National Institutes Of Health Federal Credit Union

Headquarters: Rockville, Maryland
Charter: Credit Union
Assets: $816.7M
Fed district: Richmond

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
CompleteCare Checking
National Institutes Of Health Federal Credit Union: $6.95
National Institutes Of Health Federal Credit Union: $6.95
U.S. median: no median
NSF / Returned Item
National Institutes Of Health Federal Credit Union: $30
National Institutes Of Health Federal Credit Union: $30
U.S. median: no median
Stop Payment
National Institutes Of Health Federal Credit Union: $30
National Institutes Of Health Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from National Institutes Of Health Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

CompleteCare Checking Monthly service charge (audience not stated, treated as personal)$6.95
per month
Inactive Account$10
Not compared: Annual charge, not monthly
per year
2 Account Research-Effec�ve 09/09/2022, the Account Reconcilia�on Fee was combined with the Account Research Fee @$20
Not compared: Charged per hour; comparison unavailable
per hour
3 Paper Statements Mailed (Consumer)$2
Not compared: Charged per statement; comparison unavailable
per statement · 3 Paper Statements Mailed (Consumer) | $2 per Statement Cycle
Bad Address$5
per month

Overdraft & NSF

5 Returned Unpaid NSF Items (consumer)$30
per item

ATM & Card

Visa Debit Card Replacement$5

Check Services

Cashier’s Checks: Consumer Accounts$7
Stop Payments$30
per item
Paid Cashier’s Check Copies$5
per item
Paid Check/Draft Photocopy$5
per item

Digital & Electronic

Expedited Bill Payment$5
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Returned Deposited/Cashed Item$30
per item

Account Services

Notary Service$1
Not compared: Charged per page; comparison unavailable
per page · Notary Service | $1 per page (NIHFCU members)
Safe Deposit Box 10 x 10” (audience not stated, treated as personal)$150
Safe Deposit Box 2 x 5” (audience not stated, treated as personal)$40
per year
Safe Deposit Box 3 x 10” (audience not stated, treated as personal)$70
Safe Deposit Box 3 x 5” (audience not stated, treated as personal)$45
Safe Deposit Box 5 x 10” (audience not stated, treated as personal)$90
Safe Deposit Box 5 x 5” (audience not stated, treated as personal)$60
Atachment or Levy on Account$75
per item
Account Verification Leter$10
per item
Verification of Deposit (VOD leter)$15
per item

Other Fees

4 Statement Copies (Consumer)$2
Not compared: Charged per page; comparison unavailable
per page · 4 Statement Copies (Consumer) | $2 per page
Paid Check/Dra� Photocopy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
CompleteCare Checking Monthly service charge (audience not stated, treated as personal)	$6.95	per month	None
Inactive Account	$10Not compared: Annual charge, not monthly	per year	None
2 Account Research-Effec�ve 09/09/2022, the Account Reconcilia�on Fee was combined with the Account Research Fee @	$20Not compared: Charged per hour; comparison unavailable	per hour	None
3 Paper Statements Mailed (Consumer)	$2Not compared: Charged per statement; comparison unavailable	per statement	3 Paper Statements Mailed (Consumer) \| $2 per Statement Cycle
Bad Address	$5	per month	None
Overdraft & NSF
5 Returned Unpaid NSF Items (consumer)	$30	per item	None
ATM & Card
Visa Debit Card Replacement	$5	Not stated	None
Check Services
Cashier’s Checks: Consumer Accounts	$7	Not stated	None
Stop Payments	$30	per item	None
Paid Cashier’s Check Copies	$5	per item	None
Paid Check/Draft Photocopy	$5	per item	None
Digital & Electronic
Expedited Bill Payment	$5Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Returned Deposited/Cashed Item	$30	per item	None
Account Services
Notary Service	$1Not compared: Charged per page; comparison unavailable	per page	Notary Service \| $1 per page (NIHFCU members)
Safe Deposit Box 10 x 10” (audience not stated, treated as personal)	$150	Not stated	None
Safe Deposit Box 2 x 5” (audience not stated, treated as personal)	$40	per year	None
Safe Deposit Box 3 x 10” (audience not stated, treated as personal)	$70	Not stated	None
Safe Deposit Box 3 x 5” (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 5 x 10” (audience not stated, treated as personal)	$90	Not stated	None
Safe Deposit Box 5 x 5” (audience not stated, treated as personal)	$60	Not stated	None
Atachment or Levy on Account	$75	per item	None
Account Verification Leter	$10	per item	None
Verification of Deposit (VOD leter)	$15	per item	None
Other Fees
4 Statement Copies (Consumer)	$2Not compared: Charged per page; comparison unavailable	per page	4 Statement Copies (Consumer) \| $2 per page
Paid Check/Dra� Photocopy	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Inactive Account$10
Not compared: Annual charge, not monthly
per year
2 Account Research-Effec�ve 09/09/2022, the Account Reconcilia�on Fee was combined with the Account Research Fee @$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Mailed (Business)$3
Not compared: Charged per statement; comparison unavailable
per statement · Paper Statement Mailed (Business) | $3 per Statement Cycle
Bad Address$5
per month

