Census Federal Credit Union

Headquarters: Suitland, Maryland
Charter: Credit Union
Assets: $48.9M
Fed district: Richmond

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
Census Federal Credit Union: $20 to $30
Census Federal Credit Union: $20 to $30
U.S. median: no median
Non-Network ATM
Census Federal Credit Union: $2.50
Census Federal Credit Union: $2.50
U.S. median: no median
Wire Transfer (Domestic Out)
Census Federal Credit Union: $25
Census Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Census Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Average Daily Balance Below $500.00$2
per month
Savings Account Minimum – Balance Fee (below $50.00)$2
Account Closed within 6 Months of Opening$20
Account Research (per hour)$35
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$4
per month
Returned Statement (bad address)$10

Overdraft & NSF

ACH Overdraft Charge$30
ATM Overdraft Charge$30
Courtesy Pay Fee ($0.01 – $10.00)$20
Courtesy Pay Fee ($10.01 and above)$30
Debit Card Overdraft Charge$30
Overdraft Charge (non-sufficient funds)$30

ATM & Card

ATM Withdrawal or Transfer (foreign ATMs only)$2.50
ATM/Debit Replacement Card$10

Wire Transfers

Outgoing Member Wire$25
Incoming Member Wire$20

Check Services

Bank Check Fee$4
Stop Payment Fee$25
Temporary Checks (per check)$1
per item
Share Draft Photocopy$5
Share Draft Photocopy from Storage Facility$15

Cash & Deposit

Returned Deposit$25

Account Services

Notary Fees$8
Attachment Processing Fee$50
Subordination Agreement$75
Verification of Deposit (for mortgages)$15

Other Fees

Auto Lien Release (second occurrence)$10
Loan Due Date Change (per loan)$5
per item
Mortgage Lien Release (second occurrence)$40

Fee	Amount	Basis	Note
Account Maintenance
Average Daily Balance Below $500.00	$2	per month	None
Savings Account Minimum – Balance Fee (below $50.00)	$2	Not stated	None
Account Closed within 6 Months of Opening	$20	Not stated	None
Account Research (per hour)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$4	per month	None
Returned Statement (bad address)	$10	Not stated	None
Overdraft & NSF
ACH Overdraft Charge	$30	Not stated	None
ATM Overdraft Charge	$30	Not stated	None
Courtesy Pay Fee ($0.01 – $10.00)	$20	Not stated	None
Courtesy Pay Fee ($10.01 and above)	$30	Not stated	None
Debit Card Overdraft Charge	$30	Not stated	None
Overdraft Charge (non-sufficient funds)	$30	Not stated	None
ATM & Card
ATM Withdrawal or Transfer (foreign ATMs only)	$2.50	Not stated	None
ATM/Debit Replacement Card	$10	Not stated	None
Wire Transfers
Outgoing Member Wire	$25	Not stated	None
Incoming Member Wire	$20	Not stated	None
Check Services
Bank Check Fee	$4	Not stated	None
Stop Payment Fee	$25	Not stated	None
Temporary Checks (per check)	$1	per item	None
Share Draft Photocopy	$5	Not stated	None
Share Draft Photocopy from Storage Facility	$15	Not stated	None
Cash & Deposit
Returned Deposit	$25	Not stated	None
Account Services
Notary Fees	$8	Not stated	None
Attachment Processing Fee	$50	Not stated	None
Subordination Agreement	$75	Not stated	None
Verification of Deposit (for mortgages)	$15	Not stated	None
Other Fees
Auto Lien Release (second occurrence)	$10	Not stated	None
Loan Due Date Change (per loan)	$5	per item	None
Mortgage Lien Release (second occurrence)	$40	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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