Lookout Federal Credit Union

Headquarters: Pocatello, Idaho
Charter: Credit Union
Assets: $313.7M
Fed district: San Francisco

27 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Lookout Federal Credit Union: $25
Lookout Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Lookout Federal Credit Union: $1.50
Lookout Federal Credit Union: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
Lookout Federal Credit Union: $20
Lookout Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Idaho, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Idaho: Banks and credit unions headquartered in Idaho that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Lookout Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Membership Account Closure (Within 90-days)$10
Dormant Account (Monthly after 2 years inactivity)$5
per month
Escheat Notification (each)$2
per item
Statement Reconciliation (per hour – 1 hr min.)$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee (per statement mailed)$2
Excessive Withdrawals (per transaction over 1 annually)$5
Not compared: Annual charge, not per item
per year
Excessive withdrawals per item (over 6 monthly)$3.50
Not compared: Monthly charge, not per item
per month
Returned Mail Statements (per month)$5
per month

Overdraft & NSF

Courtesy Pay ATM per withdrawal covered$25
per item
Overdraft Privilege F (audience not stated, treated as personal)$25
per item
Overdraft Privilege Fee (audience not stated, treated as personal)$25

ATM & Card

Non Co-op ATMs$1.50
Lost Card Replacement$6
Lost Card Replacement Rush w/Express Mail$40

Wire Transfers

Wire Transfers: Outgoing Domestic$20
Wire Transfers: Incoming Domestic$10
Wire Transfers: Outgoing International$48.50
Wire Transfers: Incoming International$28.50

Check Services

Cashier’s Check$25
Cashier’s Check (per check)$3
per item
Stop Payments: All instruments (per item)$25
per item
Counter Checks (per sheet of 4 checks)$2
per item
Collection Items: Foreign/Domestic Incoming/Outgoing$20
Cashier’s Check Copy$3
per item
Deposited or Payment Check Copy$3
per item
Member Check Copy Each (free via Home Banking)$3
per item
VISA Sales Draft Copy$12

Digital & Electronic

ACH Origination: One-time Transaction$8.50
one time
Bill Payment$25

Cash & Deposit

Returned Deposit/Loan Payment$6
per item

Account Services

Collection Items: Key Replacement$20
Not compared: Box drilling or key fee
Safe Deposit Box 3”x 5”x 24”$15
Not compared: Monthly charge, not annual
per month
Safe Deposit Box 5”x 10”x 24”$40
Garnishment$15
Levy Processing$25
Fax Service (Non transaction related up to 5 pages) NC: Verification of Deposit (each)$10
per item
Verification of Deposit (each)$10
per item

Lending Fees

Loan Origination Fee$95

Gift & Prepaid Cards

Gift Card$3

Other Fees

Statement Copy (free via Home Banking)$3
per item
Loan Payment Deferment (skip a payment)$27

