27 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 19, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $5, the middle of its prices
Overdraft (OD)
Compared at $32, its standard fee, the highest of its prices
NSF / Returned Item
Compared at $32, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Arizona, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Avenir Financial Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per month
per month
per month
per hour
per hour
per month
per item
per year
per year
per year
per year
per year
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Advantage Checking Monthly service charge (audience not stated, treated as personal) | $6 | per month | None |
| Basic Checking Monthly service charge (audience not stated, treated as personal) | $5 | per month | None |
| Monthly fee (audience not stated, treated as personal) | $5 | per month | None |
| Monthly fee if daily minimum balance is not maintained | $15 | per month | None |
| Monthly fee if daily minimum balance is not maintained | $5 | per month | None |
| Early Account Closure | $25 | Not stated | None |
| Dormant Account Fee | $5 | per month | None |
| Escheatment | $50 | Not stated | None |
| Account Balancing Assistance | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Research/Special Investigation | $75Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement | $5 | per month | None |
| Returned Mail Fee | $2Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Courtesy Pay | $32 | per item | None |
| Overdraft & Fees (audience not stated, treated as personal) | $5 | Not stated | None |
| Nonsufficient Funds Draft or Check | $32 | per item | None |
| Nonsufficient Funds Preauthorized Withdrawal | $32 | per item | None |
| Returned Item Fee (Consumer) | $10 | per item | None |
ATM & Card | |||
| ATM Foreign Transaction | $1 | per item | None |
| ATM/Visa Debit Card Replacement | $10 | per item | None |
Wire Transfers | |||
| ACH Outgoing (Domestic Wire) | $5 | per item | None |
| Money Market Access Account: Wire Transfer (Domestic) Outgoing | $20 | per item | None |
| Wire (Incoming) | $10 | per item | None |
| Wire Transfer (Foreign) Outgoing | $40 | per item | None |
Check Services | |||
| Official Check | $5 | per item | None |
| Stop Payment | $30 | per item | None |
| Check Cashing | $5 | per item | None |
| Check Cashing (Non-Member) | $7 | per item | None |
| Foreign Item Collection Processing Fee | $10 | per item | None |
| Official Check Copy | $5 | per item | None |
| Share Draft Copy | $3 | per item | None |
| Share Draft Copy through Online Banking | No charge | Not stated | None |
Digital & Electronic | |||
| Online Bill Pay | No charge | Not stated | None |
Cash & Deposit | |||
| Coin Machine (Members) 5% | $5 | Not stated | None |
| Foreign Return Check Fee | $35 | per item | None |
| Night Drop Lost Key Replacement | $20 | Not stated | None |
| Night Drop Service | $25Not compared: Annual charge, not per item | per year | None |
Account Services | |||
| Notary Service (Members) | No charge | Not stated | None |
| Notary Service (Non-Members) | $2 | Not stated | None |
| Safe Deposit Box 10" x 10" (audience not stated, treated as personal) | $100 | per year | None |
| Safe Deposit Box 3" x 10" (audience not stated, treated as personal) | $35 | per year | None |
| Safe Deposit Box 3" x 5” (audience not stated, treated as personal) | $25 | per year | None |
| Safe Deposit Box 5" x 10" (audience not stated, treated as personal) | $55 | per year | None |
| Safe Deposit Box 5" x 5” (audience not stated, treated as personal) | $30 | per year | None |
| Levy/Garnishment Processing | $100 | Not stated | None |
| Mortgage Subordination Review | $150 | per item | None |
| Verification of Deposit/Assets | $10 | per item | None |
Retirement & IRA | |||
| IRA Transfer | $25 | per item | None |
Other Fees | |||
| Statement Copy | $5Not compared: Monthly charge, not per item | per month | None |
| Loan Skip-a-Payment | $25 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per month
per month
per hour
per hour
per month
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly fee if daily minimum balance is not maintained | $15 | per month | None |
| Monthly fee if daily minimum balance is not maintained | $5 | per month | None |
| Early Account Closure | $25 | Not stated | None |
| Dormant Account Fee | $5 | per month | None |
| Escheatment | $50 | Not stated | None |
| Account Balancing Assistance | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Research/Special Investigation | $75Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement | $5 | per month | None |
| Returned Mail Fee | $2Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Courtesy Pay | $32 | per item | None |
| Nonsufficient Funds Draft or Check | $32 | per item | None |
| Nonsufficient Funds Preauthorized Withdrawal | $32 | per item | None |
| Returned Item Fee (Business) | $30 | per item | None |
ATM & Card | |||
| ATM Foreign Transaction | $1 | per item | None |
| ATM/Visa Debit Card Replacement | $10 | per item | None |
Wire Transfers | |||
| ACH Outgoing (Domestic Wire) | $5 | per item | None |
| Money Market Access Account: Wire Transfer (Domestic) Outgoing | $20 | per item | None |
| Wire (Incoming) | $10 | per item | None |
| Wire Transfer (Foreign) Outgoing | $40 | per item | None |
Check Services | |||
| Official Check | $5 | per item | None |
| Stop Payment | $30 | per item | None |
| Check Cashing | $5 | per item | None |
| Check Cashing (Non-Member) | $7 | per item | None |
| Foreign Item Collection Processing Fee | $10 | per item | None |
| Official Check Copy | $5 | per item | None |
| Share Draft Copy | $3 | per item | None |
| Share Draft Copy through Online Banking | No charge | Not stated | None |
Digital & Electronic | |||
| Business Bill Pay Per Item Fee | $1.50Not compared: Per-item charge, not monthly | per item | None |
| Online Bill Pay | No charge | Not stated | None |
Cash & Deposit | |||
| Coin Machine (Members) 5% | $5 | Not stated | None |
| Foreign Return Check Fee | $35 | per item | None |
| Night Drop Lost Key Replacement | $20 | Not stated | None |
| Night Drop Service | $25Not compared: Annual charge, not per item | per year | None |
Account Services | |||
| Notary Service (Members) | No charge | Not stated | None |
| Notary Service (Non-Members) | $2 | Not stated | None |
| Levy/Garnishment Processing | $100 | Not stated | None |
| Mortgage Subordination Review | $150 | per item | None |
| Verification of Deposit/Assets | $10 | per item | None |
Retirement & IRA | |||
| IRA Transfer | $25 | per item | None |
Other Fees | |||
| Statement Copy | $5Not compared: Monthly charge, not per item | per month | None |
| Loan Skip-a-Payment | $25 | per item | None |
Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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