Overdraft & NSF

5 Returned Unpaid NSF Items (business)$35
per item

ATM & Card

Visa Debit Card Replacement$5

Check Services

Stop Payments$30
per item
Paid Cashier’s Check Copies$5
per item
Paid Check/Draft Photocopy$5
per item

Digital & Electronic

Expedited Bill Payment$5
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Returned Deposited/Cashed Item$30
per item

Account Services

Notary Service$1
Not compared: Charged per page; comparison unavailable
per page · Notary Service | $1 per page (NIHFCU members)
Atachment or Levy on Account$75
per item
Account Verification Leter$10
per item
Verification of Deposit (VOD leter)$15
per item

Other Fees

Paid Check/Dra� Photocopy$5
per item
Statement Copies (Business)$3
Not compared: Charged per page; comparison unavailable
per page · Statement Copies (Business) | $3 per page

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account	$10Not compared: Annual charge, not monthly	per year	None
2 Account Research-Effec�ve 09/09/2022, the Account Reconcilia�on Fee was combined with the Account Research Fee @	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Mailed (Business)	$3Not compared: Charged per statement; comparison unavailable	per statement	Paper Statement Mailed (Business) \| $3 per Statement Cycle
Bad Address	$5	per month	None
Overdraft & NSF
5 Returned Unpaid NSF Items (business)	$35	per item	None
ATM & Card
Visa Debit Card Replacement	$5	Not stated	None
Check Services
Stop Payments	$30	per item	None
Paid Cashier’s Check Copies	$5	per item	None
Paid Check/Draft Photocopy	$5	per item	None
Digital & Electronic
Expedited Bill Payment	$5Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Returned Deposited/Cashed Item	$30	per item	None
Account Services
Notary Service	$1Not compared: Charged per page; comparison unavailable	per page	Notary Service \| $1 per page (NIHFCU members)
Atachment or Levy on Account	$75	per item	None
Account Verification Leter	$10	per item	None
Verification of Deposit (VOD leter)	$15	per item	None
Other Fees
Paid Check/Dra� Photocopy	$5	per item	None
Statement Copies (Business)	$3Not compared: Charged per page; comparison unavailable	per page	Statement Copies (Business) \| $3 per page

Correct a fee source

Oct 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
CompleteCare Checking
National Institutes Of Health Federal Credit Union: $6.95
National Institutes Of Health Federal Credit Union: $6.95
U.S. median: no median
NSF / Returned Item
National Institutes Of Health Federal Credit Union: $30
National Institutes Of Health Federal Credit Union: $30
U.S. median: no median
Stop Payment
National Institutes Of Health Federal Credit Union: $30
National Institutes Of Health Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from National Institutes Of Health Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

CompleteCare Checking Monthly service charge (audience not stated, treated as personal)$6.95
per month
Inactive Account$10
Not compared: Annual charge, not monthly
per year
2 Account Research-Effec�ve 09/09/2022, the Account Reconcilia�on Fee was combined with the Account Research Fee @$20
Not compared: Charged per hour; comparison unavailable
per hour
3 Paper Statements Mailed (Consumer)$2
Not compared: Charged per statement; comparison unavailable
per statement · 3 Paper Statements Mailed (Consumer) | $2 per Statement Cycle
Bad Address$5
per month

Overdraft & NSF

5 Returned Unpaid NSF Items (consumer)$30
per item

ATM & Card

Visa Debit Card Replacement$5

Check Services

Cashier’s Checks: Consumer Accounts$7
Stop Payments$30
per item
Paid Cashier’s Check Copies$5
per item
Paid Check/Draft Photocopy$5
per item

Digital & Electronic

Expedited Bill Payment$5
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Returned Deposited/Cashed Item$30
per item

Account Services

Notary Service$1
Not compared: Charged per page; comparison unavailable
per page · Notary Service | $1 per page (NIHFCU members)
Safe Deposit Box 10 x 10” (audience not stated, treated as personal)$150
Safe Deposit Box 2 x 5” (audience not stated, treated as personal)$40
per year
Safe Deposit Box 3 x 10” (audience not stated, treated as personal)$70
Safe Deposit Box 3 x 5” (audience not stated, treated as personal)$45
Safe Deposit Box 5 x 10” (audience not stated, treated as personal)$90
Safe Deposit Box 5 x 5” (audience not stated, treated as personal)$60
Atachment or Levy on Account$75
per item
Account Verification Leter$10
per item
Verification of Deposit (VOD leter)$15
per item