Fee	Amount	Basis	Note
Account Maintenance
Membership Account Closure (Within 90-days)	$10	Not stated	None
Dormant Account (Monthly after 2 years inactivity)	$5	per month	None
Escheat Notification (each)	$2	per item	None
Statement Reconciliation (per hour – 1 hr min.)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee (per statement mailed)	$2	Not stated	None
Excessive Withdrawals (per transaction over 1 annually)	$5Not compared: Annual charge, not per item	per year	None
Excessive withdrawals per item (over 6 monthly)	$3.50Not compared: Monthly charge, not per item	per month	None
Returned Mail Statements (per month)	$5	per month	None
Overdraft & NSF
Courtesy Pay ATM per withdrawal covered	$25	per item	None
Overdraft Privilege F (audience not stated, treated as personal)	$25	per item	None
Overdraft Privilege Fee (audience not stated, treated as personal)	$25	Not stated	None
ATM & Card
Non Co-op ATMs	$1.50	Not stated	None
Lost Card Replacement	$6	Not stated	None
Lost Card Replacement Rush w/Express Mail	$40	Not stated	None
Wire Transfers
Wire Transfers: Outgoing Domestic	$20	Not stated	None
Wire Transfers: Incoming Domestic	$10	Not stated	None
Wire Transfers: Outgoing International	$48.50	Not stated	None
Wire Transfers: Incoming International	$28.50	Not stated	None
Check Services
Cashier’s Check	$25	Not stated	None
Cashier’s Check (per check)	$3	per item	None
Stop Payments: All instruments (per item)	$25	per item	None
Counter Checks (per sheet of 4 checks)	$2	per item	None
Collection Items: Foreign/Domestic Incoming/Outgoing	$20	Not stated	None
Cashier’s Check Copy	$3	per item	None
Deposited or Payment Check Copy	$3	per item	None
Member Check Copy Each (free via Home Banking)	$3	per item	None
VISA Sales Draft Copy	$12	Not stated	None
Digital & Electronic
ACH Origination: One-time Transaction	$8.50	one time	None
Bill Payment	$25	Not stated	None
Cash & Deposit
Returned Deposit/Loan Payment	$6	per item	None
Account Services
Collection Items: Key Replacement	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 3”x 5”x 24”	$15Not compared: Monthly charge, not annual	per month	None
Safe Deposit Box 5”x 10”x 24”	$40	Not stated	None
Garnishment	$15	Not stated	None
Levy Processing	$25	Not stated	None
Fax Service (Non transaction related up to 5 pages) NC: Verification of Deposit (each)	$10	per item	None
Verification of Deposit (each)	$10	per item	None
Lending Fees
Loan Origination Fee	$95	Not stated	None
Gift & Prepaid Cards
Gift Card	$3	Not stated	None
Other Fees
Statement Copy (free via Home Banking)	$3	per item	None
Loan Payment Deferment (skip a payment)	$27	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Business Account Closure (Within 90-days)$10
Research (per hour – 1 hour min.)$20
Not compared: Charged per hour; comparison unavailable
per hour
Statement Reconciliation (per hour – 1 hr min.)$20
Not compared: Charged per hour; comparison unavailable
per hour · Statement Reconciliation (per hour – 1 hr min.) ................. $20.00
Paper Statement Fee (per statement mailed)$2
Excessive withdrawals per item (over 6 monthly)$3.50
Not compared: Monthly charge, not per item
per month
Returned Mail Statements (per month)$5
per month

ATM & Card

ATM Lookout Credit Union and Co-op ATMs NC Non Co-op ATMs$1.50
Lost Card Replacement$6

Wire Transfers

Wire Transfers: Outgoing Domestic$20
Wire Transfers Incoming Domestic$10
Wire Transfers: Outgoing International$48.50
Wire Transfers: Incoming International$28.50

Check Services

Cashier’s Check (per check)$3
per item
Stop Payments All instruments (per item)$25
per item
Check Cashing Fee (per check)$5
per item
Collection Items: Foreign/Domestic Incoming/Outgoing$20
Deposited or Payment Check Copy$3
per item

Digital & Electronic

ACH Origination Recurring Set up NC One-time Tr$8.50
one time

Cash & Deposit

Coin Counting NC Collection Items Foreign/Domestic Incoming/Outgoing$20
Returned Deposit/Loan Payment$6
per item

Account Services

Safe Deposit Box 10”x10”x24”$75
Safe Deposit Box 3”x 10”x 24”$25
Safe Deposit Box 3”x 5”x 24”$15
per year
Safe Deposit Box 5” x 5” x 24”$30
Safe Deposit Box 5”x 10”x 24”$40
Garnishment$15

