Lakehurst Naval Federal Credit Union

Headquarters: Lakehurst Naec, New Jersey
Charter: Credit Union
Assets: $37.9M
Fed district: New York

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Lakehurst Naval Federal Credit Union: $30
Lakehurst Naval Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Lakehurst Naval Federal Credit Union: $30
Lakehurst Naval Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Lakehurst Naval Federal Credit Union: $10
Lakehurst Naval Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Lakehurst Naval Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive (Dormant) account fee$8
Not compared: Quarterly charge, not monthly
per quarter
Account research/reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive withdrawal fee$3
per item

Overdraft & NSF

NSF/ Overdraft fee for ACH and Checks$30
per item
NSF/ Overdraft fee for ACH and Checks$30
per item

ATM & Card

Lost/misplaced debit card$15

Wire Transfers

Domestic Wire transfer fee (outgoing)$10

Check Services

Cashiers Check fee$3
per item
Money order$1
per item
Stop payment (Bill pay)$20
per item
Stop payment (Sharedrafts and ACH)$25
per item

Cash & Deposit

Non LNFCU VISA/MasterCard Cash Advance$10
per item
Returned item fee$15
per item

Gift & Prepaid Cards

VISA Gift/Travel Money Cards$2.50
per item

Other Fees

Sharedraft photocopy fee$3
per item
Statement copy$3

Fee	Amount	Basis	Note
Account Maintenance
Inactive (Dormant) account fee	$8Not compared: Quarterly charge, not monthly	per quarter	None
Account research/reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive withdrawal fee	$3	per item	None
Overdraft & NSF
NSF/ Overdraft fee for ACH and Checks	$30	per item	None
NSF/ Overdraft fee for ACH and Checks	$30	per item	None
ATM & Card
Lost/misplaced debit card	$15	Not stated	None
Wire Transfers
Domestic Wire transfer fee (outgoing)	$10	Not stated	None
Check Services
Cashiers Check fee	$3	per item	None
Money order	$1	per item	None
Stop payment (Bill pay)	$20	per item	None
Stop payment (Sharedrafts and ACH)	$25	per item	None
Cash & Deposit
Non LNFCU VISA/MasterCard Cash Advance	$10	per item	None
Returned item fee	$15	per item	None
Gift & Prepaid Cards
VISA Gift/Travel Money Cards	$2.50	per item	None
Other Fees
Sharedraft photocopy fee	$3	per item	None
Statement copy	$3	Not stated	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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