21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 2, 2026
Call-report figures are for State Bank of Southern Utah at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | State Bank of Southern Utah's published fee schedule; Bank Fee Index medians | Current schedule | Nov 2, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $406K in Q2 2026, 13% above the same quarter a year earlier ($360K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Compared at $22.50, the middle of its prices
Non-Network ATM
Compared at $7.50, the middle of its prices
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Utah, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 18% from Q3 2025 to Q2 2026, to $406K.
$406K
State Bank of Southern UtahMedian
FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
State Bank of Southern Utah · $2.7B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| State Bank of Southern Utah(this institution) | Cedar City, UT | $2.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| ANB Bank | Denver, CO | $2.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Avidia Bank | Hudson, MA | $2.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bank Independent | Sheffield, AL | $2.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| BayCoast Bank | Swansea, MA | $2.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Cornerstone Bank | York, NE | $2.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Emprise Bank | Wichita, KS | $2.8B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| FCB Banks | Collinsville, IL | $2.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Fidelity Bank & Trust | Dubuque, IA | $2.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First National Bank | Paragould, AR | $2.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Home Federal Bank of Tennessee | Knoxville, TN | $2.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| INB, National Association | Springfield, IL | $2.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Industrial and Commercial Bank of China USA, National Association | New York, NY | $2.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Ion Bank | Naugatuck, CT | $2.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| KS StateBank | Manhattan, KS | $2.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Machias Savings Bank | Machias, ME | $2.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Merchants Bank, National Association | Winona, MN | $2.9B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Meridian Bank | Wayne, PA | $2.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| National Exchange Bank and Trust | Fond du Lac, WI | $2.9B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| North Shore Bank | Brookfield, WI | $2.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| One Community Bank | Oregon, WI | $2.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Open Bank | Los Angeles, CA | $2.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Quad City Bank and Trust Company | Bettendorf, IA | $2.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Sunrise Banks, National Association | Sioux Falls, SD | $2.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Wells Fargo Bank South Central, National Association | Houston, TX | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Westfield Bank | Westfield, MA | $2.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 13 publish this fee(monthly maintenance)
12 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $8 among 13 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
State Bank of Southern Utah does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for State Bank of Southern Utah (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $406K | +$36K | +9.7% |
| Q1 2026 | $370K | −$21K | −5.4% |
| Q4 2025 | $391K | +$48K | +14.0% |
| Q3 2025 | $343K | −$17K | −4.7% |
| Q2 2025 | $360K | +$68K | +23.3% |
| Q1 2025 | $292K | −$46K | −13.6% |
| Q4 2024 | $338K | −$36K | −9.6% |
| Q3 2024 | $374K | +$41K | +12.3% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from State Bank of Southern Utah’s own schedules, with a source for each figure.
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closure – If within 6 months of opening and no other account relationship exists with SBSU | $25 | Not stated | None |
| Research Fee (per hour) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee - Big Interest Checking only | $2 | per month | None |
| Return Mail / Bad Address | $5 | Not stated | None |
Overdraft & NSF | |||
| NSF - Non Sufficient Funds/Return Item3&4 – Consumer accounts limited to fee occurrence of 4 per day | $25 | per item | None |
| NSF / Returned Item | $25 | Not stated | None |
| NSF / Returned Item | $45 | Not stated | None |
| NSF and Bill Pay: A | $20 | Not stated | None |
| Return Check Charge | $15 | Not stated | None |
| Return Check Service Charge | $15 | per item | None |
| Transfer / Overdraft Prevention – Bank initiated to maintain a balance or prevent an overdraft, including SureCash trans | $3 | Not stated | None |
ATM & Card | |||
| Money Market - ATM and in-person withdrawals unlimited. | $10 | Not stated | None |
| Savings - ATM and in-person withdrawals unlimited. | $5 | Not stated | None |
| Rush Card Fee | $25 | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Outgoing Domestic | $20 | Not stated | None |
| Wire Transfers: Incoming | No charge | Not stated | None |
| Wire Transfers: Outgoing International | $50 | Not stated | None |
Check Services | |||
| Cashier's Checks or Money Orders | $2 | per item | None |
| Stop payment | $25 | Not stated | None |
| Collection Exchange – SBSU exchanges NSF deposit item for good funds at another bank | $25 | Not stated | None |
| Foreign Canadian Check Processing1 – Payable in US or Canadian funds | $7.50 | per item | None |
| Foreign Non-Canadian Check Processing | $250 | Not stated | None |
Digital & Electronic | |||
| Bill Pay | No charge | Not stated | None |
Cash & Deposit | |||
| Coin Processing Fee | $2 | per item | None |
| Cash advance | 2%of the advance | Not stated | None |
| Return Deposit Item Processing - OD charges may apply if return overdraws account. | $3 | Not stated | None |
Account Services | |||
| Safe Deposit Box 10 x 10 | $70 | Not stated | None |
| Safe Deposit Box 3 x 10 | $30 | Not stated | None |
| Safe Deposit Box 3 x 5 | $15 | per year | None |
| Safe Deposit Box 5 x 10 | $40 | Not stated | None |
| Safe Deposit Box 5 x 5 | $25 | Not stated | None |
| Legal processing – Garnishment / Levy | $100 | per item | None |
| Subpoena Research | $100Not compared: Charged per hour; comparison unavailable | per hour | Subpoena Research | $100/hr |
Lending Fees | |||
| Late Fee | $25 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer - Transfer IRA funds to another institution. | $25 | per item | None |
Other Fees | |||
| Fax | $2Not compared: Charged per page; comparison unavailable | per page | Fax | $2 per page |
| Photocopy Fee (copies of sales slips) | $5 | per item | None |
| Statement Reprint | $3 | per item | None |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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