Gift & Prepaid Cards

Gift Card$3.50

Other Fees

Loan Payment Deferment (skip a payment)$35

Fee	Amount	Basis	Note
Account Maintenance
Business Account Closure (Within 90-days)	$10	Not stated	None
Research (per hour – 1 hour min.)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Reconciliation (per hour – 1 hr min.)	$20Not compared: Charged per hour; comparison unavailable	per hour	Statement Reconciliation (per hour – 1 hr min.) ................. $20.00
Paper Statement Fee (per statement mailed)	$2	Not stated	None
Excessive withdrawals per item (over 6 monthly)	$3.50Not compared: Monthly charge, not per item	per month	None
Returned Mail Statements (per month)	$5	per month	None
ATM & Card
ATM Lookout Credit Union and Co-op ATMs NC Non Co-op ATMs	$1.50	Not stated	None
Lost Card Replacement	$6	Not stated	None
Wire Transfers
Wire Transfers: Outgoing Domestic	$20	Not stated	None
Wire Transfers Incoming Domestic	$10	Not stated	None
Wire Transfers: Outgoing International	$48.50	Not stated	None
Wire Transfers: Incoming International	$28.50	Not stated	None
Check Services
Cashier’s Check (per check)	$3	per item	None
Stop Payments All instruments (per item)	$25	per item	None
Check Cashing Fee (per check)	$5	per item	None
Collection Items: Foreign/Domestic Incoming/Outgoing	$20	Not stated	None
Deposited or Payment Check Copy	$3	per item	None
Digital & Electronic
ACH Origination Recurring Set up NC One-time Tr	$8.50	one time	None
Cash & Deposit
Coin Counting NC Collection Items Foreign/Domestic Incoming/Outgoing	$20	Not stated	None
Returned Deposit/Loan Payment	$6	per item	None
Account Services
Safe Deposit Box 10”x10”x24”	$75	Not stated	None
Safe Deposit Box 3”x 10”x 24”	$25	Not stated	None
Safe Deposit Box 3”x 5”x 24”	$15	per year	None
Safe Deposit Box 5” x 5” x 24”	$30	Not stated	None
Safe Deposit Box 5”x 10”x 24”	$40	Not stated	None
Garnishment	$15	Not stated	None
Gift & Prepaid Cards
Gift Card	$3.50	Not stated	None
Other Fees
Loan Payment Deferment (skip a payment)	$35	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Lookout Federal Credit Union's ach origination changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Lookout Federal Credit Union: $25
Lookout Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Lookout Federal Credit Union: $1.50
Lookout Federal Credit Union: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
Lookout Federal Credit Union: $20
Lookout Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Idaho, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Idaho: Banks and credit unions headquartered in Idaho that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Lookout Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Membership Account Closure (Within 90-days)$10
Dormant Account (Monthly after 2 years inactivity)$5
per month
Escheat Notification (each)$2
per item
Statement Reconciliation (per hour – 1 hr min.)$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee (per statement mailed)$2
Excessive Withdrawals (per transaction over 1 annually)$5
Not compared: Annual charge, not per item
per year
Excessive withdrawals per item (over 6 monthly)$3.50
Not compared: Monthly charge, not per item
per month
Returned Mail Statements (per month)$5
per month

Overdraft & NSF

Courtesy Pay ATM per withdrawal covered$25
per item
Overdraft Privilege F (audience not stated, treated as personal)$25
per item
Overdraft Privilege Fee (audience not stated, treated as personal)$25

ATM & Card

Non Co-op ATMs$1.50
Lost Card Replacement$6
Lost Card Replacement Rush w/Express Mail$40

Wire Transfers

Wire Transfers: Outgoing Domestic$20
Wire Transfers: Incoming Domestic$10
Wire Transfers: Outgoing International$48.50
Wire Transfers: Incoming International$28.50

Check Services

Cashier’s Check$25
Cashier’s Check (per check)$3
per item
Stop Payments: All instruments (per item)$25
per item
Counter Checks (per sheet of 4 checks)$2
per item
Collection Items: Foreign/Domestic Incoming/Outgoing$20
Cashier’s Check Copy$3
per item
Deposited or Payment Check Copy$3
per item
Member Check Copy Each (free via Home Banking)$3
per item
VISA Sales Draft Copy$12

