Andrews Federal Credit Union

Headquarters: Suitland, Maryland
Charter: Credit Union
Assets: $2.7B
Fed district: Richmond

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $17.50, the middle of its prices
Andrews Federal Credit Union: $10 to $25
Andrews Federal Credit Union: $10 to $25
U.S. median: no median
Overdraft (OD)
Andrews Federal Credit Union: $32
Andrews Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Andrews Federal Credit Union: $32
Andrews Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Andrews Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking Account Monthly Maintenance (audience not stated, treated as personal)$25
per month
Online Checking Account Monthly service charge (audience not stated, treated as personal)$10
per month · Account: 1Online Checking Account
Early Account Closing: Closing within 60 days of opening$25
Early Account Closing: Closing within 60 days of opening$25
Abandoned Accounts$50
Abandoned Accounts$50
Account Research / Reconciliation$25
Paper Statements$5
Money Market Excess Transaction (audience not stated, treated as personal)$10
Bad Address Fee$5

Overdraft & NSF

Privilege Pay fee$32
per transaction
Privilege Pay Visa® Debit Card Overdrafts: Debit Card Purchases Overdraft Protection$32
Privilege Pay Visa® Debit Card Overdrafts13: Debit Card Purchases Overdraft Protection$32
Non-Sufficient Funds (NSF) Return Charge$32

ATM & Card

Non-Andrews Federal and/or Non-CO-OP ATMs$1.50
Replacement Card$10
Foreign Transaction Fee1%of the transaction

Wire Transfers

Wire Transfers: Bank-to-Bank Outgoing Wires (Domestic) (audience not stated, treated as personal)$25
Bank-to-Bank Incoming Wires$15
Bank-to-Bank Outgoing Wires (International)$50

Check Services

Money Order$2
Stop Payment$25
Special Collection Item: Domestic$10
Copy of Paid Item / Statement$5

Digital & Electronic

European Bill Pay$2

Cash & Deposit

Return Deposited Item Fee$25

Account Services

Notary$2
Not compared: Charged per document; comparison unavailable
per document
Drilling$150
Not compared: Box drilling or key fee
Key Replacement$30
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$150
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$55
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$35
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$85
Tax Levy / Garnishment Administrative Fee$75
Verification of Deposit$25

Other Fees

Interim Statement$5
External Loan Payment by Phone$11.50

Fee	Amount	Basis	Note
Account Maintenance
Checking Account Monthly Maintenance (audience not stated, treated as personal)	$25	per month	None
Online Checking Account Monthly service charge (audience not stated, treated as personal)	$10	per month	Account: 1Online Checking Account
Early Account Closing: Closing within 60 days of opening	$25	Not stated	None
Early Account Closing: Closing within 60 days of opening	$25	Not stated	None
Abandoned Accounts	$50	Not stated	None
Abandoned Accounts	$50	Not stated	None
Account Research / Reconciliation	$25	Not stated	None
Paper Statements	$5	Not stated	None
Money Market Excess Transaction (audience not stated, treated as personal)	$10	Not stated	None
Bad Address Fee	$5	Not stated	None
Overdraft & NSF
Privilege Pay fee	$32	per transaction	None
Privilege Pay Visa® Debit Card Overdrafts: Debit Card Purchases Overdraft Protection	$32	Not stated	None
Privilege Pay Visa® Debit Card Overdrafts13: Debit Card Purchases Overdraft Protection	$32	Not stated	None
Non-Sufficient Funds (NSF) Return Charge	$32	Not stated	None
ATM & Card
Non-Andrews Federal and/or Non-CO-OP ATMs	$1.50	Not stated	None
Replacement Card	$10	Not stated	None
Foreign Transaction Fee	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfers: Bank-to-Bank Outgoing Wires (Domestic) (audience not stated, treated as personal)	$25	Not stated	None
Bank-to-Bank Incoming Wires	$15	Not stated	None
Bank-to-Bank Outgoing Wires (International)	$50	Not stated	None
Check Services
Money Order	$2	Not stated	None
Stop Payment	$25	Not stated	None
Special Collection Item: Domestic	$10	Not stated	None
Copy of Paid Item / Statement	$5	Not stated	None
Digital & Electronic
European Bill Pay	$2	Not stated	None
Cash & Deposit
Return Deposited Item Fee	$25	Not stated	None
Account Services
Notary	$2Not compared: Charged per document; comparison unavailable	per document	None
Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$30Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$150	Not stated	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$55	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$85	Not stated	None
Tax Levy / Garnishment Administrative Fee	$75	Not stated	None
Verification of Deposit	$25	Not stated	None
Other Fees
Interim Statement	$5	Not stated	None
External Loan Payment by Phone	$11.50	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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