Hughes Federal Credit Union

Headquarters: Tucson, Arizona
Charter: Credit Union
Assets: $2.6B
Fed district: San Francisco

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Checking PLUS $4.95 · Checking Restart $10
Compared at $7.48, the middle of its prices
Hughes Federal Credit Union: $4.95 to $10
Hughes Federal Credit Union: $4.95 to $10
U.S. median: no median
Overdraft (OD)
Hughes Federal Credit Union: $30
Hughes Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Hughes Federal Credit Union: $25
Hughes Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arizona, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arizona: Banks and credit unions headquartered in Arizona that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Hughes Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking PLUS Monthly service charge$4.95
per month
Checking Restart Monthly service charge$10
per month
Escheatment Fee$60
Account Research$15
Not compared: Charged per hour; comparison unavailable
per hour · Account Research $15.00 per hour (1 hr. min.) | merchant located in a foreign
ATM Adjustment Fee$5
Checking Reconciliation/Balancing Service: Overnight Check$26.95
per item
Statement/Returned Mail$5
per month

Overdraft & NSF

Overdraft Usage Applied$30
per item

ATM & Card

Replacement Card$10
per item

Wire Transfers

Member Outgoing Domestic (U.S.) wire$25
per item
Member Outgoing International wire$60
per item

Check Services

Official Checks (first check free)$5
per item
Bill Pay Stop Payment$30
per item
Official Check Stop Payment$15
per item
Counter Checks$5
Check Cashing Fee (Non-Member)$5
Check Copy (front & back)$3
per item

Digital & Electronic

Bill PayNo charge
Mobile DepositNo charge

Cash & Deposit

Cash AdvanceNo charge
Return Deposit Item (Same Maker)$20
per item

Account Services

Levy/Garnishment$50
Subordination Fee$250

Lending Fees

Indirect Dealer Loans Late Fee (audience not stated, treated as personal)5%

Fee	Amount	Basis	Note
Account Maintenance
Checking PLUS Monthly service charge	$4.95	per month	None
Checking Restart Monthly service charge	$10	per month	None
Escheatment Fee	$60	Not stated	None
Account Research	$15Not compared: Charged per hour; comparison unavailable	per hour	Account Research $15.00 per hour (1 hr. min.) \| merchant located in a foreign
ATM Adjustment Fee	$5	Not stated	None
Checking Reconciliation/Balancing Service: Overnight Check	$26.95	per item	None
Statement/Returned Mail	$5	per month	None
Overdraft & NSF
Overdraft Usage Applied	$30	per item	None
ATM & Card
Replacement Card	$10	per item	None
Wire Transfers
Member Outgoing Domestic (U.S.) wire	$25	per item	None
Member Outgoing International wire	$60	per item	None
Check Services
Official Checks (first check free)	$5	per item	None
Bill Pay Stop Payment	$30	per item	None
Official Check Stop Payment	$15	per item	None
Counter Checks	$5	Not stated	None
Check Cashing Fee (Non-Member)	$5	Not stated	None
Check Copy (front & back)	$3	per item	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Cash Advance	No charge	Not stated	None
Return Deposit Item (Same Maker)	$20	per item	None
Account Services
Levy/Garnishment	$50	Not stated	None
Subordination Fee	$250	Not stated	None
Lending Fees
Indirect Dealer Loans Late Fee (audience not stated, treated as personal)	5%	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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