Wepco Federal Credit Union

Headquarters: Bloomington, Maryland
Charter: Credit Union
Assets: $399.3M
Fed district: Richmond

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Wepco Federal Credit Union: $30
Wepco Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Compared at $0.50, the middle of its prices
Wepco Federal Credit Union: $0 to $1
Wepco Federal Credit Union: $0 to $1
U.S. median: no median
Wire Transfer (Domestic Out)
Wepco Federal Credit Union: $35
Wepco Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Wepco Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closed Account Before 90 Days of Opening$5
Escheatment Fee$5
Account Balancing or Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Money Market Excessive Withdrawal Fee$20
Returned Mail$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay Fee$30
per item
Non-Sufficient Fund Fee/Overdraft$30
Overdraft Protection – Transfer from Savings$5

ATM & Card

Foreign ATM Fee$1
per transaction
Western MD ATM NetworkNo charge
Debit Card Replacement$10

Wire Transfers

Outgoing Wire Transfers$35
Incoming Wire Transfers$25

Check Services

Additional Official Checks (per item)No charge
per item
Money Order$2.50
Stop Payment$30
per item
Draft Copy (Available through PAL Plus at no cost)$5

Cash & Deposit

Coin Machine20%
Coin Machine (Self-Serve)No charge
Deposited Item Returned$30
per item

Account Services

NotaryNo charge
Safe Deposit Box 3 x 10$40
per year
Safe Deposit Box 3 x 5$25
per year
Safe Deposit Box 5 x 10$50
per year
Safe Deposit Box 7 x 10$60
per year
Garnishment Fee$100

Lending Fees

Late Fee (15 Days)5%($10 minimum)
Late Fee (15 Days) (audience not stated, treated as personal)5%($10 minimum)

Gift & Prepaid Cards

Visa Gift Cards (Non-reloadable)$5

Other Fees

Fax Service$1
per item
Skip A Pay Program Fee per loan$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Closed Account Before 90 Days of Opening	$5	Not stated	None
Escheatment Fee	$5	Not stated	None
Account Balancing or Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Money Market Excessive Withdrawal Fee	$20	Not stated	None
Returned Mail	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay Fee	$30	per item	None
Non-Sufficient Fund Fee/Overdraft	$30	Not stated	None
Overdraft Protection – Transfer from Savings	$5	Not stated	None
ATM & Card
Foreign ATM Fee	$1	per transaction	None
Western MD ATM Network	No charge	Not stated	None
Debit Card Replacement	$10	Not stated	None
Wire Transfers
Outgoing Wire Transfers	$35	Not stated	None
Incoming Wire Transfers	$25	Not stated	None
Check Services
Additional Official Checks (per item)	No charge	per item	None
Money Order	$2.50	Not stated	None
Stop Payment	$30	per item	None
Draft Copy (Available through PAL Plus at no cost)	$5	Not stated	None
Cash & Deposit
Coin Machine	20%	Not stated	None
Coin Machine (Self-Serve)	No charge	Not stated	None
Deposited Item Returned	$30	per item	None
Account Services
Notary	No charge	Not stated	None
Safe Deposit Box 3 x 10	$40	per year	None
Safe Deposit Box 3 x 5	$25	per year	None
Safe Deposit Box 5 x 10	$50	per year	None
Safe Deposit Box 7 x 10	$60	per year	None
Garnishment Fee	$100	Not stated	None
Lending Fees
Late Fee (15 Days)	5%($10 minimum)	Not stated	None
Late Fee (15 Days) (audience not stated, treated as personal)	5%($10 minimum)	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards (Non-reloadable)	$5	Not stated	None
Other Fees
Fax Service	$1	per item	None
Skip A Pay Program Fee per loan	$30	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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