36.00" · Source
Overdraft Item (per item if elected)$36Above the typical range ($20–$30 nationally)
$8 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=overdraft; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Overdraft Item (per item if elected) | $36.00" · Source

ATM & CardVerified

ATM Monthly Fee (first 6 transactions)$0Below the typical range ($1–$3 nationally)
$1.50 below the national median
per month · Knox read a free fee from Rosetta artifact #3315. canonical_hint=atm_non_network; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="ATM Monthly Fee (first 6 transactions) | No Charge" · Source

Check ServicesVerified

Check Cashing Fee (Non-Member & non-qualifying member ) Under$250Above the typical range ($5–$10 nationally)
$245 above the national median
Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=check_cashing; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Check Cashing Fee (Non-Member & non-qualifying member*) Under $250.00 | $5.00" · Source
Check Copy (per 1 item)$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=check_image; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Check Copy (per 1 item) | $5.00" · Source
Official Check (made to member)$0Below the typical range ($3–$6 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #3315. canonical_hint=cashiers_check; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Official Check (made to member) | No Charge" · Source
Official Check (not made to member)$7Above the typical range ($3–$6 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=cashiers_check; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Official Check (not made to member) | $7.00" · Source
Stop Payment Request (per single item or series of 3 or more)$36Above the typical range ($20–$30 nationally)
$9 above the national median
Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=stop_payment; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Stop Payment Request (per single item or series of 3 or more) | $36.00" · Source

Digital & ElectronicVerified

Bill Pay Stop Payments$40Above the typical range ($0–$12.50 nationally)
$35 above the national median
Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=bill_pay; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Bill Pay Stop Payments | $40.00 each" · Source

Cash & DepositVerified

Cash Advance (By Phone)$10Within the typical range ($3–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=cash_advance; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Cash Advance (By Phone) | $10.00" · Source
Cash Advance (In Branch)$0Below the typical range ($3–$10 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #3315. canonical_hint=cash_advance; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Cash Advance (In Branch) | No Charge" · Source

Account ServicesVerified

Legal Process Tax Levies, Garnishments, etc.$40Within the typical range ($25–$100 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=legal_process; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Legal Process Tax Levies, Garnishments, etc. | $40.00" · Source

Lending FeesVerified

Late Payment$15Within the typical range ($15–$26.50 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=late_payment; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Late Payment | $15.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation Fee (per hour)	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=account_research; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Account Reconciliation Fee (per hour) \| $20.00"	Source
Inactive Account Fee (per month) \| ◊	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=dormant_account; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Inactive Account Fee (per month) \| ◊$5.00"	Source
Overdraft & NSFVerified
Insufficient Funds Draft Fee (per item)	$36Above the typical range ($25–$32 nationally)	$7 above the national median	per item	Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=nsf; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Insufficient Funds Draft Fee (per item) \| $36.00"	Source
Overdraft Item (per item if elected)
ATM & CardVerified
ATM Monthly Fee (first 6 transactions)	$0Below the typical range ($1–$3 nationally)	$1.50 below the national median	per month	Knox read a free fee from Rosetta artifact #3315. canonical_hint=atm_non_network; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="ATM Monthly Fee (first 6 transactions) \| No Charge"	Source
Check ServicesVerified
Check Cashing Fee (Non-Member & non-qualifying member ) Under	$250Above the typical range ($5–$10 nationally)	$245 above the national median	—	Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=check_cashing; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Check Cashing Fee (Non-Member & non-qualifying member*) Under $250.00 \| $5.00"	Source
Check Copy (per 1 item)
Digital & ElectronicVerified
Bill Pay Stop Payments	$40Above the typical range ($0–$12.50 nationally)	$35 above the national median	—	Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=bill_pay; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Bill Pay Stop Payments \| $40.00 each"	Source
Cash & DepositVerified
Cash Advance (By Phone)	$10Within the typical range ($3–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=cash_advance; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Cash Advance (By Phone) \| $10.00"	Source
Cash Advance (In Branch)	$0
Account ServicesVerified
Legal Process Tax Levies, Garnishments, etc.	$40Within the typical range ($25–$100 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=legal_process; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Legal Process Tax Levies, Garnishments, etc. \| $40.00"	Source
Lending FeesVerified
Late Payment	$15Within the typical range ($15–$26.50 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #3315. canonical_hint=late_payment; text_hash=c119dfbdc1c060436dc53509c38b5770559f282156d45483278ac343b19efe0b; excerpt="Late Payment \| $15.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$36

Overdraft fee: $36

29% above the national median overdraft fee

Total fees: 15 — leaner than most institutions

Verified fees

Under review

Assets

$69.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$69.5M

Total deposits

$58.8M

Service charge income (year to date)

$385K

Fee income ratio

17.7%

Return on assets

1.34%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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