Andrews Federal Credit Union

Headquarters: Suitland, Maryland
Charter: Credit Union
Assets: $2.7B
Fed district: Richmond
Regulator: NCUA

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 16, 2026

How these figures are measured

Call-report figures are for Andrews Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Andrews Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 16, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Andrews Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $2.8M in Q2 2026, 13% above the same quarter a year earlier ($2.4M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $17.50, the middle of its prices
Andrews Federal Credit Union: $10 to $25
Andrews Federal Credit Union: $10 to $25
U.S. median: no median
Overdraft (OD)
Andrews Federal Credit Union: $32
Andrews Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Andrews Federal Credit Union: $32
Andrews Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 5.4% from Q3 2025 to Q2 2026, to $2.8M.

Fee income, Q2 2026

$2.8M

$2.6MQ3 2025

$2.7MQ4 2025

$2.6MQ1 2026

$2.8MQ2 2026

Against the median

Andrews Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Andrews Federal Credit Union · $2.7B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$2.6B to $2.8B in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Andrews Federal Credit Union(this institution)	Suitland, MD	$2.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
A+ Federal Credit Union	Austin, TX	$2.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Aberdeen Proving Ground Federal Credit Union	Aberdeen, MD	$2.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Abound Federal Credit Union	Radcliff, KY	$2.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Allegacy Federal Credit Union	Winston Salem, NC	$2.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Altura Federal Credit Union	Riverside, CA	$2.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
American Eagle Financial Federal Credit Union	East Hartford, CT	$2.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bayport Federal Credit Union	Newport News, VA	$2.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Capital Federal Credit Union	Green Bay, WI	$2.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Connecticut State Employees Federal Credit Union	Hartford, CT	$2.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Corning Federal Credit Union	Corning, NY	$2.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Credit Union of Colorado, A	Denver, CO	$2.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Credit Union of Texas	Allen, TX	$2.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Dow Federal Credit Union	Midland, MI	$2.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Hawaiiusa Federal Credit Union	Honolulu, HI	$2.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hughes Federal Credit Union	Tucson, AZ	$2.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Jsc Federal Credit Union	Houston, TX	$2.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
L & N Federal Credit Union	Louisville, KY	$2.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Oregon State Federal Credit Union	Corvallis, OR	$2.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Partners Federal Credit Union	Burbank, CA	$2.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Polish & Slavic Federal Credit Union	Brooklyn, NY	$2.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
South Carolina Federal Credit Union	North Charleston, SC	$2.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Texans Federal Credit Union	Richardson, TX	$2.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Together Federal Credit Union	Saint Louis, MO	$2.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ttcu Federal Credit Union	Tulsa, OK	$2.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Y-12 Federal Credit Union	Oak Ridge, TN	$2.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 16 publish this fee(monthly maintenance)

9 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $11 (169%) above the median of similar-sized credit unions.

Compared at $17.50, the middle of its two prices, against a peer median of $6.50 among 16 publishing peers.

Its two checking prices are $10 and $25.

$17.50 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Andrews Federal Credit Un…: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer medianInclude 2 outliers ($17.50, $25)Shown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Andrews Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $2.8M
vs prior quarter: +$132K+5.0%; from Q1 2026
vs a year earlier: +$320K+13.1%; from Q2 2025
vs start of range: +$251K+10.0%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Andrews Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$2.8M	+$132K	+5.0%
Q1 2026	$2.6M	−$36K	−1.4%
Q4 2025	$2.7M	+$44K	+1.7%
Q3 2025	$2.6M	+$180K	+7.4%
Q2 2025	$2.4M	+$77K	+3.3%
Q1 2025	$2.4M	−$80K	−3.3%
Q4 2024	$2.4M	−$66K	−2.6%
Q3 2024	$2.5M	+$256K	+11.4%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Andrews Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking Account Monthly Maintenance (audience not stated, treated as personal)$25
per month
Online Checking Account Monthly service charge (audience not stated, treated as personal)$10
per month · Account: 1Online Checking Account
Early Account Closing: Closing within 60 days of opening$25
Early Account Closing: Closing within 60 days of opening$25
Abandoned Accounts$50
Abandoned Accounts$50
Account Research / Reconciliation$25
Paper Statements$5
Money Market Excess Transaction (audience not stated, treated as personal)$10
Bad Address Fee$5

