Nw Preferred Federal Credit Union

Headquarters: Tigard, Oregon
Charter: Credit Union
Assets: $189.3M
Fed district: San Francisco

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Nw Preferred Federal Credit Union: $30
Nw Preferred Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Nw Preferred Federal Credit Union: $1.50
Nw Preferred Federal Credit Union: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
Nw Preferred Federal Credit Union: $20
Nw Preferred Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oregon, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oregon: Banks and credit unions headquartered in Oregon that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Nw Preferred Federal Credit Union · $189M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$185M to $194M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Nw Preferred Federal Credit Union(this institution)	Tigard, OR	$189M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Alden Federal Credit Union	Chicopee, MA	$185M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cincinnati Ohio Police Federal Credit Union	Cincinnati, OH	$188M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Democracy Federal Credit Union	Alexandria, VA	$188M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Discovery Federal Credit Union	Wyomissing, PA	$193M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Downriver Community Federal Credit Union	Ecorse, MI	$193M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Central Federal Credit Union	Waco, TX	$192M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Government Employees Federal Credit Union	Austin, TX	$189M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Horizon Utah Federal Credit Union	Farmington, UT	$185M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Infirst Federal Credit Union	Alexandria, VA	$186M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Journey Federal Credit Union	Saint Johns, MI	$187M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Kauai Federal Credit Union	Lihue, HI	$193M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Lone Star Federal Credit Union	Dallas, TX	$188M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Magnolia Federal Credit Union	Jackson, MS	$186M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members' Advantage Federal Credit Union	Wisconsin Rapids, WI	$185M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Miami Firefighters Federal Credit Union	Miami, FL	$189M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Municipal Employees Credit Union of Oklahoma City	Oklahoma City, OK	$190M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Priority First Federal Credit Union	Du Bois, PA	$187M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Priority Trust Federal Credit Union	Houston, TX	$191M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Puerto Rico Federal Credit Union	Caparra, PR	$188M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Ripco Federal Credit Union	Rhinelander, WI	$189M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
River Works Federal Credit Union	Lynn, MA	$193M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Riverfall Federal Credit Union	Tuscaloosa, AL	$194M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sierra Pacific Federal Credit Union	Reno, NV	$189M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
South Metro Federal Credit Union	Prior Lake, MN	$185M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Xcel Federal Credit Union	Bloomfield, NJ	$186M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Nw Preferred Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5.48 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Nw Preferred Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Nw Preferred Federal Cred…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Nw Preferred Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account$10
per month
Research Fee—$25
Not compared: Charged per hour; comparison unavailable
per hour
Incorrect Address$5
per month

Overdraft & NSF

NSF (Non-sufficient Funds) Returned$30
per item

ATM & Card

Non-Proprietary ATM Withdrawals/Inquiries—Eight (8) free per month$1.50
per item
Visa Credit/Debit Card Replacement—$5
per item
Visa Credit/Debit Expedited Delivery Fee$25
International Transaction Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire Transfer (Domestic Out)$20
per item

Check Services

Cashiers Checks$5
per item
Stop Payment/Return Request$25
per item
Starter Checks$5
Check Cashing, Checks drawn on another financial institution$20
per item
Check Copies$3
per item

Cash & Deposit

Returned Deposited Checks—Owner Initiated$30
per item

Account Services

Notarial acts over five per day$10
Not compared: Daily charge, not per item
per day
Account Garnishment Levy/Fee—$75
Subordination Fee$150

