Compared with Idaho
7 of 20
compared fees are above the median.
8 below, 5 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
91st percentile; peer median 7.9%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Idaho median
of 20 compared; 8 below, 5 about the same
See the feesFee schedule read Oct 14, 2026
Call-report figures are for Lookout Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 569 credit unions with $300M to $1B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Idaho median | Published fees above the Idaho median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Lookout Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 14, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 15% of revenue, above the 7.9% median of 569 credit unions with $300M to $1B in assets (91st percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $930K in Q2 2026, 4.6% below the same quarter a year earlier ($975K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
7 of 20 compared published fees sit above the Idaho median; 8 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Idaho medians for fees published by banks and credit unions.
Overdraft (OD)
Non-Network ATM
Wire Transfer (Domestic Out)
Each amount links to the fee schedule it was read from. Medians for Idaho, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 6.7% from Q3 2025 to Q2 2026, to $930K. Its share of revenue, 15%, is above the 7.9% median for credit unions with $300M to $1B in assets.
$930K
Lookout Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 569 credit unions with $300M to $1B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
Lookout Federal Credit Union · $314M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Lookout Federal Credit Union(this institution) | Pocatello, ID | $314M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| 360 Federal Credit Union | Windsor Locks, CT | $324M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Access Federal Credit Union | Clinton, NY | $320M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Dannemora Federal Credit Union | Plattsburgh, NY | $320M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Evolve Federal Credit Union | El Paso, TX | $323M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Fall River Municipal Federal Credit Union | Fall River, MA | $316M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Harvesters Federal Credit Union | Cantonment, FL | $317M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Intrepid Federal Credit Union | Helena, MT | $311M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Jetstream Federal Credit Union | Miami Lakes, FL | $307M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Members1St Community Federal Credit Union | Marshalltown, IA | $311M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Membersalliance Federal Credit Union | Rockford, IL | $304M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| New Horizons Federal Credit Union | Mobile, AL | $304M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Northwest Plus Federal Credit Union | Everett, WA | $315M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Oc Federal Credit Union | Garfield Hts, OH | $315M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Pacific N W Federal Credit Union | Portland, OR | $317M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Peninsula Community Federal Credit Union | Shelton, WA | $304M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| People'S Alliance Federal Credit Union | Hauppauge, NY | $322M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Preferred Federal Credit Union | Grand Rapids, MI | $318M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Riverfront Federal Credit Union | Wyomissing, PA | $320M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Riverland Federal Credit Union | New Orleans, LA | $320M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Santa Barbara Teachers Federal Credit Union | Santa Barbara, CA | $308M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Secny Federal Credit Union | Syracuse, NY | $323M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Soo Co-Op Federal Credit Union | Sault Sainte Marie, MI | $324M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Valley Communities Federal Credit Union | Mosinee, WI | $307M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Overdraft not published |
| Vapr Federal Credit Union | San Juan, PR | $316M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Zia Federal Credit Union | Los Alamos, NM | $308M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $5 among 12 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Lookout Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Lookout Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $930K | −$19K | −2.0% |
| Q1 2026 | $949K | −$47K | −4.7% |
| Q4 2025 | $996K | −$1K | −0.1% |
| Q3 2025 | $997K | +$22K | +2.3% |
| Q2 2025 | $975K | +$27K | +2.8% |
| Q1 2025 | $948K | −$57K | −5.7% |
| Q4 2024 | $1.0M | −$31K | −3.0% |
| Q3 2024 | $1.0M | −$19K | −1.8% |
Financial cohort: 570 credit unions with $300M to $1B in assets filing for Q2 2026; 569 reported a share above 0% and are counted, Lookout Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Lookout Federal Credit Union by share.
