True North Federal Credit Union

Headquarters: Juneau, Alaska
Charter: Credit Union
Assets: $236.2M
Fed district: San Francisco

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
True North Federal Credit Union: $0 to $50
True North Federal Credit Union: $0 to $50
U.S. median: no median
NSF / Returned Item
True North Federal Credit Union: $30
True North Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
True North Federal Credit Union: $25
True North Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alaska, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alaska: Banks and credit unions headquartered in Alaska that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from True North Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Express Checking Monthly FeeNo charge
per month
Express Checking Plus Monthly Fee - If balance falls below $500$5
per month
High Risk Account Monthly Fee$50
per month
True Options Checking Monthly Fee$10
per month
Dormant Account$10
per month
Funds Escheated to state$25
Money Market Inactivity Fee - Accounts with balances under$5
Money Market Inactivity Fee - Accounts with balances under $2500$5
Account Research - Per hour, one hour minimum$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Research - Per hour, one hour minimum | $20.00
Bad Address Fee - Per Month$5
per month

Overdraft & NSF

Check Card Recurring Transaction NSF Fee$30
Insufficient Funds - Per attempted ACH or Share Draft presentment$30

ATM & Card

Replacement Fee for Lost or Stolen Card - More than once per 12 months$5

Wire Transfers

Outgoing Domestic Wire Transfer$25
Incoming Wire Fee$10
Outgoing International Wire Transfer$50

Check Services

Bill Pay Stop Payment - per item$20
per item
CU Draft Stop Payment - Only available if item is lost/stolen$20
Stale Dated CU Draft Stop Payment$18
Stop Payment - Check or ACH$18
Starter Checks - Per 8 preprinted checks (audience not stated, treated as personal)$5
Starter Checks - Set of 8 preprinted checks$5
Check Cashing - Applies to members with only a share account with an average balance less than $100$5
Bill Pay Check Copies - per item$10
per item

Cash & Deposit

Loose Coin (audience not stated, treated as personal)6%
Returned Deposit - written by account owner - Per item$25
per item

Account Services

Legal Process - Levy, garnishment, court order$75
Account Verification$10

Retirement & IRA

IRA Termination Fee - Closed within 6 months of opening$50
IRA Transfer fee - Out of TNFCU to another institution$25

Vehicle & Title

DMV Special Handling Fee (audience not stated, treated as personal)$30

Other Fees

Document copies - greater than 1 year - Per item, may also be subject to research fee$5
per item
Fax Service - per page (audience not stated, treated as personal)$1
per item
Lien Release Fee - initial lien release is free (audience not stated, treated as personal)$15
Skip Pay Fee - Per payment skipped (audience not stated, treated as personal)$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Express Checking Monthly Fee	No charge	per month	None
Express Checking Plus Monthly Fee - If balance falls below $500	$5	per month	None
High Risk Account Monthly Fee	$50	per month	None
True Options Checking Monthly Fee	$10	per month	None
Dormant Account	$10	per month	None
Funds Escheated to state	$25	Not stated	None
Money Market Inactivity Fee - Accounts with balances under	$5	Not stated	None
Money Market Inactivity Fee - Accounts with balances under $2500	$5	Not stated	None
Account Research - Per hour, one hour minimum	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Research - Per hour, one hour minimum \| $20.00
Bad Address Fee - Per Month	$5	per month	None
Overdraft & NSF
Check Card Recurring Transaction NSF Fee	$30	Not stated	None
Insufficient Funds - Per attempted ACH or Share Draft presentment	$30	Not stated	None
ATM & Card
Replacement Fee for Lost or Stolen Card - More than once per 12 months	$5	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer	$25	Not stated	None
Incoming Wire Fee	$10	Not stated	None
Outgoing International Wire Transfer	$50	Not stated	None
Check Services
Bill Pay Stop Payment - per item	$20	per item	None
CU Draft Stop Payment - Only available if item is lost/stolen	$20	Not stated	None
Stale Dated CU Draft Stop Payment	$18	Not stated	None
Stop Payment - Check or ACH	$18	Not stated	None
Starter Checks - Per 8 preprinted checks (audience not stated, treated as personal)	$5	Not stated	None
Starter Checks - Set of 8 preprinted checks	$5	Not stated	None
Check Cashing - Applies to members with only a share account with an average balance less than $100	$5	Not stated	None
Bill Pay Check Copies - per item	$10	per item	None
Cash & Deposit
Loose Coin (audience not stated, treated as personal)	6%	Not stated	None
Returned Deposit - written by account owner - Per item	$25	per item	None
Account Services
Legal Process - Levy, garnishment, court order	$75	Not stated	None
Account Verification	$10	Not stated	None
Retirement & IRA
IRA Termination Fee - Closed within 6 months of opening	$50	Not stated	None
IRA Transfer fee - Out of TNFCU to another institution	$25	Not stated	None
Vehicle & Title
DMV Special Handling Fee (audience not stated, treated as personal)	$30	Not stated	None
Other Fees
Document copies - greater than 1 year - Per item, may also be subject to research fee	$5	per item	None
Fax Service - per page (audience not stated, treated as personal)	$1	per item	None
Lien Release Fee - initial lien release is free (audience not stated, treated as personal)	$15	Not stated	None
Skip Pay Fee - Per payment skipped (audience not stated, treated as personal)	$30	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Express Checking Monthly FeeNo charge
per month
Express Checking Plus Monthly Fee - If balance falls below $500$5
per month
High Risk Account Monthly Fee$50
per month
True Options Checking Monthly Fee$10
per month
Business Money Market Inactivity Monthly Fee - Accounts with balances under $2500$5
per month
Business Share Savings Dormant Account Monthly Fee - Accounts under $250$10
per month
Dormant Account$10
per month
Funds Escheated to state$25
Money Market Inactivity Fee - Accounts with balances under$5
Money Market Inactivity Fee - Accounts with balances under $2500$5
Account Research - Per hour, one hour minimum$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Research - Per hour, one hour minimum | $20.00
Bad Address Fee - Per Month$5
per month