Digital & Electronic

ACH Origination: One-time Transaction$8.50
one time
Bill Payment$25

Cash & Deposit

Returned Deposit/Loan Payment$6
per item

Account Services

Collection Items: Key Replacement$20
Not compared: Box drilling or key fee
Safe Deposit Box 3”x 5”x 24”$15
Not compared: Monthly charge, not annual
per month
Safe Deposit Box 5”x 10”x 24”$40
Garnishment$15
Levy Processing$25
Fax Service (Non transaction related up to 5 pages) NC: Verification of Deposit (each)$10
per item
Verification of Deposit (each)$10
per item

Lending Fees

Loan Origination Fee$95

Gift & Prepaid Cards

Gift Card$3

Other Fees

Statement Copy (free via Home Banking)$3
per item
Loan Payment Deferment (skip a payment)$27

Fee	Amount	Basis	Note
Account Maintenance
Membership Account Closure (Within 90-days)	$10	Not stated	None
Dormant Account (Monthly after 2 years inactivity)	$5	per month	None
Escheat Notification (each)	$2	per item	None
Statement Reconciliation (per hour – 1 hr min.)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee (per statement mailed)	$2	Not stated	None
Excessive Withdrawals (per transaction over 1 annually)	$5Not compared: Annual charge, not per item	per year	None
Excessive withdrawals per item (over 6 monthly)	$3.50Not compared: Monthly charge, not per item	per month	None
Returned Mail Statements (per month)	$5	per month	None
Overdraft & NSF
Courtesy Pay ATM per withdrawal covered	$25	per item	None
Overdraft Privilege F (audience not stated, treated as personal)	$25	per item	None
Overdraft Privilege Fee (audience not stated, treated as personal)	$25	Not stated	None
ATM & Card
Non Co-op ATMs	$1.50	Not stated	None
Lost Card Replacement	$6	Not stated	None
Lost Card Replacement Rush w/Express Mail	$40	Not stated	None
Wire Transfers
Wire Transfers: Outgoing Domestic	$20	Not stated	None
Wire Transfers: Incoming Domestic	$10	Not stated	None
Wire Transfers: Outgoing International	$48.50	Not stated	None
Wire Transfers: Incoming International	$28.50	Not stated	None
Check Services
Cashier’s Check	$25	Not stated	None
Cashier’s Check (per check)	$3	per item	None
Stop Payments: All instruments (per item)	$25	per item	None
Counter Checks (per sheet of 4 checks)	$2	per item	None
Collection Items: Foreign/Domestic Incoming/Outgoing	$20	Not stated	None
Cashier’s Check Copy	$3	per item	None
Deposited or Payment Check Copy	$3	per item	None
Member Check Copy Each (free via Home Banking)	$3	per item	None
VISA Sales Draft Copy	$12	Not stated	None
Digital & Electronic
ACH Origination: One-time Transaction	$8.50	one time	None
Bill Payment	$25	Not stated	None
Cash & Deposit
Returned Deposit/Loan Payment	$6	per item	None
Account Services
Collection Items: Key Replacement	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 3”x 5”x 24”	$15Not compared: Monthly charge, not annual	per month	None
Safe Deposit Box 5”x 10”x 24”	$40	Not stated	None
Garnishment	$15	Not stated	None
Levy Processing	$25	Not stated	None
Fax Service (Non transaction related up to 5 pages) NC: Verification of Deposit (each)	$10	per item	None
Verification of Deposit (each)	$10	per item	None
Lending Fees
Loan Origination Fee	$95	Not stated	None
Gift & Prepaid Cards
Gift Card	$3	Not stated	None
Other Fees
Statement Copy (free via Home Banking)	$3	per item	None
Loan Payment Deferment (skip a payment)	$27	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Business Account Closure (Within 90-days)$10
Research (per hour – 1 hour min.)$20
Not compared: Charged per hour; comparison unavailable
per hour
Statement Reconciliation (per hour – 1 hr min.)$20
Not compared: Charged per hour; comparison unavailable
per hour · Statement Reconciliation (per hour – 1 hr min.) ................. $20.00
Paper Statement Fee (per statement mailed)$2
Excessive withdrawals per item (over 6 monthly)$3.50
Not compared: Monthly charge, not per item
per month
Returned Mail Statements (per month)$5
per month

