18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Utah, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Ridgeline Federal Credit Union · $28M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Ridgeline Federal Credit Union(this institution) | Salt Lake City, UT | $28M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| 2 Rivers Area Federal Credit Union | Kankakee, IL | $28M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Aegis Federal Credit Union | Clinton, IA | $27M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Beacon Financial Federal Credit Union | Johnson City, TN | $28M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Chicago Post Office Employees Federal Credit Union | Chicago, IL | $28M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Community Connect Federal Credit Union | Titusville, PA | $27M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Coweta Cities & County Employees Federal Credit Union | Newnan, GA | $28M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Dallas U.P. Employees Federal Credit Union | Dallas, TX | $27M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Farm Bureau Family Federal Credit Union | Lansing, MI | $27M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Florida A & M University Federal Credit Union | Tallahassee, FL | $28M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Haverhill Fire Department Federal Credit Union | Haverhill, MA | $28M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Jemez Valley Federal Credit Union | Jemez Springs, NM | $27M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Lakes Federal Credit Union | Monticello, IN | $28M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Latvian Cleveland Federal Credit Union | Lakewood, OH | $28M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Lexington Postal Community Federal Credit Union | Lexington, KY | $27M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Mattel Federal Credit Union | El Segundo, CA | $28M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Montcalm Public Employees Federal Credit Union | Edmore, MI | $27M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Mycom Federal Credit Union | Pittsfield, MA | $27M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| New Heights Federal Credit Union | Logan, UT | $28M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Norfolk Fire Department Federal Credit Union | Norfolk, VA | $27M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Olean Teachers' And Postal Federal Credit Union | Olean, NY | $28M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Rocket Federal Credit Union | McGregor, TX | $28M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Southern Pine Federal Credit Union | Lake Park, GA | $28M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Texhillco School Employees Federal Credit Union | Kerrville, TX | $27M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Tri-Lakes Federal Credit Union | Saranac Lake, NY | $29M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Union Fidelity Federal Credit Union | Houston, TX | $28M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 18 publish this fee(domestic wire)
7 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $20 among 18 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Domestic wire fee in dollars, one mark per institution
Ridgeline Federal Credit Union does not publish a domestic wire fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Ridgeline Federal Credit Union’s own schedules, with a source for each figure.
per month
per hour
per hour
per month
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closure (within 90 days of opening) | $25 | Not stated | None |
| Dormant Account" | $5 | per month | None |
| Account balancing assistance | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Mailed Statements® | $2 | per month | None |
| Bad Address Fee | $5 | per month | None |
Overdraft & NSF | |||
| Courtesy Pay Draft | $30 | Not stated | None |
| Non-sufficient funds fee | $30 | per item | None |
| NSF / Returned Item | $30 | Not stated | None |
| Overdraft Transfer | $5 | per transaction | None |
ATM & Card | |||
| Replace lost or stolen VISA Check Card | $25 | Not stated | None |
| Foreign transaction fee | 1%of the transaction | Not stated | None |
| Foreign transaction fee (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| International Wire | $30 | Not stated | None |
Check Services | |||
| Cashiers Check | $3 | per item | None |
| Money Orders | $1 | per item | None |
| Stop Payments — Draft and ACH | $15 | Not stated | None |
| Counter Checks | $1 | Not stated | None |
| Copy of Draft (12 months free draft copies & statement history available online) | $5 | per item | None |
Digital & Electronic | |||
| Free bill pay | No charge | Not stated | None |
Cash & Deposit | |||
| Deposited checks returned unpaid | $15 | Not stated | None |
Account Services | |||
| Garnishment Fee | $25 | Not stated | None |
Lending Fees | |||
| Late fee | 5%($20 minimum) | Not stated | None |
| Late Payment | $20 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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