21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 2, 2026
Call-report figures are for Bragg Mutual Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Bragg Mutual Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 2, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $358K in Q2 2026, 8.2% above the same quarter a year earlier ($331K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
BMFCU Perks Checking $2.95 · BMFCU Perks Plus Checking $5.95
Compared at $4.45, the middle of its prices
Overdraft (OD)
NSF / Returned Item
Compared at $19.50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for North Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 2.0% from Q3 2025 to Q2 2026, to $358K.
$358K
Bragg Mutual Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Bragg Mutual Federal Credit Union · $131M in assets
Banks and credit unions in the Fayetteville, NC metro
Banks and credit unions with branches in the Fayetteville, NC metro: the local competitors for deposits and customers. They range from $477M to $2.7T in assets, so compare prices here, not size.
Banks are counted by their branches in the metro (FDIC Summary of Deposits). Credit unions report no deposits by branch, so a credit union is counted when it has a branch in one of the metro's cities (NCUA branch file).
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Bragg Mutual Federal Credit Union(this institution) | Fayetteville, NC | $131M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bank of America, National Association | Charlotte, NC | $2.7T | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Bank | Southern Pines, NC | $13B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Horizon Bank | Memphis, TN | $84.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First National Bank of Pennsylvania | Greenville, PA | $50.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First-Citizens Bank & Trust Company | Raleigh, NC | $236.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Fort Bragg Federal Credit Union | Fayetteville, NC | $690M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| FSNB, National Association | Lawton, OK | $478M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Latino Community Federal Credit Union | Durham, NC | $1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Lumbee Guaranty Bank | Pembroke, NC | $583M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Members Federal Credit Union | Winston Salem, NC | $477M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Navy Federal Credit Union | Vienna, VA | $204.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pentagon Federal Credit Union | Mclean, VA | $29.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| PNC Bank, National Association | Wilmington, DE | $609.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sharonview Federal Credit Union | Fort Mill, SC | $1.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| State Employees' Federal Credit Union | Raleigh, NC | $60B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| The Fidelity Bank | Fuquay Varina, NC | $4.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Truist Bank | Charlotte, NC | $548.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Bank | Fairfax, VA | $33.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Wells Fargo Bank, National Association | Sioux Falls, SD | $1.9T | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Woodforest National Bank | The Woodlands, TX | $9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
20 peers selected · 16 publish this fee(monthly maintenance)
4 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $4.45, the middle of its two prices, against a peer median of $9.98 among 16 publishing peers.
Its two checking prices are $2.95 and $5.95.
$4.45 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Compare local deposit competitors in HamiltonSource: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Call reports for Bragg Mutual Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $358K | +$36K | +11.2% |
| Q1 2026 | $322K | −$19K | −5.6% |
| Q4 2025 | $341K | −$10K | −2.8% |
| Q3 2025 | $351K | +$20K | +6.0% |
| Q2 2025 | $331K | −$4K | −1.2% |
| Q1 2025 | $335K | −$47K | −12.3% |
| Q4 2024 | $382K | +$3K | +0.8% |
| Q3 2024 | $379K | +$22K | +6.2% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Bragg Mutual Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour · Account Research Fee (per Hour) | $20.00
per month
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Fee | $5.95 | per month | None |
| Perks Checking Monthly Fee | $2.95 | per month | None |
| Escheatment Fee | $35 | Not stated | None |
| Non-Activity (Dormant) Fee | $5 | Not stated | None |
| Account Research Fee (per Hour) | $20Not compared: Charged per hour; comparison unavailable | per hour | Account Research Fee (per Hour) | $20.00 |
| Paper Statement Fee (Per Month/By Request) | $2 | per month | None |
| Mail Locator Fee | $2 | Not stated | None |
Overdraft & NSF | |||
| ATM Overdraft Fee | $29 | Not stated | None |
| Overdraft Fee (per item and re-presented item) | $29 | per item | None |
| Bill Pay Returned Item Fee | $29 | Not stated | None |
| Shared Branch NSF Return Fee | $10 | Not stated | None |
ATM & Card | |||
| ATM Inquiry Fee | $0.75 | Not stated | None |
| ATM Service Charges | $1.50 | Not stated | None |
Wire Transfers | |||
| Wire Transfer Fee (Domestic, Outgoing) | $15 | Not stated | None |
| Wire Transfer Fee (Domestic, Incoming) | No charge | Not stated | None |
Check Services | |||
| Cashier’s Checks | $5 | Not stated | None |
| Money Orders | $2 | Not stated | None |
| Stop Payment Fee | $29 | Not stated | None |
| Stop Payment for BMFCU Cashier’s Checks, Share Withdrawal Checks, or Money Orders | $29 | Not stated | None |
| Starter Checks (One Page of Four Checks) | $2 | Not stated | None |
Digital & Electronic | |||
| Bill Pay Service (Monthly) | $5 | per month | None |
Cash & Deposit | |||
| Visa® Credit Card Cash Advance Fee | $5 | Not stated | None |
Account Services | |||
| Tax Levy or Garnishment | $75 | Not stated | None |
| Verification of Deposit | $10 | Not stated | None |
Lending Fees | |||
| Loan Late Payment Fee | 4% | Not stated | None |
| Loan Late Payment Fee (audience not stated, treated as personal) | 4% | Not stated | None |
| Visa® Credit Card Late Payment Fee | $22 | Not stated | None |
Gift & Prepaid Cards | |||
| Visa® Gift Card | $3.95 | Not stated | None |
Other Fees | |||
| Fax (Outgoing, First Page) | $2 | Not stated | None |
| Loan Extension (Skip-a-Payment) Fee | $25 | Not stated | None |
| Loan Processing Fee | $35 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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