Overdraft & NSF

Check Card Recurring Transaction NSF Fee$30
Insufficient Funds - Per attempted ACH or Share Draft presentment$30

ATM & Card

Replacement Fee for Lost or Stolen Card - More than once per 12 months$5

Wire Transfers

Outgoing Domestic Wire Transfer$25
Incoming Wire Fee$10
Outgoing International Wire Transfer$50

Check Services

Bill Pay Stop Payment - per item$20
per item
CU Draft Stop Payment - Only available if item is lost/stolen$20
Stale Dated CU Draft Stop Payment$18
Stop Payment - Check or ACH$18
Starter Checks - Set of 8 preprinted checks$5
Check Cashing - Applies to members with only a share account with an average balance less than $100$5
Bill Pay Check Copies - per item$10
per item

Cash & Deposit

Returned Deposit - written by account owner - Per item$25
per item

Account Services

Legal Process - Levy, garnishment, court order$75
Account Verification$10

Retirement & IRA

IRA Termination Fee - Closed within 6 months of opening$50
IRA Transfer fee - Out of TNFCU to another institution$25

Other Fees

Document copies - greater than 1 year - Per item, may also be subject to research fee$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Express Checking Monthly Fee	No charge	per month	None
Express Checking Plus Monthly Fee - If balance falls below $500	$5	per month	None
High Risk Account Monthly Fee	$50	per month	None
True Options Checking Monthly Fee	$10	per month	None
Business Money Market Inactivity Monthly Fee - Accounts with balances under $2500	$5	per month	None
Business Share Savings Dormant Account Monthly Fee - Accounts under $250	$10	per month	None
Dormant Account	$10	per month	None
Funds Escheated to state	$25	Not stated	None
Money Market Inactivity Fee - Accounts with balances under	$5	Not stated	None
Money Market Inactivity Fee - Accounts with balances under $2500	$5	Not stated	None
Account Research - Per hour, one hour minimum	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Research - Per hour, one hour minimum \| $20.00
Bad Address Fee - Per Month	$5	per month	None
Overdraft & NSF
Check Card Recurring Transaction NSF Fee	$30	Not stated	None
Insufficient Funds - Per attempted ACH or Share Draft presentment	$30	Not stated	None
ATM & Card
Replacement Fee for Lost or Stolen Card - More than once per 12 months	$5	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer	$25	Not stated	None
Incoming Wire Fee	$10	Not stated	None
Outgoing International Wire Transfer	$50	Not stated	None
Check Services
Bill Pay Stop Payment - per item	$20	per item	None
CU Draft Stop Payment - Only available if item is lost/stolen	$20	Not stated	None
Stale Dated CU Draft Stop Payment	$18	Not stated	None
Stop Payment - Check or ACH	$18	Not stated	None
Starter Checks - Set of 8 preprinted checks	$5	Not stated	None
Check Cashing - Applies to members with only a share account with an average balance less than $100	$5	Not stated	None
Bill Pay Check Copies - per item	$10	per item	None
Cash & Deposit
Returned Deposit - written by account owner - Per item	$25	per item	None
Account Services
Legal Process - Levy, garnishment, court order	$75	Not stated	None
Account Verification	$10	Not stated	None
Retirement & IRA
IRA Termination Fee - Closed within 6 months of opening	$50	Not stated	None
IRA Transfer fee - Out of TNFCU to another institution	$25	Not stated	None
Other Fees
Document copies - greater than 1 year - Per item, may also be subject to research fee	$5	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when True North Federal Credit Union's ach origination changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
True North Federal Credit Union: $0 to $50
True North Federal Credit Union: $0 to $50
U.S. median: no median
NSF / Returned Item
True North Federal Credit Union: $30
True North Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
True North Federal Credit Union: $25
True North Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alaska: Banks and credit unions headquartered in Alaska that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from True North Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Express Checking Monthly FeeNo charge
per month
Express Checking Plus Monthly Fee - If balance falls below $500$5
per month
High Risk Account Monthly Fee$50
per month
True Options Checking Monthly Fee$10
per month
Dormant Account$10
per month
Funds Escheated to state$25
Money Market Inactivity Fee - Accounts with balances under$5
Money Market Inactivity Fee - Accounts with balances under $2500$5
Account Research - Per hour, one hour minimum$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Research - Per hour, one hour minimum | $20.00
Bad Address Fee - Per Month$5
per month

