Truliant Federal Credit Union

Headquarters: Winston Salem, North Carolina
Charter: Credit Union
Assets: $5.6B
Fed district: Richmond

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8.75, the middle of its prices
Truliant Federal Credit Union: $5 to $25
Truliant Federal Credit Union: $5 to $25
U.S. median: no median
Overdraft (OD)
Truliant Federal Credit Union: $29
Truliant Federal Credit Union: $29
U.S. median: no median
Wire Transfer (Domestic Out)
Truliant Federal Credit Union: $25
Truliant Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for North Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
North Carolina: Banks and credit unions headquartered in North Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Truliant Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$10
per month
Monthly maintenance$5
per month · Waived with any of the following: 1) Monthly Total Deposits ≥ $250, or 2) 23 or younger
Monthly maintenance$25
per month
Monthly maintenance$7.50
per month
Paper Statement and Documents$2
per month

Overdraft & NSF

Balance Backup and Balance Backup+ overdraft protection$29
per item
Deposit account overdraft protection transfer service charge$3
Not compared: Daily charge, not per item
per day
Line of credit overdraft protection transfer service charge$3
Not compared: Daily charge, not per item
per day

Wire Transfers

Wire transfer (outgoing)$25
Wire transfer (incoming)$10

Check Services

Official check, payable to third party$5
per item
Stop Payment Fee$25
per item

Cash & Deposit

Deposit item returned unpaid$10
per item

Other Fees

Statement copies (duplicates)$2

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$10	per month	None
Monthly maintenance	$5	per month	Waived with any of the following: 1) Monthly Total Deposits ≥ $250, or 2) 23 or younger
Monthly maintenance	$25	per month	None
Monthly maintenance	$7.50	per month	None
Paper Statement and Documents	$2	per month	None
Overdraft & NSF
Balance Backup and Balance Backup+ overdraft protection	$29	per item	None
Deposit account overdraft protection transfer service charge	$3Not compared: Daily charge, not per item	per day	None
Line of credit overdraft protection transfer service charge	$3Not compared: Daily charge, not per item	per day	None
Wire Transfers
Wire transfer (outgoing)	$25	Not stated	None
Wire transfer (incoming)	$10	Not stated	None
Check Services
Official check, payable to third party	$5	per item	None
Stop Payment Fee	$25	per item	None
Cash & Deposit
Deposit item returned unpaid	$10	per item	None
Other Fees
Statement copies (duplicates)	$2	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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