Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Wepco Federal Credit Union

Bloomington, MarylandCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing or Research$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=account_research; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Account Balancing or Research | $25.00 per hour" · Source

Christmas Club Early Withdrawal Matures every October 1. Penalty for early withdrawal applies$5

$10 below the national median

Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=early_closure; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Christmas Club Early Withdrawal Matures every October 1. Penalty for early withdrawal applies | $5.00" · Source

Escheatment Fee$5

At the national median

Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=dormant_account; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Escheatment Fee | $5.00" · Source

Returned Mail$5

$20 below the national median

per item · Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=account_research; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Returned Mail | $5.00 per item" · Source

Overdraft & NSFVerified

Courtesy Pay Fee$30Within the typical range ($25–$30 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=overdraft; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Courtesy Pay Fee | $30.00 per item" · Source
Overdraft Protection – Transfer from Savings$5Within the typical range ($2.38–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=od_protection_transfer; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Overdraft Protection – Transfer from Savings | $5.00" · Source

ATM & CardVerified

Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=card_replacement; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Debit Card Replacement | $10.00" · Source
Foreign ATM Fee$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=atm_non_network; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Foreign ATM Fee | $1.00 per Transaction" · Source
Western MD ATM Network$0Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #8115. canonical_hint=atm_non_network; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Our ATMs and any ATM within the Western MD ATM Network | FREE" · Source

Wire TransfersVerified

Incoming Wire Transfers$25Above the typical range ($5–$15 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=wire_domestic_incoming; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Incoming Wire Transfers | $25.00" · Source
Outgoing Wire Transfers$35Above the typical range ($20–$25 nationally)
$12.50 above the national median
Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=wire_domestic_outgoing; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Outgoing Wire Transfers | $35.00" · Source

Check ServicesVerified

Additional Official Checks (per item)$0Below the typical range ($3–$5.50 nationally)
$5 below the national median
per item · Knox read a free fee from Rosetta artifact #1918. canonical_hint=cashiers_check; text_hash=4ae60c26ac08303b67f8a5b425cdecf3156f8ed8198a5d1f6a29caec862baf15; excerpt="- Additional Official Checks (per item) / FREE" · Source
Money Order$2.50Within the typical range ($2–$3.50 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=money_order; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Money Order | $2.50" · Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=stop_payment; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Stop Payment | $30.00 per item" · Source

Cash & DepositVerified

Deposited Item Returned$30Above the typical range ($9–$25 nationally)
$15 above the national median
per item · Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=deposited_item_return; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Deposited Item Returned | $30.00 per item" · Source

Account ServicesVerified

Garnishment Fee$100Above the typical range ($30–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=garnishment_levy; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Garnishment Fee | $100.00" · Source
Notary$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #8115. canonical_hint=notary_fee; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Notary | FREE" · Source

Lending FeesVerified

Skip A Pay Program Fee per loan$30Above the typical range ($15–$25 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=late_payment; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Skip A Pay Program Fee per loan | $30.00" · Source

Gift & Prepaid CardsVerified

Visa Gift Cards (Non-reloadable)$5Above the typical range ($3–$4.50 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=gift_card_purchase; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Visa Gift Cards (Non-reloadable) | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing or Research	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=account_research; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Account Balancing or Research \| $25.00 per hour"	Source
Christmas Club Early Withdrawal Matures every October 1. Penalty for early withdrawal applies	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=early_closure; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Christmas Club Early Withdrawal Matures every October 1. Penalty for early withdrawal applies \| $5.00"	Source
Escheatment Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=dormant_account; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Escheatment Fee \| $5.00"	Source
Returned Mail	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	per item	Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=account_research; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Returned Mail \| $5.00 per item"	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$30Within the typical range ($25–$30 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=overdraft; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Courtesy Pay Fee \| $30.00 per item"	Source
Overdraft Protection – Transfer from Savings
ATM & CardVerified
Debit Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=card_replacement; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Debit Card Replacement \| $10.00"	Source
Foreign ATM Fee	$1
Wire TransfersVerified
Incoming Wire Transfers	$25Above the typical range ($5–$15 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=wire_domestic_incoming; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Incoming Wire Transfers \| $25.00"	Source
Outgoing Wire Transfers
Check ServicesVerified
Additional Official Checks (per item)	$0Below the typical range ($3–$5.50 nationally)	$5 below the national median	per item	Knox read a free fee from Rosetta artifact #1918. canonical_hint=cashiers_check; text_hash=4ae60c26ac08303b67f8a5b425cdecf3156f8ed8198a5d1f6a29caec862baf15; excerpt="- Additional Official Checks (per item) / FREE"	Source
Money Order	$2.50
Cash & DepositVerified
Deposited Item Returned	$30Above the typical range ($9–$25 nationally)	$15 above the national median	per item	Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=deposited_item_return; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Deposited Item Returned \| $30.00 per item"	Source
Account ServicesVerified
Garnishment Fee	$100Above the typical range ($30–$75 nationally)	$50 above the national median	—	Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=garnishment_levy; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Garnishment Fee \| $100.00"	Source
Notary	$0
Lending FeesVerified
Skip A Pay Program Fee per loan	$30Above the typical range ($15–$25 nationally)	$7.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=late_payment; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Skip A Pay Program Fee per loan \| $30.00"	Source
Gift & Prepaid CardsVerified
Visa Gift Cards (Non-reloadable)	$5Above the typical range ($3–$4.50 nationally)	$1.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #8115. canonical_hint=gift_card_purchase; text_hash=413fb842ccd37ffe3f0043c0ead23ffa8599793dc4bb2ebb7ba01933b6fb5db5; excerpt="Visa Gift Cards (Non-reloadable) \| $5.00"	Source

Fee change alerts

Get an email when Wepco Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Wepco Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 19 — leaner than most institutions

Published fees

Under review

Assets

$399.3M

Work at Wepco Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$399.3M

Total deposits

$336.7M

Service charge income (year to date)

$978K

Fee income ratio

8.0%

Return on assets

1.65%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 25,624 verified fees from 2,223 institutions

See pricing