Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Bragg Mutual Federal Credit Union

Fayetteville, North CarolinaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research Fee (per Hour)$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=account_research; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Account Research Fee (per Hour) / $20.00" · Source

Non-Activity (Dormant) Fee$5

At the national median

Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=dormant_account; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Non-Activity (Dormant) Fee / $5.00" · Source

Paper Statement Fee (Per Month/By Request)$2

$1 below the national median

per month · Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=paper_statement; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Paper Statement Fee (Per Month/By Request) / $2.00" · Source

Overdraft & NSFVerified

ATM Overdraft Fee$29Within the typical range ($20–$30 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=overdraft; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="ATM Overdraft Fee / $29.00" · Source
Overdraft Fee (per item and re-presented item)$29Within the typical range ($20–$30 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=overdraft; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Overdraft Fee (per item and re-presented item) / $29.00" · Source
Shared Branch NSF Return Fee$10Below the typical range ($25–$32 nationally)
$19 below the national median
Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=nsf; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Shared Branch NSF Return Fee / $10.00" · Source

ATM & CardVerified

ATM Service Charges$1.50Within the typical range ($1–$3 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=atm_non_network; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="ATM Service Charges / $1.50" · Source
Lost PIN Charge$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=card_replacement; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Lost PIN Charge / $5.00" · Source

Wire TransfersVerified

Wire Transfer Fee (Domestic, Incoming)$0Below the typical range ($7.75–$15 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #2098. canonical_hint=wire_domestic_incoming; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Wire Transfer Fee (Domestic, Incoming) / No Charge" · Source
Wire Transfer Fee (Domestic, Outgoing)$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=wire_domestic_outgoing; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Wire Transfer Fee (Domestic, Outgoing) / $15.00" · Source

Check ServicesVerified

Cashier’s Checks$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=cashiers_check; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Cashier’s Checks / $5.00" · Source
Money Orders$2Within the typical range ($2–$3.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=money_order; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Money Orders / $2.00" · Source
Starter Checks (One Page of Four Checks)$2Within the typical range ($1–$4 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=counter_check; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Starter Checks (One Page of Four Checks) / $2.00" · Source
Stop Payment Fee$29Within the typical range ($20–$30 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=stop_payment; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Stop Payment Fee / $29.00" · Source

Digital & ElectronicVerified

Bill Pay Service (Monthly)$5Within the typical range ($0–$12.50 nationally)
At the national median
per month · Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=bill_pay; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Bill Pay Service (Monthly) / $5.00" · Source

Cash & DepositVerified

Visa® Credit Card Cash Advance Fee$5Within the typical range ($3–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=cash_advance; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Visa® Credit Card Cash Advance Fee / $5.00" · Source

Account ServicesVerified

Tax Levy or Garnishment$75Within the typical range ($25–$75 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=garnishment_levy; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Tax Levy or Garnishment / $75.00" · Source
Verification of Deposit$10Within the typical range ($5–$16.13 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=account_verification; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Verification of Deposit / $10.00" · Source

Lending FeesVerified

Loan Extension (Skip-a-Payment) Fee$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=late_payment; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Loan Extension (Skip-a-Payment) Fee / $25.00" · Source
Loan Processing Fee$35Within the typical range ($25–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=loan_origination; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Loan Processing Fee / $35.00" · Source

Gift & Prepaid CardsVerified

Visa® Gift Card$3.95Within the typical range ($3–$4.95 nationally)
$0.32 above the national median
Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=gift_card_purchase; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Visa® Gift Card / $3.95" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research Fee (per Hour)	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=account_research; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Account Research Fee (per Hour) / $20.00"	Source
Non-Activity (Dormant) Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=dormant_account; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Non-Activity (Dormant) Fee / $5.00"	Source
Paper Statement Fee (Per Month/By Request)	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=paper_statement; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Paper Statement Fee (Per Month/By Request) / $2.00"	Source
Overdraft & NSFVerified
ATM Overdraft Fee	$29Within the typical range ($20–$30 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=overdraft; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="ATM Overdraft Fee / $29.00"	Source
Overdraft Fee (per item and re-presented item)	$29
ATM & CardVerified
ATM Service Charges	$1.50Within the typical range ($1–$3 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=atm_non_network; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="ATM Service Charges / $1.50"	Source
Lost PIN Charge	$5
Wire TransfersVerified
Wire Transfer Fee (Domestic, Incoming)	$0Below the typical range ($7.75–$15 nationally)	$10 below the national median	—	Knox read a free fee from Rosetta artifact #2098. canonical_hint=wire_domestic_incoming; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Wire Transfer Fee (Domestic, Incoming) / No Charge"	Source
Wire Transfer Fee (Domestic, Outgoing)
Check ServicesVerified
Cashier’s Checks	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=cashiers_check; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Cashier’s Checks / $5.00"	Source
Money Orders	$2
Digital & ElectronicVerified
Bill Pay Service (Monthly)	$5Within the typical range ($0–$12.50 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=bill_pay; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Bill Pay Service (Monthly) / $5.00"	Source
Cash & DepositVerified
Visa® Credit Card Cash Advance Fee	$5Within the typical range ($3–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=cash_advance; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Visa® Credit Card Cash Advance Fee / $5.00"	Source
Account ServicesVerified
Tax Levy or Garnishment	$75Within the typical range ($25–$75 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=garnishment_levy; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Tax Levy or Garnishment / $75.00"	Source
Verification of Deposit
Lending FeesVerified
Loan Extension (Skip-a-Payment) Fee	$25Within the typical range ($15–$26.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=late_payment; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Loan Extension (Skip-a-Payment) Fee / $25.00"	Source
Loan Processing Fee
Gift & Prepaid CardsVerified
Visa® Gift Card	$3.95Within the typical range ($3–$4.95 nationally)	$0.32 above the national median	—	Knox deterministic extraction from Rosetta artifact #2098. canonical_hint=gift_card_purchase; text_hash=fbba5945e6b142a565a76338699543080eb1d21bc33bcd439dbad313afe6b935; excerpt="Visa® Gift Card / $3.95"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29

Overdraft fee: $29

Overdraft fee is aligned with the national median

Total fees: 21 — leaner than most institutions

Verified fees

Under review

Assets

$131.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$131.1M

Total deposits

$118.9M

Service charge income (year to date)

$680K

Fee income ratio

15.4%

Return on assets

0.24%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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