Compared with Alaska
6 of 11
compared fees are above the median.
2 below, 3 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
73rd percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Alaska median
of 11 compared; 2 below, 3 about the same
See the feesFee schedule read Nov 1, 2026
Call-report figures are for True North Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Alaska median | Published fees above the Alaska median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | True North Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 1, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 11% of revenue, above the 7.2% median of 2,932 credit unions with under $300M in assets (73rd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $436K in Q2 2026, 3.3% below the same quarter a year earlier ($451K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
6 of 11 compared published fees sit above the Alaska median; 2 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Alaska medians for fees published by banks and credit unions.
NSF / Returned Item
Monthly Maintenance
Express Checking $0 · Express Checking Plus $5 · True Options Checking $10 · High Risk Account $50
Compared at $5, the middle of its prices
Wire Transfer (Domestic Out)
Each amount links to the fee schedule it was read from. Medians for Alaska, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 3.6% from Q3 2025 to Q2 2026, to $436K. Its share of revenue, 11%, is above the 7.2% median for credit unions with under $300M in assets.
$436K
True North Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 2,932 credit unions with under $300M in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Monthly maintenance: Listed at $0 to $50; we compare the midpoint.
True North Federal Credit Union · $236M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| True North Federal Credit Union(this institution) | Juneau, AK | $236M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Bossier Federal Credit Union | Bossier City, LA | $245M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Bull Dog Federal Credit Union | Hagerstown, MD | $238M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Campco Federal Credit Union | Gillette, WY | $228M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Capitol Federal Credit Union | Austin, TX | $234M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Chaffey Federal Credit Union | Upland, CA | $230M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Clearpath Federal Credit Union | Burbank, CA | $229M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community First Guam Federal Credit Union | Hagatna, GU | $233M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Corazo Federal Credit Union | El Centro, CA | $244M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Encompass Federal Credit Union | Tipton, IN | $241M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Service Federal Credit Union | Groveport, OH | $236M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Hawaii Law Enforcement Federal Credit Union | Honolulu, HI | $230M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Investex Federal Credit Union | Humble, TX | $245M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Luso Federal Credit Union | Ludlow, MA | $245M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Michigan One Community Federal Credit Union | Ionia, MI | $240M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| New Cumberland Federal Credit Union | New Cumberland, PA | $229M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Northern Skies Federal Credit Union | Anchorage, AK | $232M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Novation Federal Credit Union | Oakdale, MN | $244M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ohio Valley Community Federal Credit Union | Clarington, OH | $244M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Pantex Federal Credit Union | Borger, TX | $233M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Pioneer Appalachia Federal Credit Union | Charleston, WV | $245M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Sabine Federal Credit Union | Orange, TX | $235M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Skypoint Federal Credit Union | Germantown, MD | $243M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Southbridge Federal Credit Union | Southbridge, MA | $242M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The People'S Federal Credit Union | Amarillo, TX | $229M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Westex Community Federal Credit Union | Kermit, TX | $231M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 11 publish this fee(monthly maintenance)
14 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $5, the middle of its five prices, against a peer median of $6.50 among 11 publishing peers.
Its five checking prices are $0, $5, $5, $10 and $50.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for True North Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $436K | −$10K | −2.2% |
| Q1 2026 | $446K | −$38K | −7.9% |
| Q4 2025 | $484K | +$63K | +15.0% |
| Q3 2025 | $421K | −$30K | −6.7% |
| Q2 2025 | $451K | +$4K | +0.9% |
| Q1 2025 | $447K | −$54K | −10.8% |
| Q4 2024 | $501K | +$30K | +6.4% |
| Q3 2024 | $471K | +$5K | +1.1% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, True North Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to True North Federal Credit Union by share.
