27 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 19, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 19, 2026
Call-report figures are for Avenir Financial Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Avenir Financial Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 19, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $756K in Q2 2026, about level with the same quarter a year earlier ($753K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $5, the middle of its prices
Overdraft (OD)
Compared at $32, its standard fee, the highest of its prices
NSF / Returned Item
Compared at $32, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Arizona, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 8.9% from Q3 2025 to Q2 2026, to $756K.
$756K
Avenir Financial Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Avenir Financial Federal Credit Union · $401M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Avenir Financial Federal Credit Union(this institution) | Yuma, AZ | $401M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Alltru Federal Credit Union | Wentzville, MO | $401M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ancorum Federal Credit Union | Bath, ME | $402M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ashland Federal Credit Union | Ashland, KY | $412M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Beacon Credit Union, Incorporated | Lynchburg, VA | $392M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Cascade Federal Credit Union | Kent, WA | $393M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Case Federal Credit Union | Lansing, MI | $400M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Eagle Community Federal Credit Union | Lake Forest, CA | $409M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Community Credit Union of Beloit | Beloit, WI | $410M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Fort Financial Federal Credit Union | Fort Wayne, IN | $397M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Fort Sill Federal Credit Union | Lawton, OK | $394M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Fremont Federal Credit Union | Fremont, OH | $391M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Houston Texas Fire Fighters Federal Credit Union | Houston, TX | $401M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Industrial Credit Union of Whatcom County | Bellingham, WA | $392M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Monroe Community Federal Credit Union | Monroe, MI | $406M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Nymeo Federal Credit Union | Frederick, MD | $409M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Ocean Financial Federal Credit Union | Oceanside, NY | $403M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Park View Federal Credit Union | Harrisonburg, VA | $410M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Partnership Financial Federal Credit Union | Morton Grove, IL | $403M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Popa Federal Credit Union | Cerritos, CA | $405M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| San Antonio Citizens Federal Credit Union | San Antonio, FL | $400M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Signet Federal Credit Union | Paducah, KY | $398M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Ten Federal Credit Union | Nashville, TN | $392M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Wauna Federal Credit Union | Clatskanie, OR | $398M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Wepco Federal Credit Union | Bloomington, MD | $399M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Zing Credit Union | Denver, CO | $406M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 17 publish this fee(monthly maintenance)
8 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $5, the middle of its five prices, against a peer median of $6 among 17 publishing peers.
Its five checking prices are $5, $5, $5, $6 and $15.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.
Call reports for Avenir Financial Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $756K | −$44K | −5.5% |
| Q1 2026 | $800K | −$42K | −5.0% |
| Q4 2025 | $842K | +$12K | +1.4% |
| Q3 2025 | $830K | +$77K | +10.2% |
| Q2 2025 | $753K | −$31K | −4.0% |
| Q1 2025 | $784K | −$65K | −7.7% |
| Q4 2024 | $849K | +$90K | +11.9% |
| Q3 2024 | $759K | +$20K | +2.7% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Avenir Financial Federal Credit Union’s own schedules, with a source for each figure.
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per year
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per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Advantage Checking Monthly service charge (audience not stated, treated as personal) | $6 | per month | None |
| Basic Checking Monthly service charge (audience not stated, treated as personal) | $5 | per month | None |
| Monthly fee (audience not stated, treated as personal) | $5 | per month | None |
| Monthly fee if daily minimum balance is not maintained | $15 | per month | None |
| Monthly fee if daily minimum balance is not maintained | $5 | per month | None |
| Early Account Closure | $25 | Not stated | None |
| Dormant Account Fee | $5 | per month | None |
| Escheatment | $50 | Not stated | None |
| Account Balancing Assistance | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Research/Special Investigation | $75Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement | $5 | per month | None |
