Transit Employees Federal Credit Union

Headquarters: Greenbelt, Maryland
Charter: Credit Union
Assets: $93.4M
Fed district: Richmond

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Millennial Checking
Transit Employees Federal Credit Union: $5
Transit Employees Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Transit Employees Federal Credit Union: $30
Transit Employees Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Transit Employees Federal Credit Union: $35
Transit Employees Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Transit Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Millennial Checking Monthly service charge (audience not stated, treated as personal)$5
per month
Below Minimum Balance (audience not stated, treated as personal)$10
per month
Low Balance$10
per month
Loyalty Checking Below Minimum Balance$5
per month
Account Closing$25
Dormant Account (2 years or more)$25
per month
Escheatment$50
Account Review/Research/Reconciliation$25
Paper Statement$2
Returned Mail$7.50
Not compared: Per-item charge, not monthly
per item
Returned Mail - Collection Item$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Protection (ODP) Item$30
Non-Sufficient Funds (NSF)$35

ATM & Card

ATM Withdrawals§ §Non-TEFCU owned ATMs only. Fee charged per ATM withdrawal after the 3rd ATM withdrawal for the month$0.75
Domestic ATM (audience not stated, treated as personal)$1.50
per item
International ATM (audience not stated, treated as personal)$3
per item
Debit/Credit Card - Replacement (audience not stated, treated as personal)$15
Replacement Card$5
Debit/Credit Card - Rush (audience not stated, treated as personal)$45
Foreign Transactions (audience not stated, treated as personal)1%of the transaction
per transaction

Wire Transfers

Wire Transfers: Outgoing Domestic (In-Branch)$45
Wire Transfers: Outgoing Domestic (Online)$30

Check Services

Cashier's Check$5
Stop Payments$35

Digital & Electronic

ACH Return$40
Bill Pay: Overnight (audience not stated, treated as personal)$14.95
Bill Pay: Reinstatement$50

Cash & Deposit

Return Deposited Check$40

Account Services

Notary Service – Non-Member$4
Tax Levy/Garnishment$50

Lending Fees

Late Payment (audience not stated, treated as personal)$15
UCC Filing (audience not stated, treated as personal)$100

Gift & Prepaid Cards

Reload Fee (audience not stated, treated as personal)$2.50
Visa® Gift Card$4.50
per item

Other Fees

Additional Lien Release Request (audience not stated, treated as personal)$10
Skip-a-Payment (audience not stated, treated as personal)$50

Fee	Amount	Basis	Note
Account Maintenance
Millennial Checking Monthly service charge (audience not stated, treated as personal)	$5	per month	None
Below Minimum Balance (audience not stated, treated as personal)	$10	per month	None
Low Balance	$10	per month	None
Loyalty Checking Below Minimum Balance	$5	per month	None
Account Closing	$25	Not stated	None
Dormant Account (2 years or more)	$25	per month	None
Escheatment	$50	Not stated	None
Account Review/Research/Reconciliation	$25	Not stated	None
Paper Statement	$2	Not stated	None
Returned Mail	$7.50Not compared: Per-item charge, not monthly	per item	None
Returned Mail - Collection Item	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Protection (ODP) Item	$30	Not stated	None
Non-Sufficient Funds (NSF)	$35	Not stated	None
ATM & Card
ATM Withdrawals§ §Non-TEFCU owned ATMs only. Fee charged per ATM withdrawal after the 3rd ATM withdrawal for the month	$0.75	Not stated	None
Domestic ATM (audience not stated, treated as personal)	$1.50	per item	None
International ATM (audience not stated, treated as personal)	$3	per item	None
Debit/Credit Card - Replacement (audience not stated, treated as personal)	$15	Not stated	None
Replacement Card	$5	Not stated	None
Debit/Credit Card - Rush (audience not stated, treated as personal)	$45	Not stated	None
Foreign Transactions (audience not stated, treated as personal)	1%of the transaction	per transaction	None
Wire Transfers
Wire Transfers: Outgoing Domestic (In-Branch)	$45	Not stated	None
Wire Transfers: Outgoing Domestic (Online)	$30	Not stated	None
Check Services
Cashier's Check	$5	Not stated	None
Stop Payments	$35	Not stated	None
Digital & Electronic
ACH Return	$40	Not stated	None
Bill Pay: Overnight (audience not stated, treated as personal)	$14.95	Not stated	None
Bill Pay: Reinstatement	$50	Not stated	None
Cash & Deposit
Return Deposited Check	$40	Not stated	None
Account Services
Notary Service – Non-Member	$4	Not stated	None
Tax Levy/Garnishment	$50	Not stated	None
Lending Fees
Late Payment (audience not stated, treated as personal)	$15	Not stated	None
UCC Filing (audience not stated, treated as personal)	$100	Not stated	None
Gift & Prepaid Cards
Reload Fee (audience not stated, treated as personal)	$2.50	Not stated	None
Visa® Gift Card	$4.50	per item	None
Other Fees
Additional Lien Release Request (audience not stated, treated as personal)	$10	Not stated	None
Skip-a-Payment (audience not stated, treated as personal)	$50	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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