Overdraft & NSF

Check Card Recurring Transaction NSF Fee$30
Insufficient Funds - Per attempted ACH or Share Draft presentment$30

ATM & Card

Replacement Fee for Lost or Stolen Card - More than once per 12 months$5

Wire Transfers

Outgoing Domestic Wire Transfer$25
Incoming Wire Fee$10
Outgoing International Wire Transfer$50

Check Services

Bill Pay Stop Payment - per item$20
per item
CU Draft Stop Payment - Only available if item is lost/stolen$20
Stale Dated CU Draft Stop Payment$18
Stop Payment - Check or ACH$18
Starter Checks - Per 8 preprinted checks (audience not stated, treated as personal)$5
Starter Checks - Set of 8 preprinted checks$5
Check Cashing - Applies to members with only a share account with an average balance less than $100$5
Bill Pay Check Copies - per item$10
per item

Cash & Deposit

Loose Coin (audience not stated, treated as personal)6%
Returned Deposit - written by account owner - Per item$25
per item

Account Services

Legal Process - Levy, garnishment, court order$75
Account Verification$10

Retirement & IRA

IRA Termination Fee - Closed within 6 months of opening$50
IRA Transfer fee - Out of TNFCU to another institution$25

Vehicle & Title

DMV Special Handling Fee (audience not stated, treated as personal)$30

Other Fees

Document copies - greater than 1 year - Per item, may also be subject to research fee$5
per item
Fax Service - per page (audience not stated, treated as personal)$1
per item
Lien Release Fee - initial lien release is free (audience not stated, treated as personal)$15
Skip Pay Fee - Per payment skipped (audience not stated, treated as personal)$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Express Checking Monthly Fee	No charge	per month	None
Express Checking Plus Monthly Fee - If balance falls below $500	$5	per month	None
High Risk Account Monthly Fee	$50	per month	None
True Options Checking Monthly Fee	$10	per month	None
Dormant Account	$10	per month	None
Funds Escheated to state	$25	Not stated	None
Money Market Inactivity Fee - Accounts with balances under	$5	Not stated	None
Money Market Inactivity Fee - Accounts with balances under $2500	$5	Not stated	None
Account Research - Per hour, one hour minimum	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Research - Per hour, one hour minimum \| $20.00
Bad Address Fee - Per Month	$5	per month	None
Overdraft & NSF
Check Card Recurring Transaction NSF Fee	$30	Not stated	None
Insufficient Funds - Per attempted ACH or Share Draft presentment	$30	Not stated	None
ATM & Card
Replacement Fee for Lost or Stolen Card - More than once per 12 months	$5	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer	$25	Not stated	None
Incoming Wire Fee	$10	Not stated	None
Outgoing International Wire Transfer	$50	Not stated	None
Check Services
Bill Pay Stop Payment - per item	$20	per item	None
CU Draft Stop Payment - Only available if item is lost/stolen	$20	Not stated	None
Stale Dated CU Draft Stop Payment	$18	Not stated	None
Stop Payment - Check or ACH	$18	Not stated	None
Starter Checks - Per 8 preprinted checks (audience not stated, treated as personal)	$5	Not stated	None
Starter Checks - Set of 8 preprinted checks	$5	Not stated	None
Check Cashing - Applies to members with only a share account with an average balance less than $100	$5	Not stated	None
Bill Pay Check Copies - per item	$10	per item	None
Cash & Deposit
Loose Coin (audience not stated, treated as personal)	6%	Not stated	None
Returned Deposit - written by account owner - Per item	$25	per item	None
Account Services
Legal Process - Levy, garnishment, court order	$75	Not stated	None
Account Verification	$10	Not stated	None
Retirement & IRA
IRA Termination Fee - Closed within 6 months of opening	$50	Not stated	None
IRA Transfer fee - Out of TNFCU to another institution	$25	Not stated	None
Vehicle & Title
DMV Special Handling Fee (audience not stated, treated as personal)	$30	Not stated	None
Other Fees
Document copies - greater than 1 year - Per item, may also be subject to research fee	$5	per item	None
Fax Service - per page (audience not stated, treated as personal)	$1	per item	None
Lien Release Fee - initial lien release is free (audience not stated, treated as personal)	$15	Not stated	None
Skip Pay Fee - Per payment skipped (audience not stated, treated as personal)	$30	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Express Checking Monthly FeeNo charge
per month
Express Checking Plus Monthly Fee - If balance falls below $500$5
per month
High Risk Account Monthly Fee$50
per month
True Options Checking Monthly Fee$10
per month
Business Money Market Inactivity Monthly Fee - Accounts with balances under $2500$5
per month
Business Share Savings Dormant Account Monthly Fee - Accounts under $250$10
per month
Dormant Account$10
per month
Funds Escheated to state$25
Money Market Inactivity Fee - Accounts with balances under$5
Money Market Inactivity Fee - Accounts with balances under $2500$5
Account Research - Per hour, one hour minimum$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Research - Per hour, one hour minimum | $20.00
Bad Address Fee - Per Month$5
per month

