Kauai Federal Credit Union

Headquarters: Lihue, Hawaii
Charter: Credit Union
Assets: $192.8M
Fed district: San Francisco

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Kauai Federal Credit Union: $25
Kauai Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Kauai Federal Credit Union: $25
Kauai Federal Credit Union: $25
U.S. median: no median
Stop Payment
Kauai Federal Credit Union: $20
Kauai Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Kauai Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$10
Dormant Account$4
Not compared: Quarterly charge, not monthly
per quarter
Research/Account$20
Not compared: Charged per hour; comparison unavailable
per hour · Research/Account | $20.00/Hour;
Excess TransactionsNo charge

Overdraft & NSF

Courtesy Pay$25
per item
Non-Sufficient Funds$25
per item
NSF - Item Returned$25
per item

ATM & Card

Replacement Card$10

Check Services

Cashiers Checks First two checks free$2
Stop Payment Checks$20
per item
Temporary Checks$1
Copy of Paid Checks$5
per item

Cash & Deposit

Deposited Return Item$20
per item

Account Services

Legal Processing$40

Other Fees

Copy of Statement$5
Not compared: Monthly charge, not per item
per month
Money Market: more than 6: Copy of Paid Cashier’s$5
per item
Photocopy$0.50
Not compared: Charged per page; comparison unavailable
per page
Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$10	Not stated	None
Dormant Account	$4Not compared: Quarterly charge, not monthly	per quarter	None
Research/Account	$20Not compared: Charged per hour; comparison unavailable	per hour	Research/Account \| $20.00/Hour;
Excess Transactions	No charge	Not stated	None
Overdraft & NSF
Courtesy Pay	$25	per item	None
Non-Sufficient Funds	$25	per item	None
NSF - Item Returned	$25	per item	None
ATM & Card
Replacement Card	$10	Not stated	None
Check Services
Cashiers Checks First two checks free	$2	Not stated	None
Stop Payment Checks	$20	per item	None
Temporary Checks	$1	Not stated	None
Copy of Paid Checks	$5	per item	None
Cash & Deposit
Deposited Return Item	$20	per item	None
Account Services
Legal Processing	$40	Not stated	None
Other Fees
Copy of Statement	$5Not compared: Monthly charge, not per item	per month	None
Money Market: more than 6: Copy of Paid Cashier’s	$5	per item	None
Photocopy	$0.50Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy	$5	per item	None

Correct a fee source

Oct 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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