Ridgedale Federal Credit Union

Headquarters: East Hanover, New Jersey
Charter: Credit Union
Assets: $98.0M
Fed district: New York

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Ridgedale Federal Credit Union: $35
Ridgedale Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Ridgedale Federal Credit Union: $3
Ridgedale Federal Credit Union: $3
U.S. median: no median
Wire Transfer (Domestic Out)
Ridgedale Federal Credit Union: $30
Ridgedale Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Ridgedale Federal Credit Union · $98M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$96M to $101M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Ridgedale Federal Credit Union(this institution)	East Hanover, NJ	$98M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Afena Federal Credit Union	Marion, IN	$98M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Athol Federal Credit Union	Athol, MA	$99M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bay Atlantic Federal Credit Union	Vineland, NJ	$97M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Community First Federal Credit Union	Ashtabula, OH	$100M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Concho Educators Federal Credit Union	San Angelo, TX	$99M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Connects Federal Credit Union	Richmond, VA	$98M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Class Community Federal Credit Union	West Des Moines, IA	$96M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Healthcare First Credit Union	Johnstown, PA	$101M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Heritage USA Federal Credit Union	Midland, TX	$99M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Journey Federal Credit Union	Des Moines, IA	$98M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lower Columbia Longshoremen Federal Credit Union	Longview, WA	$96M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Members Community Federal Credit Union	Muscatine, IA	$99M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Point West Federal Credit Union	Portland, OR	$98M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sno Falls Federal Credit Union	North Bend, WA	$99M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
St. Pius X Church Federal Credit Union	Rochester, NY	$98M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tampa Postal Federal Credit Union	Tampa, FL	$98M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tennessee Members 1St Federal Credit Union	Oak Ridge, TN	$98M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Texas Bridge Federal Credit Union	Corpus Christi, TX	$99M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Texas Dps Federal Credit Union	Austin, TX	$98M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Unity Catholic Federal Credit Union	Parma, OH	$98M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Universal Federal Credit Union	Huntington, WV	$100M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
University Of Toledo Federal Credit Union	Toledo, OH	$100M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Va Desert Pacific Federal Credit Union	Long Beach, CA	$99M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Washington County Teachers Federal Credit Union	Hagerstown, MD	$96M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wnc Community Credit Union	Waynesville, NC	$96M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(monthly maintenance)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Ridgedale Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 9 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Ridgedale Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Ridgedale Federal Credit…Peer (equal prices stack)Peer medianInclude $7.95 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Ridgedale Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant & Inactive Fee per Quarter- for accounts under $250$10
Paper Statement Fee$2
per month
Incorrect Address Fee$10

Overdraft & NSF

Insufficient Funds Item$35
Automatic Transfer From Savings to Checking to Cover Over Drafts$5

ATM & Card

ATM Withdrawals (after 10 free per month)$3
Replacement of Lost Credit/Debit Card (standard)$5
Replacement of Lost Credit/Debit Card (expedited)$35

Wire Transfers

Outgoing Wire Transfers (Domestic)$30
Incoming Wire Transfer$15
Outgoing Wire Transfers (International)$100

Check Services

Third Party Cashier Check Withdrawals$10
Stop Payment Fee$30
Copy of Canceled Share Draft$5
Copy of Teller's Check$5

Cash & Deposit

Return Deposited Items$20

Account Services

Levies/Garnishments/Judgments - (per occurrence)$100
per item
Subordination Fee$100
Verification of Accounts/Letters of Account Status$5

Other Fees

Copy of Previous Government Reporting (1099, 1098)$5
Copy of Previous Statement (Shares/Loan/Credit Card)$5
per item
Loan Skip a Payment Fee - (max. of 3 times per 12 months)$25