Overdraft & NSF

Privilege Pay fee$32
per transaction
Privilege Pay Visa® Debit Card Overdrafts: Debit Card Purchases Overdraft Protection$32
Privilege Pay Visa® Debit Card Overdrafts13: Debit Card Purchases Overdraft Protection$32
Non-Sufficient Funds (NSF) Return Charge$32

ATM & Card

Non-Andrews Federal and/or Non-CO-OP ATMs$1.50
Replacement Card$10
Foreign Transaction Fee1%of the transaction

Wire Transfers

Wire Transfers: Bank-to-Bank Outgoing Wires (Domestic) (audience not stated, treated as personal)$25
Bank-to-Bank Incoming Wires$15
Bank-to-Bank Outgoing Wires (International)$50

Check Services

Money Order$2
Stop Payment$25
Special Collection Item: Domestic$10
Copy of Paid Item / Statement$5

Digital & Electronic

European Bill Pay$2

Cash & Deposit

Return Deposited Item Fee$25

Account Services

Notary$2
Not compared: Charged per document; comparison unavailable
per document
Drilling$150
Not compared: Box drilling or key fee
Key Replacement$30
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$150
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$55
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$35
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$85
Tax Levy / Garnishment Administrative Fee$75
Verification of Deposit$25

Other Fees

Interim Statement$5
External Loan Payment by Phone$11.50

Fee	Amount	Basis	Note
Account Maintenance
Checking Account Monthly Maintenance (audience not stated, treated as personal)	$25	per month	None
Online Checking Account Monthly service charge (audience not stated, treated as personal)	$10	per month	Account: 1Online Checking Account
Early Account Closing: Closing within 60 days of opening	$25	Not stated	None
Early Account Closing: Closing within 60 days of opening	$25	Not stated	None
Abandoned Accounts	$50	Not stated	None
Abandoned Accounts	$50	Not stated	None
Account Research / Reconciliation	$25	Not stated	None
Paper Statements	$5	Not stated	None
Money Market Excess Transaction (audience not stated, treated as personal)	$10	Not stated	None
Bad Address Fee	$5	Not stated	None
Overdraft & NSF
Privilege Pay fee	$32	per transaction	None
Privilege Pay Visa® Debit Card Overdrafts: Debit Card Purchases Overdraft Protection	$32	Not stated	None
Privilege Pay Visa® Debit Card Overdrafts13: Debit Card Purchases Overdraft Protection	$32	Not stated	None
Non-Sufficient Funds (NSF) Return Charge	$32	Not stated	None
ATM & Card
Non-Andrews Federal and/or Non-CO-OP ATMs	$1.50	Not stated	None
Replacement Card	$10	Not stated	None
Foreign Transaction Fee	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfers: Bank-to-Bank Outgoing Wires (Domestic) (audience not stated, treated as personal)	$25	Not stated	None
Bank-to-Bank Incoming Wires	$15	Not stated	None
Bank-to-Bank Outgoing Wires (International)	$50	Not stated	None
Check Services
Money Order	$2	Not stated	None
Stop Payment	$25	Not stated	None
Special Collection Item: Domestic	$10	Not stated	None
Copy of Paid Item / Statement	$5	Not stated	None
Digital & Electronic
European Bill Pay	$2	Not stated	None
Cash & Deposit
Return Deposited Item Fee	$25	Not stated	None
Account Services
Notary	$2Not compared: Charged per document; comparison unavailable	per document	None
Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$30Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$150	Not stated	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$55	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$85	Not stated	None
Tax Levy / Garnishment Administrative Fee	$75	Not stated	None
Verification of Deposit	$25	Not stated	None
Other Fees
Interim Statement	$5	Not stated	None
External Loan Payment by Phone	$11.50	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Andrews Federal Credit Union operates, and what regulators and customers have on file.

Branch footprint

17 offices in 4 states (June 30, 2026)

Hover a state for its office count.

FewerMore offices

Cities with the most offices

Alexandria, VA	1
Burlington, NJ	1
Fort Washington, MD	1
Jb Andrews, MD	1
Mc Guire Afb, NJ	1
Mount Laurel, NJ	1
Reston, VA	1
Springfield, VA	1

Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.

Fee change alerts

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