Chessie Federal Credit Union

Headquarters: Cumberland, Maryland
Charter: Credit Union
Assets: $434.4M
Fed district: Richmond

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Chessie Federal Credit Union: $30
Chessie Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Chessie Federal Credit Union: $30
Chessie Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Chessie Federal Credit Union: $1
Chessie Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Chessie Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account closed within 90 days of opening$10
Account balancing assistance (minimum charge)$15
Account balancing assistance (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour · Account balancing assistance (per hour) | $20.00
Account research (minimum charge)$15
Account research (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour · Account research (per hour) | $20.00
Money Market Share Draft (transactions in excess of 3 per month)$1
Mail returned for incorrect address$5

Overdraft & NSF

ACH overdraft (per item)$30
per item
ATM overdraft (per item)$30
per item
Overdraft Fee$30
per item
Return Items Fee$30
Overdraft transfer from share savings to share draft checking$5

ATM & Card

ATM transaction (non owned Chessie ATM)$1
Debit /ATM card replacement$8

Wire Transfers

Wire transfer$40
Wire incoming fee$10
International wire transfer (outgoing)$50

Check Services

Treasurer’s check (payable to third party)$5
Money Orders$3
Stop payments (all items)$30
Copy of draft$5

Digital & Electronic

Overnight Check to vendor Same Day Bill Pay to vendor$14.95

Cash & Deposit

Visa Cash Advance (other institution)$5

Account Services

Garnishment/Levy$50
Subordination of Lien$100
Verification of Deposits$10

Other Fees

UPS overnight delivery-Monday – Thursday$40
UPS overnight Saturday delivery$50
Fax service (per page)$2
Not compared: Charged per page; comparison unavailable
per page · Fax service (per page) | $2.00
Photo copy-more than 10 pages (per page)$0.50
Not compared: Charged per page; comparison unavailable
per page · Photo copy-more than 10 pages (per page) | $0.50
Statement copy$5

Fee	Amount	Basis	Note
Account Maintenance
Account closed within 90 days of opening	$10	Not stated	None
Account balancing assistance (minimum charge)	$15	Not stated	None
Account balancing assistance (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	Account balancing assistance (per hour) \| $20.00
Account research (minimum charge)	$15	Not stated	None
Account research (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	Account research (per hour) \| $20.00
Money Market Share Draft (transactions in excess of 3 per month)	$1	Not stated	None
Mail returned for incorrect address	$5	Not stated	None
Overdraft & NSF
ACH overdraft (per item)	$30	per item	None
ATM overdraft (per item)	$30	per item	None
Overdraft Fee	$30	per item	None
Return Items Fee	$30	Not stated	None
Overdraft transfer from share savings to share draft checking	$5	Not stated	None
ATM & Card
ATM transaction (non owned Chessie ATM)	$1	Not stated	None
Debit /ATM card replacement	$8	Not stated	None
Wire Transfers
Wire transfer	$40	Not stated	None
Wire incoming fee	$10	Not stated	None
International wire transfer (outgoing)	$50	Not stated	None
Check Services
Treasurer’s check (payable to third party)	$5	Not stated	None
Money Orders	$3	Not stated	None
Stop payments (all items)	$30	Not stated	None
Copy of draft	$5	Not stated	None
Digital & Electronic
Overnight Check to vendor Same Day Bill Pay to vendor	$14.95	Not stated	None
Cash & Deposit
Visa Cash Advance (other institution)	$5	Not stated	None
Account Services
Garnishment/Levy	$50	Not stated	None
Subordination of Lien	$100	Not stated	None
Verification of Deposits	$10	Not stated	None
Other Fees
UPS overnight delivery-Monday – Thursday	$40	Not stated	None
UPS overnight Saturday delivery	$50	Not stated	None
Fax service (per page)	$2Not compared: Charged per page; comparison unavailable	per page	Fax service (per page) \| $2.00
Photo copy-more than 10 pages (per page)	$0.50Not compared: Charged per page; comparison unavailable	per page	Photo copy-more than 10 pages (per page) \| $0.50
Statement copy	$5	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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