Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Christiansted Federal Credit Union

Christiansted, Virgin IslandsCredit UnionNew York Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research/Reconciliation$20Within the typical range ($15–$25 nationally)

Overdraft & NSFVerified

ACH Non-Sufficient Funds Fee (NSF)$20Below the typical range ($25–$31.50 nationally)
$10 below the national median
per item · Source
Non-Sufficient Funds Fee (NSF)$25Within the typical range ($25–$31.50 nationally)
$5 below the national median
per item · Source

Wire TransfersVerified

Incoming Wire Transfer$5Within the typical range ($5–$15 nationally)
$5 below the national median
Source
Outgoing Wire Transfer$40Above the typical range ($20–$25 nationally)
$15 above the national median
Source

Cash & DepositVerified

Deposited Check Returned$25Within the typical range ($9.25–$25 nationally)
$10 above the national median
per item · Source

Other FeesVerified

Loan Application Fee$35Within the typical range ($25–$37.50 nationally)
$5 above the national median
Source
Statement Copies$1Below the typical range ($2–$5 nationally)
$2 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research/Reconciliation	$20Within the typical range ($15–$25 nationally)	$2.50 below the national median	—	—	Source
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
ACH Non-Sufficient Funds Fee (NSF)	$20Below the typical range ($25–$31.50 nationally)	$10 below the national median	per item	—	Source
Non-Sufficient Funds Fee (NSF)	$25
Wire TransfersVerified
Incoming Wire Transfer	$5Within the typical range ($5–$15 nationally)	$5 below the national median	—	—	Source
Outgoing Wire Transfer	$40
Check ServicesVerified
Stop Payment	$20Within the typical range ($20–$30 nationally)	$7 below the national median	per item	—	Source
Cash & DepositVerified
Deposited Check Returned	$25Within the typical range ($9.25–$25 nationally)	$10 above the national median	per item	—	Source
Other FeesVerified
Loan Application Fee	$35Within the typical range ($25–$37.50 nationally)	$5 above the national median	—	—	Source
Statement Copies	$1

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $20

33% below the national median NSF fee

Total fees: 10 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$34.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$34.0M

Total deposits

$26.9M

Service charge income (year to date)

$36K

Fee income ratio

4.5%

Return on assets

1.96%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 54,423 published fee entries from 3,187 institutions

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