| Returned Mail Fee | $2Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Courtesy Pay | $32 | per item | None |
| Overdraft & Fees (audience not stated, treated as personal) | $5 | Not stated | None |
| Nonsufficient Funds Draft or Check | $32 | per item | None |
| Nonsufficient Funds Preauthorized Withdrawal | $32 | per item | None |
| Returned Item Fee (Consumer) | $10 | per item | None |
ATM & Card | |||
| ATM Foreign Transaction | $1 | per item | None |
| ATM/Visa Debit Card Replacement | $10 | per item | None |
Wire Transfers | |||
| ACH Outgoing (Domestic Wire) | $5 | per item | None |
| Money Market Access Account: Wire Transfer (Domestic) Outgoing | $20 | per item | None |
| Wire (Incoming) | $10 | per item | None |
| Wire Transfer (Foreign) Outgoing | $40 | per item | None |
Check Services | |||
| Official Check | $5 | per item | None |
| Stop Payment | $30 | per item | None |
| Check Cashing | $5 | per item | None |
| Check Cashing (Non-Member) | $7 | per item | None |
| Foreign Item Collection Processing Fee | $10 | per item | None |
| Official Check Copy | $5 | per item | None |
| Share Draft Copy | $3 | per item | None |
| Share Draft Copy through Online Banking | No charge | Not stated | None |
Digital & Electronic | |||
| Online Bill Pay | No charge | Not stated | None |
Cash & Deposit | |||
| Coin Machine (Members) 5% | $5 | Not stated | None |
| Foreign Return Check Fee | $35 | per item | None |
| Night Drop Lost Key Replacement | $20 | Not stated | None |
| Night Drop Service | $25Not compared: Annual charge, not per item | per year | None |
Account Services | |||
| Notary Service (Members) | No charge | Not stated | None |
| Notary Service (Non-Members) | $2 | Not stated | None |
| Safe Deposit Box 10" x 10" (audience not stated, treated as personal) | $100 | per year | None |
| Safe Deposit Box 3" x 10" (audience not stated, treated as personal) | $35 | per year | None |
| Safe Deposit Box 3" x 5” (audience not stated, treated as personal) | $25 | per year | None |
| Safe Deposit Box 5" x 10" (audience not stated, treated as personal) | $55 | per year | None |
| Safe Deposit Box 5" x 5” (audience not stated, treated as personal) | $30 | per year | None |
| Levy/Garnishment Processing | $100 | Not stated | None |
| Mortgage Subordination Review | $150 | per item | None |
| Verification of Deposit/Assets | $10 | per item | None |
Retirement & IRA | |||
| IRA Transfer | $25 | per item | None |
Other Fees | |||
| Statement Copy | $5Not compared: Monthly charge, not per item | per month | None |
| Loan Skip-a-Payment | $25 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per month
per month
per hour
per hour
per month
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly fee if daily minimum balance is not maintained | $15 | per month | None |
| Monthly fee if daily minimum balance is not maintained | $5 | per month | None |
| Early Account Closure | $25 | Not stated | None |
| Dormant Account Fee | $5 | per month | None |
| Escheatment | $50 | Not stated | None |
| Account Balancing Assistance | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Research/Special Investigation | $75Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement | $5 | per month | None |
| Returned Mail Fee | $2Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Courtesy Pay | $32 | per item | None |
| Nonsufficient Funds Draft or Check | $32 | per item | None |
| Nonsufficient Funds Preauthorized Withdrawal | $32 | per item | None |
| Returned Item Fee (Business) | $30 | per item | None |
ATM & Card | |||
| ATM Foreign Transaction | $1 | per item | None |
| ATM/Visa Debit Card Replacement | $10 | per item | None |
Wire Transfers | |||
| ACH Outgoing (Domestic Wire) | $5 | per item | None |
| Money Market Access Account: Wire Transfer (Domestic) Outgoing | $20 | per item | None |
| Wire (Incoming) | $10 | per item | None |
| Wire Transfer (Foreign) Outgoing | $40 | per item | None |
Check Services | |||
| Official Check | $5 | per item | None |
| Stop Payment | $30 | per item | None |
| Check Cashing | $5 | per item | None |
| Check Cashing (Non-Member) | $7 | per item | None |
| Foreign Item Collection Processing Fee | $10 | per item | None |
| Official Check Copy | $5 | per item | None |
| Share Draft Copy | $3 | per item | None |
| Share Draft Copy through Online Banking | No charge | Not stated | None |
Digital & Electronic | |||
| Business Bill Pay Per Item Fee | $1.50Not compared: Per-item charge, not monthly | per item | None |
| Online Bill Pay | No charge | Not stated | None |
Cash & Deposit | |||
| Coin Machine (Members) 5% | $5 | Not stated | None |
| Foreign Return Check Fee | $35 | per item | None |
| Night Drop Lost Key Replacement | $20 | Not stated | None |
| Night Drop Service | $25Not compared: Annual charge, not per item | per year | None |
Account Services | |||
| Notary Service (Members) | No charge | Not stated | None |
| Notary Service (Non-Members) | $2 | Not stated | None |
| Levy/Garnishment Processing | $100 | Not stated | None |
| Mortgage Subordination Review | $150 | per item | None |
| Verification of Deposit/Assets | $10 | per item | None |
Retirement & IRA | |||
| IRA Transfer | $25 | per item | None |
Other Fees | |||
| Statement Copy | $5Not compared: Monthly charge, not per item | per month | None |
| Loan Skip-a-Payment | $25 | per item | None |
Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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