Other Fees

4 Statement Copies (Consumer)$2
Not compared: Charged per page; comparison unavailable
per page · 4 Statement Copies (Consumer) | $2 per page
Paid Check/Dra� Photocopy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
CompleteCare Checking Monthly service charge (audience not stated, treated as personal)	$6.95	per month	None
Inactive Account	$10Not compared: Annual charge, not monthly	per year	None
2 Account Research-Effec�ve 09/09/2022, the Account Reconcilia�on Fee was combined with the Account Research Fee @	$20Not compared: Charged per hour; comparison unavailable	per hour	None
3 Paper Statements Mailed (Consumer)	$2Not compared: Charged per statement; comparison unavailable	per statement	3 Paper Statements Mailed (Consumer) \| $2 per Statement Cycle
Bad Address	$5	per month	None
Overdraft & NSF
5 Returned Unpaid NSF Items (consumer)	$30	per item	None
ATM & Card
Visa Debit Card Replacement	$5	Not stated	None
Check Services
Cashier’s Checks: Consumer Accounts	$7	Not stated	None
Stop Payments	$30	per item	None
Paid Cashier’s Check Copies	$5	per item	None
Paid Check/Draft Photocopy	$5	per item	None
Digital & Electronic
Expedited Bill Payment	$5Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Returned Deposited/Cashed Item	$30	per item	None
Account Services
Notary Service	$1Not compared: Charged per page; comparison unavailable	per page	Notary Service \| $1 per page (NIHFCU members)
Safe Deposit Box 10 x 10” (audience not stated, treated as personal)	$150	Not stated	None
Safe Deposit Box 2 x 5” (audience not stated, treated as personal)	$40	per year	None
Safe Deposit Box 3 x 10” (audience not stated, treated as personal)	$70	Not stated	None
Safe Deposit Box 3 x 5” (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 5 x 10” (audience not stated, treated as personal)	$90	Not stated	None
Safe Deposit Box 5 x 5” (audience not stated, treated as personal)	$60	Not stated	None
Atachment or Levy on Account	$75	per item	None
Account Verification Leter	$10	per item	None
Verification of Deposit (VOD leter)	$15	per item	None
Other Fees
4 Statement Copies (Consumer)	$2Not compared: Charged per page; comparison unavailable	per page	4 Statement Copies (Consumer) \| $2 per page
Paid Check/Dra� Photocopy	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Inactive Account$10
Not compared: Annual charge, not monthly
per year
2 Account Research-Effec�ve 09/09/2022, the Account Reconcilia�on Fee was combined with the Account Research Fee @$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Mailed (Business)$3
Not compared: Charged per statement; comparison unavailable
per statement · Paper Statement Mailed (Business) | $3 per Statement Cycle
Bad Address$5
per month

Overdraft & NSF

5 Returned Unpaid NSF Items (business)$35
per item

ATM & Card

Visa Debit Card Replacement$5

Check Services

Stop Payments$30
per item
Paid Cashier’s Check Copies$5
per item
Paid Check/Draft Photocopy$5
per item

Digital & Electronic

Expedited Bill Payment$5
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Returned Deposited/Cashed Item$30
per item

Account Services

Notary Service$1
Not compared: Charged per page; comparison unavailable
per page · Notary Service | $1 per page (NIHFCU members)
Atachment or Levy on Account$75
per item
Account Verification Leter$10
per item
Verification of Deposit (VOD leter)$15
per item

Other Fees

Paid Check/Dra� Photocopy$5
per item
Statement Copies (Business)$3
Not compared: Charged per page; comparison unavailable
per page · Statement Copies (Business) | $3 per page

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account	$10Not compared: Annual charge, not monthly	per year	None
2 Account Research-Effec�ve 09/09/2022, the Account Reconcilia�on Fee was combined with the Account Research Fee @	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Mailed (Business)	$3Not compared: Charged per statement; comparison unavailable	per statement	Paper Statement Mailed (Business) \| $3 per Statement Cycle
Bad Address	$5	per month	None
Overdraft & NSF
5 Returned Unpaid NSF Items (business)	$35	per item	None
ATM & Card
Visa Debit Card Replacement	$5	Not stated	None
Check Services
Stop Payments	$30	per item	None
Paid Cashier’s Check Copies	$5	per item	None
Paid Check/Draft Photocopy	$5	per item	None
Digital & Electronic
Expedited Bill Payment	$5Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Returned Deposited/Cashed Item	$30	per item	None
Account Services
Notary Service	$1Not compared: Charged per page; comparison unavailable	per page	Notary Service \| $1 per page (NIHFCU members)
Atachment or Levy on Account	$75	per item	None
Account Verification Leter	$10	per item	None
Verification of Deposit (VOD leter)	$15	per item	None
Other Fees
Paid Check/Dra� Photocopy	$5	per item	None
Statement Copies (Business)	$3Not compared: Charged per page; comparison unavailable	per page	Statement Copies (Business) \| $3 per page

Correct a fee source

Oct 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.