Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Chessie Federal Credit Union

Cumberland, MarylandCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closed within 90 days of opening$10Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=early_closure; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Account closed within 90 days of opening | $10.00" · Source

Account research (minimum charge)$15

$10 below the national median

Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=account_research; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Account research (minimum charge) | $15.00" · Source

Account research (per hour)$20

$5 below the national median

Mail returned for incorrect address$5

$20 below the national median

Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=account_research; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Mail returned for incorrect address | $5.00" · Source

Overdraft & NSFVerified

ACH overdraft (per item)$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=overdraft; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="ACH overdraft (per item) | $30.00" · Source
Overdraft Fee$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=overdraft; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Overdraft Fee | $30.00" · Source
Overdraft transfer from share savings to share draft checking$5Within the typical range ($2.88–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=od_protection_transfer; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Overdraft transfer from share savings to share draft checking | $5.00" · Source
Return Items Fee$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=nsf; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Return Items Fee | $30.00" · Source

ATM & CardVerified

ATM foreign transaction-non owned Chessie ATM$1Within the typical range ($1–$7 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=card_foreign_txn; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="ATM foreign transaction-non owned Chessie ATM | $1.00" · Source
ATM transaction (non owned Chessie ATM)$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=atm_non_network; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="ATM transaction (non owned Chessie ATM) | $1.00" · Source
Debit /ATM card replacement$8Within the typical range ($5–$10 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=card_replacement; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Debit /ATM card replacement | $8.00" · Source

Wire TransfersVerified

Wire incoming fee$10Within the typical range ($5–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=wire_domestic_incoming; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Wire incoming fee | $10.00" · Source
Wire transfer (outgoing$40Above the typical range ($20–$25 nationally)
$18 above the national median
Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=wire_domestic_outgoing; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Wire transfer (outgoing | $40.00" · Source

Check ServicesVerified

Money Orders$3Within the typical range ($2–$3 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=money_order; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Money Orders | $3.00" · Source
Stop payments (all items)$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=stop_payment; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Stop payments (all items) | $30.00" · Source
Treasurer’s check (payable to third party)$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=cashiers_check; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Treasurer’s check (payable to third party) | $5.00" · Source

Digital & ElectronicVerified

Overnight Check to vendor Same Day Bill Pay to vendor$14.95Above the typical range ($0–$10 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=bill_pay; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Overnight Check to vendor Same Day Bill Pay to vendor | $14.95 $9.95" · Source

Cash & DepositVerified

Visa Cash Advance (other institution)$5Within the typical range ($3–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=cash_advance; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Visa Cash Advance (other institution) | $5.00" · Source

Account ServicesVerified

Garnishment/Levy$50Within the typical range ($30–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=garnishment_levy; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Garnishment/Levy | $50.00" · Source
Subordination of Lien$100Within the typical range ($30–$125 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=legal_process; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Subordination of Lien | $100.00" · Source
Verification of Deposits$10Within the typical range ($10–$17.13 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=account_verification; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Verification of Deposits | $10.00" · Source

Other FeesVerified

Statement copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=document_reproduction; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Statement copy | $5.00" · Source
UPS overnight delivery-Monday – Thursday$40Within the typical range ($20–$40 nationally)
$12.25 above the national median
Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=courier_delivery; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="UPS overnight delivery-Monday – Thursday | $40.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account closed within 90 days of opening	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=early_closure; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Account closed within 90 days of opening \| $10.00"	Source
Account research (minimum charge)	$15Below the typical range ($17.50–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=account_research; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Account research (minimum charge) \| $15.00"	Source
Account research (per hour)	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=account_research; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Account research (per hour) \| $20.00"	Source
Mail returned for incorrect address	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=account_research; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Mail returned for incorrect address \| $5.00"	Source
Overdraft & NSFVerified
ACH overdraft (per item)	$30Within the typical range ($25–$31 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=overdraft; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="ACH overdraft (per item) \| $30.00"	Source
Overdraft Fee	$30
ATM & CardVerified
ATM foreign transaction-non owned Chessie ATM	$1Within the typical range ($1–$7 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=card_foreign_txn; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="ATM foreign transaction-non owned Chessie ATM \| $1.00"	Source
ATM transaction (non owned Chessie ATM)
Wire TransfersVerified
Wire incoming fee	$10Within the typical range ($5–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=wire_domestic_incoming; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Wire incoming fee \| $10.00"	Source
Wire transfer (outgoing	$40
Check ServicesVerified
Money Orders	$3Within the typical range ($2–$3 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=money_order; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Money Orders \| $3.00"	Source
Stop payments (all items)	$30
Digital & ElectronicVerified
Overnight Check to vendor Same Day Bill Pay to vendor	$14.95Above the typical range ($0–$10 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=bill_pay; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Overnight Check to vendor Same Day Bill Pay to vendor \| $14.95 $9.95"	Source
Cash & DepositVerified
Visa Cash Advance (other institution)	$5Within the typical range ($3–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=cash_advance; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Visa Cash Advance (other institution) \| $5.00"	Source
Account ServicesVerified
Garnishment/Levy	$50Within the typical range ($30–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=garnishment_levy; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Garnishment/Levy \| $50.00"	Source
Subordination of Lien	$100
Other FeesVerified
Statement copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #8117. canonical_hint=document_reproduction; text_hash=922af885bfac29d8757405285b8629df02ea0d2ce4c295eea230edb20ad2228c; excerpt="Statement copy \| $5.00"	Source
UPS overnight delivery-Monday – Thursday	$40

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 23 — leaner than most institutions

Headline fees published

10 of 15

Published fees

Under review

Assets

$434.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$434.4M

Total deposits

$372.3M

Service charge income (year to date)

$2.0M

Fee income ratio

16.8%

Return on assets

1.24%

Financial profile · Pro

Performance from regulator filings

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