Ridgeline Federal Credit Union

Headquarters: Salt Lake City, Utah
Charter: Credit Union
Assets: $27.6M
Fed district: San Francisco

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Ridgeline Federal Credit Union: $30
Ridgeline Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Ridgeline Federal Credit Union: $30
Ridgeline Federal Credit Union: $30
U.S. median: no median
Stop Payment
Ridgeline Federal Credit Union: $15
Ridgeline Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Utah, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Utah: Banks and credit unions headquartered in Utah that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ridgeline Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure (within 90 days of opening)$25
Dormant Account"$5
per month
Account balancing assistance$35
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$35
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Statements®$2
per month
Bad Address Fee$5
per month

Overdraft & NSF

Courtesy Pay Draft$30
Non-sufficient funds fee$30
per item
NSF / Returned Item$30
Overdraft Transfer$5
per transaction

ATM & Card

Replace lost or stolen VISA Check Card$25
Foreign transaction fee1%of the transaction
Foreign transaction fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

International Wire$30

Check Services

Cashiers Check$3
per item
Money Orders$1
per item
Stop Payments — Draft and ACH$15
Counter Checks$1
Copy of Draft (12 months free draft copies & statement history available online)$5
per item

Digital & Electronic

Free bill payNo charge

Cash & Deposit

Deposited checks returned unpaid$15

Account Services

Garnishment Fee$25

Lending Fees

Late fee5%($20 minimum)
Late Payment$20

Fee	Amount	Basis	Note
Account Maintenance
Account Closure (within 90 days of opening)	$25	Not stated	None
Dormant Account"	$5	per month	None
Account balancing assistance	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Statements®	$2	per month	None
Bad Address Fee	$5	per month	None
Overdraft & NSF
Courtesy Pay Draft	$30	Not stated	None
Non-sufficient funds fee	$30	per item	None
NSF / Returned Item	$30	Not stated	None
Overdraft Transfer	$5	per transaction	None
ATM & Card
Replace lost or stolen VISA Check Card	$25	Not stated	None
Foreign transaction fee	1%of the transaction	Not stated	None
Foreign transaction fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
International Wire	$30	Not stated	None
Check Services
Cashiers Check	$3	per item	None
Money Orders	$1	per item	None
Stop Payments — Draft and ACH	$15	Not stated	None
Counter Checks	$1	Not stated	None
Copy of Draft (12 months free draft copies & statement history available online)	$5	per item	None
Digital & Electronic
Free bill pay	No charge	Not stated	None
Cash & Deposit
Deposited checks returned unpaid	$15	Not stated	None
Account Services
Garnishment Fee	$25	Not stated	None
Lending Fees
Late fee	5%($20 minimum)	Not stated	None
Late Payment	$20	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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