Nw Preferred Federal Credit Union

Headquarters: Tigard, Oregon
Charter: Credit Union
Assets: $189.3M
Fed district: San Francisco

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Nw Preferred Federal Credit Union: $30
Nw Preferred Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Nw Preferred Federal Credit Union: $1.50
Nw Preferred Federal Credit Union: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
Nw Preferred Federal Credit Union: $20
Nw Preferred Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oregon, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oregon: Banks and credit unions headquartered in Oregon that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Nw Preferred Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account$10
per month
Research Fee—$25
Not compared: Charged per hour; comparison unavailable
per hour
Incorrect Address$5
per month

Overdraft & NSF

NSF (Non-sufficient Funds) Returned$30
per item

ATM & Card

Non-Proprietary ATM Withdrawals/Inquiries—Eight (8) free per month$1.50
per item
Visa Credit/Debit Card Replacement—$5
per item
Visa Credit/Debit Expedited Delivery Fee$25
International Transaction Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire Transfer (Domestic Out)$20
per item

Check Services

Cashiers Checks$5
per item
Stop Payment/Return Request$25
per item
Starter Checks$5
Check Cashing, Checks drawn on another financial institution$20
per item
Check Copies$3
per item

Cash & Deposit

Returned Deposited Checks—Owner Initiated$30
per item

Account Services

Notarial acts over five per day$10
Not compared: Daily charge, not per item
per day
Account Garnishment Levy/Fee—$75
Subordination Fee$150

Retirement & IRA

IRA Withdrawal Fee$25
per transaction

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account	$10	per month	None
Research Fee—	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Incorrect Address	$5	per month	None
Overdraft & NSF
NSF (Non-sufficient Funds) Returned	$30	per item	None
ATM & Card
Non-Proprietary ATM Withdrawals/Inquiries—Eight (8) free per month	$1.50	per item	None
Visa Credit/Debit Card Replacement—	$5	per item	None
Visa Credit/Debit Expedited Delivery Fee	$25	Not stated	None
International Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (Domestic Out)	$20	per item	None
Check Services
Cashiers Checks	$5	per item	None
Stop Payment/Return Request	$25	per item	None
Starter Checks	$5	Not stated	None
Check Cashing, Checks drawn on another financial institution	$20	per item	None
Check Copies	$3	per item	None
Cash & Deposit
Returned Deposited Checks—Owner Initiated	$30	per item	None
Account Services
Notarial acts over five per day	$10Not compared: Daily charge, not per item	per day	None
Account Garnishment Levy/Fee—	$75	Not stated	None
Subordination Fee	$150	Not stated	None
Retirement & IRA
IRA Withdrawal Fee	$25	per transaction	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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