Amounts from True North Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per month
per month
per month
per hour · Account Research - Per hour, one hour minimum | $20.00
per month
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Express Checking Monthly Fee | No chargeBelow the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Express Checking Plus Monthly Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Express Checking Plus Monthly Fee - If balance falls below $500 | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| High Risk Account Monthly Fee | $50Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| True Options Checking Monthly Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Dormant Account | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Funds Escheated to state | $25Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Money Market Inactivity Fee - Accounts with balances under | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Money Market Inactivity Fee - Accounts with balances under $2500 | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Account Research - Per hour, one hour minimum | $20Not compared: Charged per hour; comparison unavailable | per hour | Account Research - Per hour, one hour minimum | $20.00 |
| Bad Address Fee - Per Month | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| Check Card Recurring Transaction NSF Fee | $30Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Insufficient Funds - Per attempted ACH or Share Draft presentment | $30Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
ATM & Card | |||
| Replacement Fee for Lost or Stolen Card - More than once per 12 months | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Wire Transfers | |||
| Outgoing Domestic Wire Transfer | $25Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Incoming Wire Fee | $10Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Outgoing International Wire Transfer | $50Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
Check Services | |||
| Bill Pay Stop Payment - per item | $20Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| CU Draft Stop Payment - Only available if item is lost/stolen | $20Inside the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Stale Dated CU Draft Stop Payment | $18Below the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Stop Payment - Check or ACH | $18Below the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Starter Checks - Per 8 preprinted checks (audience not stated, treated as personal) | $5Above the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Starter Checks - Set of 8 preprinted checks | $5Above the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Check Cashing - Applies to members with only a share account with an average balance less than $100 | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Bill Pay Check Copies - per item | $10Above the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Cash & Deposit | |||
| Loose Coin (audience not stated, treated as personal) | 6% | Not stated | None |
| Returned Deposit - written by account owner - Per item | $25Inside the U.S. middle 50% ($8.88 to $25 nationally) | per item | None |
Account Services | |||
| Legal Process - Levy, garnishment, court order | $75Inside the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Account Verification | $10Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Retirement & IRA | |||
| IRA Termination Fee - Closed within 6 months of opening | $50Above the U.S. middle 50% ($25 to $35 nationally) | Not stated | None |
| IRA Transfer fee - Out of TNFCU to another institution | $25Inside the U.S. middle 50% ($25 to $35 nationally) | Not stated | None |
Vehicle & Title | |||
| DMV Special Handling Fee (audience not stated, treated as personal) | $30Inside the U.S. middle 50% ($15 to $50 nationally) | Not stated | None |
Other Fees | |||
| Document copies - greater than 1 year - Per item, may also be subject to research fee | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Fax Service - per page (audience not stated, treated as personal) | $1Below the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Lien Release Fee - initial lien release is free (audience not stated, treated as personal) | $15Below the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Skip Pay Fee - Per payment skipped (audience not stated, treated as personal) | $30Inside the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per month
per month
per month
per month
per month
per hour · Account Research - Per hour, one hour minimum | $20.00
per month
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Express Checking Monthly Fee | No chargeBelow the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Express Checking Plus Monthly Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Express Checking Plus Monthly Fee - If balance falls below $500 | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| High Risk Account Monthly Fee | $50Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| True Options Checking Monthly Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Business Money Market Inactivity Monthly Fee - Accounts with balances under $2500 | $5 | per month | None |
| Business Share Savings Dormant Account Monthly Fee - Accounts under $250 | $10 | per month | None |
| Dormant Account | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Funds Escheated to state | $25Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Money Market Inactivity Fee - Accounts with balances under | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Money Market Inactivity Fee - Accounts with balances under $2500 | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Account Research - Per hour, one hour minimum | $20Not compared: Charged per hour; comparison unavailable | per hour | Account Research - Per hour, one hour minimum | $20.00 |
| Bad Address Fee - Per Month | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| Check Card Recurring Transaction NSF Fee | $30Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Insufficient Funds - Per attempted ACH or Share Draft presentment | $30Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
ATM & Card | |||
| Replacement Fee for Lost or Stolen Card - More than once per 12 months | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Wire Transfers | |||
| Outgoing Domestic Wire Transfer | $25Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Incoming Wire Fee | $10Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Outgoing International Wire Transfer | $50Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
Check Services | |||
| Bill Pay Stop Payment - per item | $20Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| CU Draft Stop Payment - Only available if item is lost/stolen | $20Inside the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Stale Dated CU Draft Stop Payment | $18Below the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Stop Payment - Check or ACH | $18Below the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Starter Checks - Set of 8 preprinted checks | $5Above the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Check Cashing - Applies to members with only a share account with an average balance less than $100 | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Bill Pay Check Copies - per item | $10Above the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Cash & Deposit | |||
| Returned Deposit - written by account owner - Per item | $25Inside the U.S. middle 50% ($8.88 to $25 nationally) | per item | None |
Account Services | |||
| Legal Process - Levy, garnishment, court order | $75Inside the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Account Verification | $10Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Retirement & IRA | |||
| IRA Termination Fee - Closed within 6 months of opening | $50Above the U.S. middle 50% ($25 to $35 nationally) | Not stated | None |
| IRA Transfer fee - Out of TNFCU to another institution | $25Inside the U.S. middle 50% ($25 to $35 nationally) | Not stated | None |
Other Fees | |||
| Document copies - greater than 1 year - Per item, may also be subject to research fee | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where True North Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
6 offices in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Juneau, AK | 4 |
| Anchorage, AK | 2 |
Largest competitors nearby
Local market: Juneau City and county, AK, around its headquarters.
| 5 in its local market | Deposit share |
|---|---|
| Wells Fargo Bank, National Association | 32.8% |
| Northrim Bank | 24.5% |
| First National Bank Alaska | 22.5% |
| First Bank | 13.9% |
| KeyBank National Association | 6.3% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.