Overdraft & NSF

Check Card Recurring Transaction NSF Fee$30
Insufficient Funds - Per attempted ACH or Share Draft presentment$30

ATM & Card

Replacement Fee for Lost or Stolen Card - More than once per 12 months$5

Wire Transfers

Outgoing Domestic Wire Transfer$25
Incoming Wire Fee$10
Outgoing International Wire Transfer$50

Check Services

Bill Pay Stop Payment - per item$20
per item
CU Draft Stop Payment - Only available if item is lost/stolen$20
Stale Dated CU Draft Stop Payment$18
Stop Payment - Check or ACH$18
Starter Checks - Set of 8 preprinted checks$5
Check Cashing - Applies to members with only a share account with an average balance less than $100$5
Bill Pay Check Copies - per item$10
per item

Cash & Deposit

Returned Deposit - written by account owner - Per item$25
per item

Account Services

Legal Process - Levy, garnishment, court order$75
Account Verification$10

Retirement & IRA

IRA Termination Fee - Closed within 6 months of opening$50
IRA Transfer fee - Out of TNFCU to another institution$25

Other Fees

Document copies - greater than 1 year - Per item, may also be subject to research fee$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Express Checking Monthly Fee	No charge	per month	None
Express Checking Plus Monthly Fee - If balance falls below $500	$5	per month	None
High Risk Account Monthly Fee	$50	per month	None
True Options Checking Monthly Fee	$10	per month	None
Business Money Market Inactivity Monthly Fee - Accounts with balances under $2500	$5	per month	None
Business Share Savings Dormant Account Monthly Fee - Accounts under $250	$10	per month	None
Dormant Account	$10	per month	None
Funds Escheated to state	$25	Not stated	None
Money Market Inactivity Fee - Accounts with balances under	$5	Not stated	None
Money Market Inactivity Fee - Accounts with balances under $2500	$5	Not stated	None
Account Research - Per hour, one hour minimum	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Research - Per hour, one hour minimum \| $20.00
Bad Address Fee - Per Month	$5	per month	None
Overdraft & NSF
Check Card Recurring Transaction NSF Fee	$30	Not stated	None
Insufficient Funds - Per attempted ACH or Share Draft presentment	$30	Not stated	None
ATM & Card
Replacement Fee for Lost or Stolen Card - More than once per 12 months	$5	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer	$25	Not stated	None
Incoming Wire Fee	$10	Not stated	None
Outgoing International Wire Transfer	$50	Not stated	None
Check Services
Bill Pay Stop Payment - per item	$20	per item	None
CU Draft Stop Payment - Only available if item is lost/stolen	$20	Not stated	None
Stale Dated CU Draft Stop Payment	$18	Not stated	None
Stop Payment - Check or ACH	$18	Not stated	None
Starter Checks - Set of 8 preprinted checks	$5	Not stated	None
Check Cashing - Applies to members with only a share account with an average balance less than $100	$5	Not stated	None
Bill Pay Check Copies - per item	$10	per item	None
Cash & Deposit
Returned Deposit - written by account owner - Per item	$25	per item	None
Account Services
Legal Process - Levy, garnishment, court order	$75	Not stated	None
Account Verification	$10	Not stated	None
Retirement & IRA
IRA Termination Fee - Closed within 6 months of opening	$50	Not stated	None
IRA Transfer fee - Out of TNFCU to another institution	$25	Not stated	None
Other Fees
Document copies - greater than 1 year - Per item, may also be subject to research fee	$5	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.