Amounts from Lookout Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per item
per hour
per year
per month
per month
per item
per item
per item
per item
per item
per item
per item
per item
per month
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Membership Account Closure (Within 90-days) | $10Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Dormant Account (Monthly after 2 years inactivity) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Escheat Notification (each) | $2Below the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Statement Reconciliation (per hour – 1 hr min.) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee (per statement mailed) | $2Inside the U.S. middle 50% ($2 to $4.99 nationally) | Not stated | None |
| Excessive Withdrawals (per transaction over 1 annually) | $5Not compared: Annual charge, not per item | per year | None |
| Excessive withdrawals per item (over 6 monthly) | $3.50Not compared: Monthly charge, not per item | per month | None |
| Returned Mail Statements (per month) | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| Courtesy Pay ATM per withdrawal covered | $25Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Overdraft Privilege F (audience not stated, treated as personal) | $25Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Overdraft Privilege Fee (audience not stated, treated as personal) | $25Inside the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
ATM & Card | |||
| Non Co-op ATMs | $1.50Inside the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Lost Card Replacement | $6Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Lost Card Replacement Rush w/Express Mail | $40Inside the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing Domestic | $20Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Transfers: Incoming Domestic | $10Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Wire Transfers: Outgoing International | $48.50Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
| Wire Transfers: Incoming International | $28.50Above the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
Check Services | |||
| Cashier’s Check | $25Above the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Cashier’s Check (per check) | $3Inside the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Stop Payments: All instruments (per item) | $25Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Counter Checks (per sheet of 4 checks) | $2Inside the U.S. middle 50% ($1 to $4 nationally) | per item | None |
| Collection Items: Foreign/Domestic Incoming/Outgoing | $20Inside the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Cashier’s Check Copy | $3Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Deposited or Payment Check Copy | $3Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Member Check Copy Each (free via Home Banking) | $3Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| VISA Sales Draft Copy | $12Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Digital & Electronic | |||
| ACH Origination: One-time Transaction | $8.50Inside the U.S. middle 50% ($5 to $15 nationally) | one time | None |
| Bill Payment | $25Above the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
Cash & Deposit | |||
| Coin Counting NC: 5”x 10”x 24” | $40Above the U.S. middle 50% ($0 to $2.50 nationally) | Not stated | None |
| Returned Deposit/Loan Payment | $6Below the U.S. middle 50% ($8.81 to $25 nationally) | per item | None |
Account Services | |||
| Collection Items: Key Replacement | $20Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 3”x 5”x 24” | $15Not compared: Monthly charge, not annual | per month | None |
| Safe Deposit Box 5”x 10”x 24” | $40Inside the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Garnishment | $15Below the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Levy Processing | $25Below the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Fax Service (Non transaction related up to 5 pages) NC: Verification of Deposit (each) | $10Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| Verification of Deposit (each) | $10Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
Lending Fees | |||
| Loan Origination Fee | $95Inside the U.S. middle 50% ($20.15 to $96.25 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card | $3Inside the U.S. middle 50% ($3 to $4.95 nationally) | Not stated | None |
Other Fees | |||
| Statement Copy (free via Home Banking) | $3Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Loan Payment Deferment (skip a payment) | $27Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per hour
per hour · Statement Reconciliation (per hour – 1 hr min.) ................. $20.00
per month
per month
one time
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Business Account Closure (Within 90-days) | $10 | Not stated | None |
| Research (per hour – 1 hour min.) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Statement Reconciliation (per hour – 1 hr min.) | $20Not compared: Charged per hour; comparison unavailable | per hour | Statement Reconciliation (per hour – 1 hr min.) ................. $20.00 |
| Paper Statement Fee (per statement mailed) | $2 | Not stated | None |
| Excessive withdrawals per item (over 6 monthly) | $3.50Not compared: Monthly charge, not per item | per month | None |
| Returned Mail Statements (per month) | $5 | per month | None |
ATM & Card | |||
| ATM Lookout Credit Union and Co-op ATMs NC Non Co-op ATMs | $1.50 | Not stated | None |
| Lost Card Replacement | $6 | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing Domestic | $20 | Not stated | None |
| Wire Transfers Incoming Domestic | $10 | Not stated | None |
| Wire Transfers: Outgoing International | $48.50 | Not stated | None |
| Wire Transfers: Incoming International | $28.50 | Not stated | None |
Check Services | |||
| Cashier’s Check (per check) | $3 | per item | None |
| Stop Payments All instruments (per item) | $25 | per item | None |
| Check Cashing Fee (per check) | $5 | per item | None |
| Collection Items: Foreign/Domestic Incoming/Outgoing | $20 | Not stated | None |
| Deposited or Payment Check Copy | $3 | per item | None |
Digital & Electronic | |||
| ACH Origination Recurring Set up NC One-time Tr | $8.50 | one time | None |
Cash & Deposit | |||
| Returned Deposit/Loan Payment | $6 | per item | None |
Account Services | |||
| Safe Deposit Box 10”x10”x24” | $75 | Not stated | None |
| Safe Deposit Box 3”x 10”x 24” | $25 | Not stated | None |
| Safe Deposit Box 3”x 5”x 24” | $15 | per year | None |
| Safe Deposit Box 5” x 5” x 24” | $30 | Not stated | None |
| Safe Deposit Box 5”x 10”x 24” | $40 | Not stated | None |
| Garnishment | $15 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card | $3.50 | Not stated | None |
Other Fees | |||
| Loan Payment Deferment (skip a payment) | $35 | Not stated | None |
Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Lookout Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
7 offices in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Pocatello, ID | 3 |
| Blackfoot, ID | 1 |
| Burley, ID | 1 |
| Idaho Falls, ID | 1 |
| Meridian, ID | 1 |
Largest competitors nearby
Local market: Bannock county, ID, around its headquarters.
| 15 in its local market | Deposit share |
|---|---|
| U.S. Bank National Association | 21.9% |
| Glacier Bank | 21.8% |
| Wells Fargo Bank, National Association | 20.4% |
| Zions Bancorporation, N.A. | 9.8% |
| KeyBank National Association | 8.5% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.