State Bank of Southern Utah

Headquarters: Cedar City, Utah
Charter: Bank
Assets: $2.7B
Fed district: San Francisco

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Compared at $22.50, the middle of its prices
State Bank of Southern Utah: $15 to $45
State Bank of Southern Utah: $15 to $45
U.S. median: no median
Non-Network ATM
Compared at $7.50, the middle of its prices
State Bank of Southern Utah: $5 to $10
State Bank of Southern Utah: $5 to $10
U.S. median: no median
Wire Transfer (Domestic Out)
State Bank of Southern Utah: $20
State Bank of Southern Utah: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Utah, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Utah: Banks and credit unions headquartered in Utah that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from State Bank of Southern Utah’s own schedules, with a source for each figure.

Account Maintenance

Account Closure – If within 6 months of opening and no other account relationship exists with SBSU$25
Research Fee (per hour)$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee - Big Interest Checking only$2
per month
Return Mail / Bad Address$5

Overdraft & NSF

NSF - Non Sufficient Funds/Return Item3&4 – Consumer accounts limited to fee occurrence of 4 per day$25
per item
NSF / Returned Item$25
NSF / Returned Item$45
NSF and Bill Pay: A$20
Return Check Charge$15
Return Check Service Charge$15
per item
Transfer / Overdraft Prevention – Bank initiated to maintain a balance or prevent an overdraft, including SureCash trans$3

ATM & Card

Money Market - ATM and in-person withdrawals unlimited.$10
Savings - ATM and in-person withdrawals unlimited.$5
Rush Card Fee$25

Wire Transfers

Wire Transfers: Outgoing Domestic$20
Wire Transfers: IncomingNo charge
Wire Transfers: Outgoing International$50

Check Services

Cashier's Checks or Money Orders$2
per item
Stop payment$25
Collection Exchange – SBSU exchanges NSF deposit item for good funds at another bank$25
Foreign Canadian Check Processing1 – Payable in US or Canadian funds$7.50
per item
Foreign Non-Canadian Check Processing$250

Digital & Electronic

Bill PayNo charge

Cash & Deposit

Coin Processing Fee$2
per item
Cash advance2%of the advance
Return Deposit Item Processing - OD charges may apply if return overdraws account.$3

Account Services

Safe Deposit Box 10 x 10$70
Safe Deposit Box 3 x 10$30
Safe Deposit Box 3 x 5$15
per year
Safe Deposit Box 5 x 10$40
Safe Deposit Box 5 x 5$25
Legal processing – Garnishment / Levy$100
per item
Subpoena Research$100
Not compared: Charged per hour; comparison unavailable
per hour · Subpoena Research | $100/hr

Lending Fees

Late Fee$25

Retirement & IRA

IRA Transfer - Transfer IRA funds to another institution.$25
per item

Other Fees

Fax$2
Not compared: Charged per page; comparison unavailable
per page · Fax | $2 per page
Photocopy Fee (copies of sales slips)$5
per item
Statement Reprint$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closure – If within 6 months of opening and no other account relationship exists with SBSU	$25	Not stated	None
Research Fee (per hour)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee - Big Interest Checking only	$2	per month	None
Return Mail / Bad Address	$5	Not stated	None
Overdraft & NSF
NSF - Non Sufficient Funds/Return Item3&4 – Consumer accounts limited to fee occurrence of 4 per day	$25	per item	None
NSF / Returned Item	$25	Not stated	None
NSF / Returned Item	$45	Not stated	None
NSF and Bill Pay: A	$20	Not stated	None
Return Check Charge	$15	Not stated	None
Return Check Service Charge	$15	per item	None
Transfer / Overdraft Prevention – Bank initiated to maintain a balance or prevent an overdraft, including SureCash trans	$3	Not stated	None
ATM & Card
Money Market - ATM and in-person withdrawals unlimited.	$10	Not stated	None
Savings - ATM and in-person withdrawals unlimited.	$5	Not stated	None
Rush Card Fee	$25	Not stated	None
Wire Transfers
Wire Transfers: Outgoing Domestic	$20	Not stated	None
Wire Transfers: Incoming	No charge	Not stated	None
Wire Transfers: Outgoing International	$50	Not stated	None
Check Services
Cashier's Checks or Money Orders	$2	per item	None
Stop payment	$25	Not stated	None
Collection Exchange – SBSU exchanges NSF deposit item for good funds at another bank	$25	Not stated	None
Foreign Canadian Check Processing1 – Payable in US or Canadian funds	$7.50	per item	None
Foreign Non-Canadian Check Processing	$250	Not stated	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Cash & Deposit
Coin Processing Fee	$2	per item	None
Cash advance	2%of the advance	Not stated	None
Return Deposit Item Processing - OD charges may apply if return overdraws account.	$3	Not stated	None
Account Services
Safe Deposit Box 10 x 10	$70	Not stated	None
Safe Deposit Box 3 x 10	$30	Not stated	None
Safe Deposit Box 3 x 5	$15	per year	None
Safe Deposit Box 5 x 10	$40	Not stated	None
Safe Deposit Box 5 x 5	$25	Not stated	None
Legal processing – Garnishment / Levy	$100	per item	None
Subpoena Research	$100Not compared: Charged per hour; comparison unavailable	per hour	Subpoena Research \| $100/hr
Lending Fees
Late Fee	$25	Not stated	None
Retirement & IRA
IRA Transfer - Transfer IRA funds to another institution.	$25	per item	None
Other Fees
Fax	$2Not compared: Charged per page; comparison unavailable	per page	Fax \| $2 per page
Photocopy Fee (copies of sales slips)	$5	per item	None
Statement Reprint	$3	per item	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when State Bank of Southern Utah's early account closure changes in our data

We check once a day and send one email covering every change.