Peoples Bank

Headquarters: Bellingham, Washington
Charter: Bank
Assets: $2.4B
Fed district: San Francisco

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Peoples Bank: $8
Peoples Bank: $8
U.S. median: no median
Overdraft (OD)
Peoples Bank: $35
Peoples Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Peoples Bank: $25
Peoples Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Peoples Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$8
per month
Paper statements$5
Paper Statements$2
Excess Withdrawal Fee$5
per item
Undeliverable Mail (per account)$5

Overdraft & NSF

Overdraft Item (per item, per occurrence)$35
per item

ATM & Card

Expedited Debit Card (per card)$55
per item
Expedited PIN (per card)$10
per item

Wire Transfers

Domestic Wire Out (each)$25
per item
Domestic Wire In (each)$15
per item
International Wire Out (each)$40
per item
Wire Transfers: International Wire In (each)$20
per item

Check Services

Cashiers Checks (each)$7
per item
Stop Payment (each)$35
per item

Account Services

Notary Service: CustomerNo charge
Safe Deposit Box 10x10$100
per year
Safe Deposit Box 3 x 10$50
per year
Safe Deposit Box 3 x 5$35
per year
Safe Deposit Box 4 x 5$35
per year
Safe Deposit Box 5 x 10$70
per year
Safe Deposit Box 5 x 5$45
per year
Safe Deposit Box 6 x 10$75
per year
Safe Deposit Box 7 x 10$80
per year
Garnishment/Levy (each)$100
per item

Lending Fees

Late Payment (30 day grace period)$10

Retirement & IRA

IRA Outgoing Transfer Fee (per account)$30

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$8	per month	None
Paper statements	$5	Not stated	None
Paper Statements	$2	Not stated	None
Excess Withdrawal Fee	$5	per item	None
Undeliverable Mail (per account)	$5	Not stated	None
Overdraft & NSF
Overdraft Item (per item, per occurrence)	$35	per item	None
ATM & Card
Expedited Debit Card (per card)	$55	per item	None
Expedited PIN (per card)	$10	per item	None
Wire Transfers
Domestic Wire Out (each)	$25	per item	None
Domestic Wire In (each)	$15	per item	None
International Wire Out (each)	$40	per item	None
Wire Transfers: International Wire In (each)	$20	per item	None
Check Services
Cashiers Checks (each)	$7	per item	None
Stop Payment (each)	$35	per item	None
Account Services
Notary Service: Customer	No charge	Not stated	None
Safe Deposit Box 10x10	$100	per year	None
Safe Deposit Box 3 x 10	$50	per year	None
Safe Deposit Box 3 x 5	$35	per year	None
Safe Deposit Box 4 x 5	$35	per year	None
Safe Deposit Box 5 x 10	$70	per year	None
Safe Deposit Box 5 x 5	$45	per year	None
Safe Deposit Box 6 x 10	$75	per year	None
Safe Deposit Box 7 x 10	$80	per year	None
Garnishment/Levy (each)	$100	per item	None
Lending Fees
Late Payment (30 day grace period)	$10	Not stated	None
Retirement & IRA
IRA Outgoing Transfer Fee (per account)	$30	Not stated	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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