Greenville Heritage Federal Credit Union

Headquarters: Greenville, South Carolina
Charter: Credit Union
Assets: $181.2M
Fed district: Richmond

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Non-Consumer Account $10 · New Horizon Checking Account $15
Compared at $10, the middle of its prices
Greenville Heritage Federal Credit Union: $10 to $15
Greenville Heritage Federal Credit Union: $10 to $15
U.S. median: no median
Overdraft (OD)
Greenville Heritage Federal Credit Union: $30
Greenville Heritage Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Greenville Heritage Federal Credit Union: $20
Greenville Heritage Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Carolina: Banks and credit unions headquartered in South Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Greenville Heritage Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$10
per month
New Horizon Checking Account Monthly Maintenance Fee$15
per month
Non-Consumer Account Monthly Maintenance Fee$10
per month
Early Account Closure Fee (if account is closed within 180 days of opening)$5
Dormant Account Fee (per month after 12 months of inactivity)$10
per month
Bill Payment Research Fee$45
Research Services and Account Balancing (per hour – $20.00 minimum)$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee (per statement cycle – minors and those over 65 exempt)$3
Not compared: Charged per statement; comparison unavailable
per statement · Paper Statement Fee (per statement cycle – minors and those over 65 exempt) | $3
Returned Mail Fee (per piece)$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Insufficient Funds or Courtesy Pay fee (per occurrence – to include repeat presentments)$30
per item
Overdraft Transfer Fee (per transfer)$2
per item

ATM & Card

Replacement Debit Card$15
Rush Order for Debit Card$75
Rush Order for Personal Identification Number (PIN)$75

Wire Transfers

Outgoing Domestic Wire Transfer Fee$20
Incoming Domestic Wire Transfer Fee$10
Non-Domestic Wire Transfer Fee$45
Incoming International Wire Transfer Fee$15

Check Services

Money Order Fee$2
ACH and Share Draft Stop Payment Fee (per occurrence – to include repeat presentments)$30
per item
Bill Payment Stop Payment Fee$45
Credit Union Check Stop Payment Fee (per item)$30
per item
Counter Checks (issued in quantities of 3)$3
Check Cashing Fee (Members and Non-Members)$5
Foreign Item for Deposit Fee$25

Digital & Electronic

One-Time ACH Origination Fee$5
one time
Bill Payment Overnight Check Fee$14.95
Bill Payment Returned Payment Fee$30
Bill Payment Same Day Bill Pay Fee$9.95

Account Services

Legal Process – Tax Levies, Garnishments, etc. (per occurrence)$40
per item

Other Fees

Document Reproduction Fee (per item)$2
per item
Loan Payments by Phone Fee (up to three included)$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$10	per month	None
New Horizon Checking Account Monthly Maintenance Fee	$15	per month	None
Non-Consumer Account Monthly Maintenance Fee	$10	per month	None
Early Account Closure Fee (if account is closed within 180 days of opening)	$5	Not stated	None
Dormant Account Fee (per month after 12 months of inactivity)	$10	per month	None
Bill Payment Research Fee	$45	Not stated	None
Research Services and Account Balancing (per hour – $20.00 minimum)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee (per statement cycle – minors and those over 65 exempt)	$3Not compared: Charged per statement; comparison unavailable	per statement	Paper Statement Fee (per statement cycle – minors and those over 65 exempt) \| $3
Returned Mail Fee (per piece)	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Insufficient Funds or Courtesy Pay fee (per occurrence – to include repeat presentments)	$30	per item	None
Overdraft Transfer Fee (per transfer)	$2	per item	None
ATM & Card
Replacement Debit Card	$15	Not stated	None
Rush Order for Debit Card	$75	Not stated	None
Rush Order for Personal Identification Number (PIN)	$75	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer Fee	$20	Not stated	None
Incoming Domestic Wire Transfer Fee	$10	Not stated	None
Non-Domestic Wire Transfer Fee	$45	Not stated	None
Incoming International Wire Transfer Fee	$15	Not stated	None
Check Services
Money Order Fee	$2	Not stated	None
ACH and Share Draft Stop Payment Fee (per occurrence – to include repeat presentments)	$30	per item	None
Bill Payment Stop Payment Fee	$45	Not stated	None
Credit Union Check Stop Payment Fee (per item)	$30	per item	None
Counter Checks (issued in quantities of 3)	$3	Not stated	None
Check Cashing Fee (Members and Non-Members)	$5	Not stated	None
Foreign Item for Deposit Fee	$25	Not stated	None
Digital & Electronic
One-Time ACH Origination Fee	$5	one time	None
Bill Payment Overnight Check Fee	$14.95	Not stated	None
Bill Payment Returned Payment Fee	$30	Not stated	None
Bill Payment Same Day Bill Pay Fee	$9.95	Not stated	None
Account Services
Legal Process – Tax Levies, Garnishments, etc. (per occurrence)	$40	per item	None
Other Fees
Document Reproduction Fee (per item)	$2	per item	None
Loan Payments by Phone Fee (up to three included)	$10	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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