Fee	Amount	Basis	Note
Account Maintenance
Dormant & Inactive Fee per Quarter- for accounts under $250	$10	Not stated	None
Paper Statement Fee	$2	per month	None
Incorrect Address Fee	$10	Not stated	None
Overdraft & NSF
Insufficient Funds Item	$35	Not stated	None
Automatic Transfer From Savings to Checking to Cover Over Drafts	$5	Not stated	None
ATM & Card
ATM Withdrawals (after 10 free per month)	$3	Not stated	None
Replacement of Lost Credit/Debit Card (standard)	$5	Not stated	None
Replacement of Lost Credit/Debit Card (expedited)	$35	Not stated	None
Wire Transfers
Outgoing Wire Transfers (Domestic)	$30	Not stated	None
Incoming Wire Transfer	$15	Not stated	None
Outgoing Wire Transfers (International)	$100	Not stated	None
Check Services
Third Party Cashier Check Withdrawals	$10	Not stated	None
Stop Payment Fee	$30	Not stated	None
Copy of Canceled Share Draft	$5	Not stated	None
Copy of Teller's Check	$5	Not stated	None
Cash & Deposit
Return Deposited Items	$20	Not stated	None
Account Services
Levies/Garnishments/Judgments - (per occurrence)	$100	per item	None
Subordination Fee	$100	Not stated	None
Verification of Accounts/Letters of Account Status	$5	Not stated	None
Other Fees
Copy of Previous Government Reporting (1099, 1098)	$5	Not stated	None
Copy of Previous Statement (Shares/Loan/Credit Card)	$5	per item	None
Loan Skip a Payment Fee - (max. of 3 times per 12 months)	$25	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Ridgedale Federal Credit Union's safe deposit box changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Ridgedale Federal Credit Union: $35
Ridgedale Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Ridgedale Federal Credit Union: $3
Ridgedale Federal Credit Union: $3
U.S. median: no median
Wire Transfer (Domestic Out)
Ridgedale Federal Credit Union: $30
Ridgedale Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Ridgedale Federal Credit Union · $98M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$96M to $101M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Ridgedale Federal Credit Union(this institution)	East Hanover, NJ	$98M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Afena Federal Credit Union	Marion, IN	$98M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Athol Federal Credit Union	Athol, MA	$99M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bay Atlantic Federal Credit Union	Vineland, NJ	$97M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Community First Federal Credit Union	Ashtabula, OH	$100M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Concho Educators Federal Credit Union	San Angelo, TX	$99M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Connects Federal Credit Union	Richmond, VA	$98M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Class Community Federal Credit Union	West Des Moines, IA	$96M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Healthcare First Credit Union	Johnstown, PA	$101M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Heritage USA Federal Credit Union	Midland, TX	$99M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Journey Federal Credit Union	Des Moines, IA	$98M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lower Columbia Longshoremen Federal Credit Union	Longview, WA	$96M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Members Community Federal Credit Union	Muscatine, IA	$99M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Point West Federal Credit Union	Portland, OR	$98M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sno Falls Federal Credit Union	North Bend, WA	$99M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
St. Pius X Church Federal Credit Union	Rochester, NY	$98M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tampa Postal Federal Credit Union	Tampa, FL	$98M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tennessee Members 1St Federal Credit Union	Oak Ridge, TN	$98M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Texas Bridge Federal Credit Union	Corpus Christi, TX	$99M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Texas Dps Federal Credit Union	Austin, TX	$98M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Unity Catholic Federal Credit Union	Parma, OH	$98M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Universal Federal Credit Union	Huntington, WV	$100M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
University Of Toledo Federal Credit Union	Toledo, OH	$100M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Va Desert Pacific Federal Credit Union	Long Beach, CA	$99M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Washington County Teachers Federal Credit Union	Hagerstown, MD	$96M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wnc Community Credit Union	Waynesville, NC	$96M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(monthly maintenance)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Ridgedale Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 9 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Ridgedale Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Ridgedale Federal Credit…Peer (equal prices stack)Peer medianInclude $7.95 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Ridgedale Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant & Inactive Fee per Quarter- for accounts under $250$10
Paper Statement Fee$2
per month
Incorrect Address Fee$10

Overdraft & NSF

Insufficient Funds Item$35
Automatic Transfer From Savings to Checking to Cover Over Drafts$5

ATM & Card

ATM Withdrawals (after 10 free per month)$3
Replacement of Lost Credit/Debit Card (standard)$5
Replacement of Lost Credit/Debit Card (expedited)$35

Wire Transfers

Outgoing Wire Transfers (Domestic)$30
Incoming Wire Transfer$15
Outgoing Wire Transfers (International)$100

Check Services

Third Party Cashier Check Withdrawals$10
Stop Payment Fee$30
Copy of Canceled Share Draft$5
Copy of Teller's Check$5

Cash & Deposit

Return Deposited Items$20

Account Services

Levies/Garnishments/Judgments - (per occurrence)$100
per item
Subordination Fee$100
Verification of Accounts/Letters of Account Status$5

Other Fees

Copy of Previous Government Reporting (1099, 1098)$5
Copy of Previous Statement (Shares/Loan/Credit Card)$5
per item
Loan Skip a Payment Fee - (max. of 3 times per 12 months)$25

Fee	Amount	Basis	Note
Account Maintenance
Dormant & Inactive Fee per Quarter- for accounts under $250	$10	Not stated	None
Paper Statement Fee	$2	per month	None
Incorrect Address Fee	$10	Not stated	None
Overdraft & NSF
Insufficient Funds Item	$35	Not stated	None
Automatic Transfer From Savings to Checking to Cover Over Drafts	$5	Not stated	None
ATM & Card
ATM Withdrawals (after 10 free per month)	$3	Not stated	None
Replacement of Lost Credit/Debit Card (standard)	$5	Not stated	None
Replacement of Lost Credit/Debit Card (expedited)	$35	Not stated	None
Wire Transfers
Outgoing Wire Transfers (Domestic)	$30	Not stated	None
Incoming Wire Transfer	$15	Not stated	None
Outgoing Wire Transfers (International)	$100	Not stated	None
Check Services
Third Party Cashier Check Withdrawals	$10	Not stated	None
Stop Payment Fee	$30	Not stated	None
Copy of Canceled Share Draft	$5	Not stated	None
Copy of Teller's Check	$5	Not stated	None
Cash & Deposit
Return Deposited Items	$20	Not stated	None
Account Services
Levies/Garnishments/Judgments - (per occurrence)	$100	per item	None
Subordination Fee	$100	Not stated	None
Verification of Accounts/Letters of Account Status	$5	Not stated	None
Other Fees
Copy of Previous Government Reporting (1099, 1098)	$5	Not stated	None
Copy of Previous Statement (Shares/Loan/Credit Card)	$5	per item	None
Loan Skip a Payment Fee - (max. of 3 times per 12 months)	$25	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.