Retirement & IRA

IRA Withdrawal Fee$25
per transaction

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account	$10	per month	None
Research Fee—	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Incorrect Address	$5	per month	None
Overdraft & NSF
NSF (Non-sufficient Funds) Returned	$30	per item	None
ATM & Card
Non-Proprietary ATM Withdrawals/Inquiries—Eight (8) free per month	$1.50	per item	None
Visa Credit/Debit Card Replacement—	$5	per item	None
Visa Credit/Debit Expedited Delivery Fee	$25	Not stated	None
International Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (Domestic Out)	$20	per item	None
Check Services
Cashiers Checks	$5	per item	None
Stop Payment/Return Request	$25	per item	None
Starter Checks	$5	Not stated	None
Check Cashing, Checks drawn on another financial institution	$20	per item	None
Check Copies	$3	per item	None
Cash & Deposit
Returned Deposited Checks—Owner Initiated	$30	per item	None
Account Services
Notarial acts over five per day	$10Not compared: Daily charge, not per item	per day	None
Account Garnishment Levy/Fee—	$75	Not stated	None
Subordination Fee	$150	Not stated	None
Retirement & IRA
IRA Withdrawal Fee	$25	per transaction	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Nw Preferred Federal Credit Union's early account closure changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Nw Preferred Federal Credit Union: $30
Nw Preferred Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Nw Preferred Federal Credit Union: $1.50
Nw Preferred Federal Credit Union: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
Nw Preferred Federal Credit Union: $20
Nw Preferred Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oregon: Banks and credit unions headquartered in Oregon that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Nw Preferred Federal Credit Union · $189M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$185M to $194M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Nw Preferred Federal Credit Union(this institution)	Tigard, OR	$189M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Alden Federal Credit Union	Chicopee, MA	$185M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cincinnati Ohio Police Federal Credit Union	Cincinnati, OH	$188M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Democracy Federal Credit Union	Alexandria, VA	$188M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Discovery Federal Credit Union	Wyomissing, PA	$193M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Downriver Community Federal Credit Union	Ecorse, MI	$193M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Central Federal Credit Union	Waco, TX	$192M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Government Employees Federal Credit Union	Austin, TX	$189M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Horizon Utah Federal Credit Union	Farmington, UT	$185M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Infirst Federal Credit Union	Alexandria, VA	$186M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Journey Federal Credit Union	Saint Johns, MI	$187M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Kauai Federal Credit Union	Lihue, HI	$193M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Lone Star Federal Credit Union	Dallas, TX	$188M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Magnolia Federal Credit Union	Jackson, MS	$186M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members' Advantage Federal Credit Union	Wisconsin Rapids, WI	$185M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Miami Firefighters Federal Credit Union	Miami, FL	$189M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Municipal Employees Credit Union of Oklahoma City	Oklahoma City, OK	$190M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Priority First Federal Credit Union	Du Bois, PA	$187M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Priority Trust Federal Credit Union	Houston, TX	$191M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Puerto Rico Federal Credit Union	Caparra, PR	$188M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Ripco Federal Credit Union	Rhinelander, WI	$189M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
River Works Federal Credit Union	Lynn, MA	$193M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Riverfall Federal Credit Union	Tuscaloosa, AL	$194M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sierra Pacific Federal Credit Union	Reno, NV	$189M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
South Metro Federal Credit Union	Prior Lake, MN	$185M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Xcel Federal Credit Union	Bloomfield, NJ	$186M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Nw Preferred Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5.48 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Nw Preferred Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Nw Preferred Federal Cred…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Nw Preferred Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account$10
per month
Research Fee—$25
Not compared: Charged per hour; comparison unavailable
per hour
Incorrect Address$5
per month

Overdraft & NSF

NSF (Non-sufficient Funds) Returned$30
per item

ATM & Card

Non-Proprietary ATM Withdrawals/Inquiries—Eight (8) free per month$1.50
per item
Visa Credit/Debit Card Replacement—$5
per item
Visa Credit/Debit Expedited Delivery Fee$25
International Transaction Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire Transfer (Domestic Out)$20
per item

Check Services

Cashiers Checks$5
per item
Stop Payment/Return Request$25
per item
Starter Checks$5
Check Cashing, Checks drawn on another financial institution$20
per item
Check Copies$3
per item

Cash & Deposit

Returned Deposited Checks—Owner Initiated$30
per item

Account Services

Notarial acts over five per day$10
Not compared: Daily charge, not per item
per day
Account Garnishment Levy/Fee—$75
Subordination Fee$150

Retirement & IRA

IRA Withdrawal Fee$25
per transaction

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account	$10	per month	None
Research Fee—	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Incorrect Address	$5	per month	None
Overdraft & NSF
NSF (Non-sufficient Funds) Returned	$30	per item	None
ATM & Card
Non-Proprietary ATM Withdrawals/Inquiries—Eight (8) free per month	$1.50	per item	None
Visa Credit/Debit Card Replacement—	$5	per item	None
Visa Credit/Debit Expedited Delivery Fee	$25	Not stated	None
International Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (Domestic Out)	$20	per item	None
Check Services
Cashiers Checks	$5	per item	None
Stop Payment/Return Request	$25	per item	None
Starter Checks	$5	Not stated	None
Check Cashing, Checks drawn on another financial institution	$20	per item	None
Check Copies	$3	per item	None
Cash & Deposit
Returned Deposited Checks—Owner Initiated	$30	per item	None
Account Services
Notarial acts over five per day	$10Not compared: Daily charge, not per item	per day	None
Account Garnishment Levy/Fee—	$75	Not stated	None
Subordination Fee	$150	Not stated	None
Retirement & IRA
IRA Withdrawal Fee	$25	per transaction	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.