Schofield Federal Credit Union

Headquarters: Wahiawa, Hawaii
Charter: Credit Union
Assets: $34.0M
Fed district: San Francisco

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Schofield Federal Credit Union: No fee
Schofield Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Schofield Federal Credit Union: $25
Schofield Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Schofield Federal Credit Union: $25
Schofield Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Schofield Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

No minimum balance, No monthly service feeNo charge
per month
Early closure fee (accounts closed within 90 days from open date)$25
Monthly Inactive Account Fee (One (1) year of no activity)$5
per month
Account reconciliation (per hour)$10
Not compared: Charged per hour; comparison unavailable
per hour · Account reconciliation (per hour) | $10
Account research (per hour)$10
Not compared: Charged per hour; comparison unavailable
per hour · Account research (per hour) | $10
Return mail / invalid address$1

Overdraft & NSF

Overdraft Protection (ATM and everyday one-time debit card transactions) fee is per item$25
per item
Non-Sufficient Funds or "NSF" (fee is per item)$25
per item
Return item$25
per item

ATM & Card

Non-Network ATM$1
per transaction
Debit card replacement$20
Debit card RUSH ORDER (PER CARD)$35
per item

Wire Transfers

Wires: Domestic Outgoing - Members$25
Wires: International Outgoing - Members$35

Check Services

Money Orders: Members$3
Stop payment (per ACH item, per debit item, per check)$25
per item
Copy Fees (per page/item) - Account history / summary$1
per item
Copy Fees (per page/item) - Account monthly statement$5
Not compared: Monthly charge, not per item
per month
Copy Fees (per page/item) - Cleared share draft or credit union check (per check)$2
per item

Digital & Electronic

ACH Return Item (fee is per item)$25
per item

Account Services

Notary Service: MembersNo charge
Legal document processing (per legal order, levy, garnishment, subpoena)$20

Other Fees

Fax (per page)$1
Not compared: Charged per page; comparison unavailable
per page · Fax (per page) | $1

Fee	Amount	Basis	Note
Account Maintenance
No minimum balance, No monthly service fee	No charge	per month	None
Early closure fee (accounts closed within 90 days from open date)	$25	Not stated	None
Monthly Inactive Account Fee (One (1) year of no activity)	$5	per month	None
Account reconciliation (per hour)	$10Not compared: Charged per hour; comparison unavailable	per hour	Account reconciliation (per hour) \| $10
Account research (per hour)	$10Not compared: Charged per hour; comparison unavailable	per hour	Account research (per hour) \| $10
Return mail / invalid address	$1	Not stated	None
Overdraft & NSF
Overdraft Protection (ATM and everyday one-time debit card transactions) fee is per item	$25	per item	None
Non-Sufficient Funds or "NSF" (fee is per item)	$25	per item	None
Return item	$25	per item	None
ATM & Card
Non-Network ATM	$1	per transaction	None
Debit card replacement	$20	Not stated	None
Debit card RUSH ORDER (PER CARD)	$35	per item	None
Wire Transfers
Wires: Domestic Outgoing - Members	$25	Not stated	None
Wires: International Outgoing - Members	$35	Not stated	None
Check Services
Money Orders: Members	$3	Not stated	None
Stop payment (per ACH item, per debit item, per check)	$25	per item	None
Copy Fees (per page/item) - Account history / summary	$1	per item	None
Copy Fees (per page/item) - Account monthly statement	$5Not compared: Monthly charge, not per item	per month	None
Copy Fees (per page/item) - Cleared share draft or credit union check (per check)	$2	per item	None
Digital & Electronic
ACH Return Item (fee is per item)	$25	per item	None
Account Services
Notary Service: Members	No charge	Not stated	None
Legal document processing (per legal order, levy, garnishment, subpoena)	$20	Not stated	None
Other Fees
Fax (per page)	$1Not compared: Charged per page; comparison unavailable	per page	Fax (per page) \| $1

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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