ATM & Card

ATM Lookout Credit Union and Co-op ATMs NC Non Co-op ATMs$1.50
Lost Card Replacement$6

Wire Transfers

Wire Transfers: Outgoing Domestic$20
Wire Transfers Incoming Domestic$10
Wire Transfers: Outgoing International$48.50
Wire Transfers: Incoming International$28.50

Check Services

Cashier’s Check (per check)$3
per item
Stop Payments All instruments (per item)$25
per item
Check Cashing Fee (per check)$5
per item
Collection Items: Foreign/Domestic Incoming/Outgoing$20
Deposited or Payment Check Copy$3
per item

Digital & Electronic

ACH Origination Recurring Set up NC One-time Tr$8.50
one time

Cash & Deposit

Coin Counting NC Collection Items Foreign/Domestic Incoming/Outgoing$20
Returned Deposit/Loan Payment$6
per item

Account Services

Safe Deposit Box 10”x10”x24”$75
Safe Deposit Box 3”x 10”x 24”$25
Safe Deposit Box 3”x 5”x 24”$15
per year
Safe Deposit Box 5” x 5” x 24”$30
Safe Deposit Box 5”x 10”x 24”$40
Garnishment$15

Gift & Prepaid Cards

Gift Card$3.50

Other Fees

Loan Payment Deferment (skip a payment)$35

Fee	Amount	Basis	Note
Account Maintenance
Business Account Closure (Within 90-days)	$10	Not stated	None
Research (per hour – 1 hour min.)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Reconciliation (per hour – 1 hr min.)	$20Not compared: Charged per hour; comparison unavailable	per hour	Statement Reconciliation (per hour – 1 hr min.) ................. $20.00
Paper Statement Fee (per statement mailed)	$2	Not stated	None
Excessive withdrawals per item (over 6 monthly)	$3.50Not compared: Monthly charge, not per item	per month	None
Returned Mail Statements (per month)	$5	per month	None
ATM & Card
ATM Lookout Credit Union and Co-op ATMs NC Non Co-op ATMs	$1.50	Not stated	None
Lost Card Replacement	$6	Not stated	None
Wire Transfers
Wire Transfers: Outgoing Domestic	$20	Not stated	None
Wire Transfers Incoming Domestic	$10	Not stated	None
Wire Transfers: Outgoing International	$48.50	Not stated	None
Wire Transfers: Incoming International	$28.50	Not stated	None
Check Services
Cashier’s Check (per check)	$3	per item	None
Stop Payments All instruments (per item)	$25	per item	None
Check Cashing Fee (per check)	$5	per item	None
Collection Items: Foreign/Domestic Incoming/Outgoing	$20	Not stated	None
Deposited or Payment Check Copy	$3	per item	None
Digital & Electronic
ACH Origination Recurring Set up NC One-time Tr	$8.50	one time	None
Cash & Deposit
Coin Counting NC Collection Items Foreign/Domestic Incoming/Outgoing	$20	Not stated	None
Returned Deposit/Loan Payment	$6	per item	None
Account Services
Safe Deposit Box 10”x10”x24”	$75	Not stated	None
Safe Deposit Box 3”x 10”x 24”	$25	Not stated	None
Safe Deposit Box 3”x 5”x 24”	$15	per year	None
Safe Deposit Box 5” x 5” x 24”	$30	Not stated	None
Safe Deposit Box 5”x 10”x 24”	$40	Not stated	None
Garnishment	$15	Not stated	None
Gift & Prepaid Cards
Gift Card	$3.50	Not stated	None
Other Fees
Loan Payment Deferment (skip a payment)	$35	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.