12 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 2, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 2, 2026
Call-report figures are for National Institutes Of Health Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | National Institutes Of Health Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 2, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $755K in Q2 2026, 44% above the same quarter a year earlier ($526K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
CompleteCare Checking
NSF / Returned Item
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 28% from Q3 2025 to Q2 2026, to $755K.
$755K
National Institutes Of Health Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
National Institutes Of Health Federal Credit Union · $817M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| National Institutes Of Health Federal Credit Union(this institution) | Rockville, MD | $817M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| 1St Northern California Federal Credit Union | Martinez, CA | $829M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Air Academy Federal Credit Union | Colorado Springs, CO | $810M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| America'S Christian Federal Credit Union | Glendora, CA | $820M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Atomic Federal Credit Union | Piketon, OH | $855M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Azura Federal Credit Union | Topeka, KS | $852M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Bayer Heritage Federal Credit Union | New Martinsville, WV | $801M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Caribe Federal Credit Union | San Juan, PR | $800M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Direct Federal Credit Union | Needham, MA | $795M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Dover-Phila Federal Credit Union | Dover, OH | $813M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Erie Federal Credit Union | Erie, PA | $808M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Family Trust Federal Credit Union | Rock Hill, SC | $805M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Credit Union | Chandler, AZ | $812M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Heritage Federal Credit Union | Corning, NY | $840M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Frontier Federal Credit Union | Idaho Falls, ID | $822M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hawaii Community Federal Credit Union | Kailua Kona, HI | $808M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Idb Global Federal Credit Union | Washington, DC | $842M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Intouch Federal Credit Union | Plano, TX | $837M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Liberty Bay Federal Credit Union | Braintree, MA | $827M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Reliant Community Federal Credit Union | Sodus, NY | $788M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Sea Comm Federal Credit Union | Massena, NY | $777M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Smart Financial Federal Credit Union | Houston, TX | $808M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Solarity Federal Credit Union | Yakima, WA | $804M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Texell Federal Credit Union | Temple, TX | $801M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Peoples Federal Credit Union | Middletown, RI | $811M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| True Sky Federal Credit Union | Oklahoma City, OK | $778M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $6.95, against a peer median of $7.95 among 15 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Call reports for National Institutes Of Health Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $755K | −$109K | −12.6% |
| Q1 2026 | $864K | +$190K | +28.2% |
| Q4 2025 | $674K | +$84K | +14.2% |
| Q3 2025 | $590K | +$64K | +12.2% |
| Q2 2025 | $526K | −$22K | −4.0% |
| Q1 2025 | $548K | +$1.3M | |
| Q4 2024 | -$759K | −$1.8M | |
| Q3 2024 | $1.1M | −$217K | −16.7% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from National Institutes Of Health Federal Credit Union’s own schedules, with a source for each figure.
per month
per year
per hour
per statement · 3 Paper Statements Mailed (Consumer) | $2 per Statement Cycle
per month
per item
per item
per item
per page · Notary Service | $1 per page (NIHFCU members)
per year
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| CompleteCare Checking Monthly service charge (audience not stated, treated as personal) | $6.95 | per month | None |
| Inactive Account | $10Not compared: Annual charge, not monthly | per year | None |
| 2 Account Research-Effec�ve 09/09/2022, the Account Reconcilia�on Fee was combined with the Account Research Fee @ | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| 3 Paper Statements Mailed (Consumer) | $2Not compared: Charged per statement; comparison unavailable | per statement | 3 Paper Statements Mailed (Consumer) | $2 per Statement Cycle |
| Bad Address | $5 | per month | None |
Overdraft & NSF | |||
| 5 Returned Unpaid NSF Items (consumer) | $30 | per item | None |
ATM & Card | |||
| Visa Debit Card Replacement | $5 | Not stated | None |
Check Services | |||
| Cashier’s Checks: Consumer Accounts | $7 | Not stated | None |
| Stop Payments | $30 | per item | None |
| Paid Cashier’s Check Copies | $5 | per item | None |
| Paid Check/Draft Photocopy | $5 | per item | None |
Digital & Electronic | |||
| Expedited Bill Payment | $5Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Returned Deposited/Cashed Item | $30 | per item | None |
Account Services | |||
| Notary Service | $1Not compared: Charged per page; comparison unavailable | per page | Notary Service | $1 per page (NIHFCU members) |
| Safe Deposit Box 10 x 10” (audience not stated, treated as personal) | $150 | Not stated | None |
| Safe Deposit Box 2 x 5” (audience not stated, treated as personal) | $40 | per year | None |
| Safe Deposit Box 3 x 10” (audience not stated, treated as personal) | $70 | Not stated | None |
| Safe Deposit Box 3 x 5” (audience not stated, treated as personal) | $45 | Not stated | None |
| Safe Deposit Box 5 x 10” (audience not stated, treated as personal) | $90 | Not stated | None |
| Safe Deposit Box 5 x 5” (audience not stated, treated as personal) | $60 | Not stated | None |
| Atachment or Levy on Account | $75 | per item | None |
| Account Verification Leter | $10 | per item | None |
| Verification of Deposit (VOD leter) | $15 | per item | None |
Other Fees | |||
| 4 Statement Copies (Consumer) | $2Not compared: Charged per page; comparison unavailable | per page | 4 Statement Copies (Consumer) | $2 per page |
| Paid Check/Dra� Photocopy | $5 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per year
per hour
per statement · Paper Statement Mailed (Business) | $3 per Statement Cycle
per month
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Inactive Account | $10Not compared: Annual charge, not monthly | per year | None |
| 2 Account Research-Effec�ve 09/09/2022, the Account Reconcilia�on Fee was combined with the Account Research Fee @ | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Mailed (Business) | $3Not compared: Charged per statement; comparison unavailable | per statement | Paper Statement Mailed (Business) | $3 per Statement Cycle |
| Bad Address | $5 | per month | None |
Overdraft & NSF | |||
| 5 Returned Unpaid NSF Items (business) | $35 | per item | None |
ATM & Card | |||
| Visa Debit Card Replacement | $5 | Not stated | None |
Check Services | |||
| Stop Payments | $30 | per item | None |
| Paid Cashier’s Check Copies | $5 | per item | None |
| Paid Check/Draft Photocopy | $5 | per item | None |
Digital & Electronic | |||
| Expedited Bill Payment | $5Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Returned Deposited/Cashed Item | $30 | per item | None |
Account Services | |||
| Notary Service | $1Not compared: Charged per page; comparison unavailable | per page | Notary Service | $1 per page (NIHFCU members) |
| Atachment or Levy on Account | $75 | per item | None |
| Account Verification Leter | $10 | per item | None |
| Verification of Deposit (VOD leter) | $15 | per item | None |
Other Fees | |||
| Paid Check/Dra� Photocopy | $5 | per item | None |
| Statement Copies (Business) | $3Not compared: Charged per page; comparison unavailable | per page | Statement Copies (Business) | $3 per page |
Oct 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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